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Five Star Bancorp DB:4F6 Stock Report

Last Price

€28.20

Market Cap

€629.3m

7D

4.4%

1Y

29.4%

Updated

31 Jan, 2025

Data

Company Financials +

4F6 Stock Overview

Operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. More details

4F6 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Five Star Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Five Star Bancorp
Historical stock prices
Current Share PriceUS$28.20
52 Week HighUS$31.00
52 Week LowUS$19.50
Beta0.46
1 Month Change20.51%
3 Month Change2.17%
1 Year Change29.36%
3 Year Change11.02%
5 Year Changen/a
Change since IPO39.60%

Recent News & Updates

Recent updates

Shareholder Returns

4F6DE BanksDE Market
7D4.4%1.2%1.9%
1Y29.4%30.7%15.1%

Return vs Industry: 4F6 underperformed the German Banks industry which returned 32.5% over the past year.

Return vs Market: 4F6 exceeded the German Market which returned 15.2% over the past year.

Price Volatility

Is 4F6's price volatile compared to industry and market?
4F6 volatility
4F6 Average Weekly Movement7.5%
Banks Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.2%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 4F6's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 4F6's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
1999183James Beckwithwww.fivestarbank.com

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit.

Five Star Bancorp Fundamentals Summary

How do Five Star Bancorp's earnings and revenue compare to its market cap?
4F6 fundamental statistics
Market cap€629.34m
Earnings (TTM)€44.06m
Revenue (TTM)€115.01m

14.2x

P/E Ratio

1.6x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
4F6 income statement (TTM)
RevenueUS$119.21m
Cost of RevenueUS$0
Gross ProfitUS$119.21m
Other ExpensesUS$73.54m
EarningsUS$45.67m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.14
Gross Margin100.00%
Net Profit Margin38.31%
Debt/Equity Ratio18.6%

How did 4F6 perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

35%

Payout Ratio

Does 4F6 pay a reliable dividends?

See 4F6 dividend history and benchmarks
When do you need to buy 4F6 by to receive an upcoming dividend?
Five Star Bancorp dividend dates
Ex Dividend DateFeb 03 2025
Dividend Pay DateFeb 10 2025
Days until Ex dividend2 days
Days until Dividend pay date9 days

Does 4F6 pay a reliable dividends?

See 4F6 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 05:08
End of Day Share Price 2025/01/31 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Five Star Bancorp is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
Christopher McGrattyKeefe, Bruyette, & Woods
Wood LayKeefe, Bruyette, & Woods