Yamaguchi Financial Group Past Earnings Performance
Past criteria checks 4/6
Yamaguchi Financial Group's earnings have been declining at an average annual rate of -6%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been declining at an average rate of 0.7% per year. Yamaguchi Financial Group's return on equity is 4.3%, and it has net margins of 16.4%.
Key information
-6.0%
Earnings growth rate
-2.1%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | -0.7% |
| Return on equity | 4.3% |
| Net Margin | 16.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Yamaguchi Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 169,872 | 27,817 | 64,121 | 0 |
| 30 Jun 24 | 158,640 | 27,944 | 63,773 | 0 |
| 31 Mar 24 | 146,653 | 25,216 | 63,328 | 0 |
| 31 Dec 23 | 141,440 | 20,713 | 62,382 | 0 |
| 30 Sep 23 | 133,653 | 19,201 | 61,664 | 0 |
| 30 Jun 23 | 132,482 | 19,040 | 61,152 | 0 |
| 31 Mar 23 | 131,145 | 17,894 | 61,155 | 0 |
| 31 Dec 22 | 110,253 | -15,029 | 60,204 | 0 |
| 30 Sep 22 | 113,213 | -12,886 | 60,553 | 0 |
| 30 Jun 22 | 112,652 | -12,277 | 60,972 | 0 |
| 31 Mar 22 | 111,891 | -13,005 | 60,562 | 0 |
| 31 Dec 21 | 166,372 | 28,586 | 60,088 | 0 |
| 30 Sep 21 | 170,577 | 28,653 | 61,466 | 0 |
| 30 Jun 21 | 170,450 | 28,046 | 62,500 | 0 |
| 31 Mar 21 | 168,012 | 24,957 | 64,540 | 0 |
| 31 Dec 20 | 141,812 | 22,570 | 67,720 | 0 |
| 30 Sep 20 | 138,743 | 21,025 | 68,123 | 0 |
| 30 Jun 20 | 143,113 | 22,135 | 68,723 | 0 |
| 31 Mar 20 | 148,113 | 25,391 | 69,271 | 0 |
| 31 Dec 19 | 145,140 | 25,702 | 69,492 | 0 |
| 30 Sep 19 | 140,557 | 22,948 | 69,996 | 0 |
| 30 Jun 19 | 142,366 | 23,612 | 70,675 | 0 |
| 31 Mar 19 | 142,014 | 23,148 | 71,325 | 0 |
| 31 Dec 18 | 142,498 | 23,292 | 72,378 | 0 |
| 30 Sep 18 | 148,168 | 27,151 | 73,516 | 0 |
| 30 Jun 18 | 148,272 | 29,828 | 73,109 | 0 |
| 31 Mar 18 | 150,621 | 32,916 | 72,585 | 0 |
| 31 Dec 17 | 151,522 | 33,557 | 72,163 | 0 |
| 30 Sep 17 | 151,904 | 33,431 | 72,280 | 0 |
| 30 Jun 17 | 150,290 | 30,881 | 74,728 | 0 |
| 31 Mar 17 | 155,000 | 31,586 | 77,867 | 0 |
| 31 Dec 16 | 159,200 | 32,454 | 79,181 | 0 |
| 30 Sep 16 | 158,061 | 31,823 | 80,214 | 0 |
| 30 Jun 16 | 159,572 | 33,315 | 79,963 | 0 |
| 31 Mar 16 | 155,039 | 32,295 | 79,100 | 0 |
| 31 Dec 15 | 150,369 | 30,578 | 80,401 | 0 |
| 30 Sep 15 | 157,045 | 34,525 | 81,842 | 0 |
| 30 Jun 15 | 155,859 | 34,380 | 83,592 | 0 |
| 31 Mar 15 | 150,088 | 30,523 | 85,423 | 0 |
| 31 Dec 14 | 148,398 | 30,827 | 85,458 | 0 |
| 30 Sep 14 | 143,964 | 28,819 | 86,828 | 0 |
| 30 Jun 14 | 144,117 | 28,109 | 86,891 | 0 |
| 31 Mar 14 | 150,803 | 31,235 | 87,288 | 0 |
| 31 Dec 13 | 153,364 | 32,276 | 88,008 | 0 |
Quality Earnings: 5FW has high quality earnings.
Growing Profit Margin: 5FW's current net profit margins (16.4%) are higher than last year (14.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 5FW's earnings have declined by 6% per year over the past 5 years.
Accelerating Growth: 5FW's earnings growth over the past year (44.9%) exceeds its 5-year average (-6% per year).
Earnings vs Industry: 5FW earnings growth over the past year (44.9%) exceeded the Banks industry 13.5%.
Return on Equity
High ROE: 5FW's Return on Equity (4.3%) is considered low.