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4FK logo

Fukuoka Financial Group DB:4FK Stock Report

Last Price

€23.80

Market Cap

€4.6b

7D

-3.3%

1Y

13.3%

Updated

25 Dec, 2024

Data

Company Financials +

Fukuoka Financial Group, Inc.

DB:4FK Stock Report

Market Cap: €4.6b

4FK Stock Overview

Through its subsidiaries, provides various banking services to individual and corporate customers. More details

4FK fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance3/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 46.7% below our estimate of its fair value

Earnings are forecast to grow 10.31% per year

Earnings grew by 128.4% over the past year

Pays a reliable dividend of 3.29%

Risk Analysis

Large one-off items impacting financial results


My Notes

Capture your thoughts, links and company narrative

Fukuoka Financial Group, Inc. Competitors

Commerzbank

XTRA:CBK

€18.1b

Graubündner Kantonalbank

SWX:GRKP

CHF 4.3b

Bendigo and Adelaide Bank

ASX:BEN

AU$7.5b

ServisFirst Bancshares

NYSE:SFBS

US$4.7b

Price History & Performance

Summary of share price highs, lows and changes for Fukuoka Financial Group
Historical stock prices
Current Share PriceJP¥23.80
52 Week HighJP¥27.20
52 Week LowJP¥20.00
Beta0.24
1 Month Change-7.75%
3 Month Change4.39%
1 Year Change13.33%
3 Year Change60.81%
5 Year Change40.73%
Change since IPO18.32%

Recent News & Updates

Recent updates

Shareholder Returns

4FKDE BanksDE Market
7D-3.3%-0.4%-1.6%
1Y13.3%19.7%6.8%

Return vs Industry: 4FK underperformed the German Banks industry which returned 19.4% over the past year.

Return vs Market: 4FK exceeded the German Market which returned 6.8% over the past year.

Price Volatility

Is 4FK's price volatile compared to industry and market?
4FK volatility
4FK Average Weekly Movement4.1%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 4FK has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 4FK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18778,254Hisashi Gotowww.fukuoka-fg.com

Fukuoka Financial Group, Inc., through its subsidiaries, provides various banking services to individual and corporate customers. The company accepts various deposits, such as current deposits, ordinary and other demand deposits, time deposits, and negotiable certificates of deposit, as well as provides loan products. It is also involved in securities, office work agent, loan guarantee, system development and operation, assessment and analysis, credit card, collateral valuation, credit management and collection, consulting, insurance, research and development, investments, and factoring businesses.

Fukuoka Financial Group, Inc. Fundamentals Summary

How do Fukuoka Financial Group's earnings and revenue compare to its market cap?
4FK fundamental statistics
Market cap€4.57b
Earnings (TTM)€428.75m
Revenue (TTM)€1.84b

10.7x

P/E Ratio

0.7x

P/B Ratio

Is 4FK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
4FK income statement (TTM)
RevenueJP¥300.60b
Cost of RevenueJP¥0
Gross ProfitJP¥300.60b
Other ExpensesJP¥230.52b
EarningsJP¥70.07b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)370.61
Gross Margin100.00%
Net Profit Margin23.31%
Debt/Equity Ratio982.9%

How did 4FK perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

33%

Payout Ratio

Does 4FK pay a reliable dividends?

See 4FK dividend history and benchmarks
When do you need to buy 4FK by to receive an upcoming dividend?
Fukuoka Financial Group dividend dates
Ex Dividend DateMar 28 2025
Dividend Pay DateJun 30 2025
Days until Ex dividend92 days
Days until Dividend pay date186 days

Does 4FK pay a reliable dividends?

See 4FK dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 17:30
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Fukuoka Financial Group, Inc. is covered by 18 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichi TamuraBarclays
Shinichiro NakamuraBofA Global Research
Koichi NiwaCitigroup Inc