4F6 Stock Overview
Operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Five Star Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.20 |
| 52 Week High | US$31.00 |
| 52 Week Low | US$19.50 |
| Beta | 0.44 |
| 1 Month Change | -13.70% |
| 3 Month Change | -5.26% |
| 1 Year Change | 11.50% |
| 3 Year Change | -0.79% |
| 5 Year Change | n/a |
| Change since IPO | 24.75% |
Recent News & Updates
Recent updates
Shareholder Returns
| 4F6 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -10.6% | -2.0% | -2.0% |
| 1Y | 11.5% | 19.1% | 6.9% |
Return vs Industry: 4F6 underperformed the German Banks industry which returned 19.1% over the past year.
Return vs Market: 4F6 exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| 4F6 volatility | |
|---|---|
| 4F6 Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 4F6 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 4F6's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 183 | James Beckwith | www.fivestarbank.com |
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit.
Five Star Bancorp Fundamentals Summary
| 4F6 fundamental statistics | |
|---|---|
| Market cap | €620.93m |
| Earnings (TTM) | €41.36m |
| Revenue (TTM) | €108.47m |
15.0x
P/E Ratio1.7x
P/B RatioIs 4F6 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 4F6 income statement (TTM) | |
|---|---|
| Revenue | US$113.17m |
| Cost of Revenue | US$0 |
| Gross Profit | US$113.17m |
| Other Expenses | US$70.02m |
| Earnings | US$43.15m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.02 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.13% |
| Debt/Equity Ratio | 18.9% |
How did 4F6 perform over the long term?
See historical performance and comparisonDividends
2.6%
Current Dividend Yield36%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 11:20 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Five Star Bancorp is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Gary Tenner | D.A. Davidson & Co. |
| Wood Lay | Keefe, Bruyette, & Woods |