Berkshire Hills Bancorp, Inc.

DB:4I9 Stock Report

Market Cap: €1.2b

Berkshire Hills Bancorp Past Earnings Performance

Past criteria checks 2/6

Berkshire Hills Bancorp has been growing earnings at an average annual rate of 36.4%, while the Banks industry saw earnings growing at 18% annually. Revenues have been declining at an average rate of 0.09% per year. Berkshire Hills Bancorp's return on equity is 3.7%, and it has net margins of 11.6%.

Key information

36.4%

Earnings growth rate

36.6%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate-0.09%
Return on equity3.7%
Net Margin11.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Berkshire Hills Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:4I9 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24345402500
30 Jun 24325222530
31 Mar 24324222550
31 Dec 23380702540
30 Sep 234131022510
30 Jun 234181012520
31 Mar 234141002460
31 Dec 22403932430
30 Sep 22391822410
30 Jun 224341272390
31 Mar 224341262390
31 Dec 214351192450
30 Sep 214301172460
30 Jun 21377772440
31 Mar 21345-4882450
31 Dec 20307-5132390
30 Sep 20328-5002350
30 Jun 20327-5032340
31 Mar 20368642300
31 Dec 194141012220
30 Sep 19406852210
30 Jun 19412972150
31 Mar 194101072100
31 Dec 184051082100
30 Sep 18412882200
30 Jun 18406782260
31 Mar 18400652320
31 Dec 17344491900
30 Sep 17361682140
30 Jun 17337621970
31 Mar 17307581780
31 Dec 16280591610
30 Sep 16275641580
30 Jun 16269631560
31 Mar 16267571560
31 Dec 15251501510
30 Sep 15233451440
30 Jun 15223421380
31 Mar 15213441330
31 Dec 14211341300
30 Sep 14216332130
30 Jun 14215291220
31 Mar 14214301190
31 Dec 13216411160

Quality Earnings: 4I9 has high quality earnings.

Growing Profit Margin: 4I9's current net profit margins (11.6%) are lower than last year (24.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 4I9's earnings have grown significantly by 36.4% per year over the past 5 years.

Accelerating Growth: 4I9's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 4I9 had negative earnings growth (-60.7%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: 4I9's Return on Equity (3.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 09:26
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Berkshire Hills Bancorp, Inc. is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David BishopD.A. Davidson & Co.
David BishopDrexel Hamilton
Christopher MarinacFIG Partners