Five Star Bancorp Past Earnings Performance
Past criteria checks 2/6
Five Star Bancorp has been growing earnings at an average annual rate of 10%, while the Banks industry saw earnings growing at 14.1% annually. Revenues have been growing at an average rate of 16.8% per year. Five Star Bancorp's return on equity is 15.5%, and it has net margins of 40.2%.
Key information
10.0%
Earnings growth rate
-7.6%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 16.8% |
| Return on equity | 15.5% |
| Net Margin | 40.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Five Star Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 112 | 45 | 40 | 0 |
| 31 Dec 23 | 114 | 48 | 38 | 0 |
| 30 Sep 23 | 116 | 50 | 36 | 0 |
| 30 Jun 23 | 115 | 51 | 35 | 0 |
| 31 Mar 23 | 110 | 48 | 33 | 0 |
| 31 Dec 22 | 104 | 45 | 32 | 0 |
| 30 Sep 22 | 96 | 43 | 31 | 0 |
| 30 Jun 22 | 91 | 42 | 29 | 0 |
| 31 Mar 22 | 87 | 42 | 30 | 0 |
| 31 Dec 21 | 83 | 42 | 29 | 0 |
| 30 Sep 21 | 80 | 41 | 30 | 0 |
| 30 Jun 21 | 75 | 39 | 29 | 0 |
| 31 Mar 21 | 72 | 39 | 25 | 0 |
| 31 Dec 20 | 66 | 36 | 23 | 0 |
| 31 Dec 19 | 53 | 29 | 18 | 0 |
Quality Earnings: 4F6 has high quality earnings.
Growing Profit Margin: 4F6's current net profit margins (40.2%) are lower than last year (43.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 4F6's earnings have grown by 10% per year over the past 5 years.
Accelerating Growth: 4F6's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 4F6 had negative earnings growth (-6%) over the past year, making it difficult to compare to the Banks industry average (26.5%).
Return on Equity
High ROE: 4F6's Return on Equity (15.5%) is considered low.