Berkshire Hills Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Berkshire Hills Bancorp has total assets of $12.1B and total equity of $1.0B. Total deposits are $9.9B, and total loans are $9.0B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $1.2B.
Key information
12x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$9.88b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 4I9's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: 4I9 has a sufficient allowance for bad loans (500%).
Low Risk Liabilities: 89% of 4I9's liabilities are made up of primarily low risk sources of funding.
Loan Level: 4I9 has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: 4I9's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: 4I9 has an appropriate level of bad loans (0.2%).