Bank of N.T. Butterfield & Son Past Earnings Performance
Past criteria checks 2/6
Bank of N.T. Butterfield & Son has been growing earnings at an average annual rate of 8.3%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 2.9% per year. Bank of N.T. Butterfield & Son's return on equity is 19.8%, and it has net margins of 36.7%.
Key information
8.3%
Earnings growth rate
10.4%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 2.9% |
| Return on equity | 19.8% |
| Net Margin | 36.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank of N.T. Butterfield & Son makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 573 | 210 | 302 | 0 |
| 30 Jun 24 | 572 | 206 | 307 | 0 |
| 31 Mar 24 | 574 | 217 | 301 | 0 |
| 31 Dec 23 | 579 | 225 | 297 | 0 |
| 30 Sep 23 | 582 | 235 | 296 | 0 |
| 30 Jun 23 | 581 | 244 | 286 | 0 |
| 31 Mar 23 | 569 | 232 | 285 | 0 |
| 31 Dec 22 | 549 | 214 | 283 | 0 |
| 30 Sep 22 | 527 | 193 | 281 | 0 |
| 30 Jun 22 | 512 | 175 | 283 | 0 |
| 31 Mar 22 | 504 | 165 | 285 | 0 |
| 31 Dec 21 | 500 | 163 | 284 | 0 |
| 30 Sep 21 | 499 | 163 | 278 | 0 |
| 30 Jun 21 | 496 | 154 | 284 | 0 |
| 31 Mar 21 | 488 | 149 | 282 | 0 |
| 31 Dec 20 | 494 | 147 | 289 | 0 |
| 30 Sep 20 | 505 | 149 | 285 | 0 |
| 30 Jun 20 | 515 | 161 | 286 | 0 |
| 31 Mar 20 | 529 | 165 | 296 | 0 |
| 31 Dec 19 | 533 | 177 | 291 | 0 |
| 30 Sep 19 | 531 | 184 | 302 | 0 |
| 30 Jun 19 | 531 | 192 | 294 | 0 |
| 31 Mar 19 | 529 | 203 | 281 | 0 |
| 31 Dec 18 | 518 | 195 | 279 | 0 |
| 30 Sep 18 | 504 | 185 | 275 | 0 |
| 30 Jun 18 | 486 | 175 | 267 | 0 |
| 31 Mar 18 | 470 | 162 | 264 | 0 |
| 31 Dec 17 | 455 | 153 | 258 | 0 |
| 30 Sep 17 | 441 | 103 | 247 | 0 |
| 30 Jun 17 | 428 | 82 | 250 | 0 |
| 31 Mar 17 | 413 | 72 | 244 | 0 |
| 31 Dec 16 | 403 | 58 | 238 | 0 |
| 30 Sep 16 | 386 | 62 | 251 | 0 |
| 30 Jun 16 | 381 | 67 | 243 | 0 |
| 31 Mar 16 | 373 | 60 | 242 | 0 |
| 31 Dec 15 | 369 | 61 | 235 | 0 |
| 30 Sep 15 | 382 | 98 | 233 | 0 |
| 30 Jun 15 | 377 | 92 | 233 | 0 |
| 31 Mar 15 | 389 | 96 | 240 | 0 |
| 31 Dec 14 | 383 | 92 | 236 | 0 |
| 30 Sep 14 | 361 | 67 | 239 | 0 |
| 30 Jun 14 | 356 | 66 | 237 | 0 |
| 31 Mar 14 | 351 | 69 | 227 | 0 |
| 31 Dec 13 | 342 | 58 | 228 | 0 |
Quality Earnings: 4IK has high quality earnings.
Growing Profit Margin: 4IK's current net profit margins (36.7%) are lower than last year (40.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 4IK's earnings have grown by 8.3% per year over the past 5 years.
Accelerating Growth: 4IK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 4IK had negative earnings growth (-10.5%) over the past year, making it difficult to compare to the Banks industry average (13%).
Return on Equity
High ROE: 4IK's Return on Equity (19.8%) is considered low.