Industrial Bank of Korea (49DA) Stock Overview

Operates as a small and medium-sized enterprise (SME) financing bank in Korea and internationally. More details

49DA fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	3/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 63.8% below our estimate of its fair value

Earnings are forecast to grow 4.73% per year

Earnings grew by 2.8% over the past year

Risk Analysis

Unstable dividend track record

49DA Community Fair Values

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Industrial Bank of Korea Competitors

Price History & Performance

Summary of share price highs, lows and changes for Industrial Bank of Korea
Historical stock prices
Current Share Price	₩14.00
52 Week High	₩14.00
52 Week Low	₩14.00
Beta	0.35
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	133.33%

Recent updates

Shareholder Returns

	49DA	DE Banks	DE Market
7D	0%	0.6%	2.7%
1Y	n/a	52.1%	14.5%

Return vs Industry: Insufficient data to determine how 49DA performed against the German Banks industry.

Return vs Market: Insufficient data to determine how 49DA performed against the German Market.

Price Volatility

Is 49DA's price volatile compared to industry and market?
49DA volatility
49DA Average Weekly Movement	0%
Banks Industry Average Movement	3.2%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	12.2%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine 49DA's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1961	13,056	Sung-tae Kim	www.ibk.co.kr

Industrial Bank of Korea operates as a small and medium-sized enterprise (SME) financing bank in Korea and internationally. It provides personal and corporate banking, such as check, transfer, deposit/trust, fund, insurance, credit card, loan, forex, dues, check/draft, information management, retirement pension, and B2B; and provides various financial products and services, including personal and corporate product mail, product guide and tree; smart finance; banking, product, and affiliate services; and customer preferential service, as well as financial information for corporate management support, legal support, stock, real estate, and auction/public auction. The company also offers card information/application, card finance loan, My card management, personal and corporate card services, and guide.

Industrial Bank of Korea Fundamentals Summary

How do Industrial Bank of Korea's earnings and revenue compare to its market cap?
49DA fundamental statistics
Market cap	€9.35b
Earnings (TTM)	€1.57b
Revenue (TTM)	€5.45b

6.0x

P/E Ratio

0.4x

P/B Ratio

Is 49DA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
49DA income statement (TTM)
Revenue	₩8.99t
Cost of Revenue	₩0
Gross Profit	₩8.99t
Other Expenses	₩6.40t
Earnings	₩2.59t

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	3.24k
Gross Margin	100.00%
Net Profit Margin	28.77%
Debt/Equity Ratio	755.7%

How did 49DA perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

33%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/03 11:39
End of Day Share Price	2025/10/03 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Industrial Bank of Korea is covered by 39 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Sunmok Ha	Barclays
Changhun Kim	BNP Paribas Securities (Asia)
Jeehoon Park	BofA Global Research

Industrial Bank of KoreaDB:49DA Stock Report