The First Bancshares, Inc.

DB:3RY Stock Report

Market Cap: €1.1b

First Bancshares Past Earnings Performance

Past criteria checks 2/6

First Bancshares has been growing earnings at an average annual rate of 11.5%, while the Banks industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 15.2% per year. First Bancshares's return on equity is 6.9%, and it has net margins of 26%.

Key information

11.5%

Earnings growth rate

-0.8%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate15.2%
Return on equity6.9%
Net Margin26.0%
Next Earnings Update22 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How First Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:3RY Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24269701350
30 Jun 24277761330
31 Mar 24285801310
31 Dec 23282751300
30 Sep 23278811190
30 Jun 23253701130
31 Mar 23226621060
31 Dec 2220763980
30 Sep 2220162950
30 Jun 2219765920
31 Mar 2219464910
31 Dec 2119464900
30 Sep 2119164890
30 Jun 2118359880
31 Mar 2117761870
31 Dec 2016253840
30 Sep 2015649790
30 Jun 2015049740
31 Mar 2014744690
31 Dec 1914544660
30 Sep 1913639720
30 Jun 1912632690
31 Mar 1911525670
31 Dec 1810321510
30 Sep 189117520
30 Jun 188316490
31 Mar 187513470
31 Dec 177311470
30 Sep 176810380
30 Jun 17628360
31 Mar 17568330
31 Dec 165110310
30 Sep 164910280
30 Jun 16479270
31 Mar 16469260
31 Dec 15448260
30 Sep 15438260
30 Jun 15427260
31 Mar 15417260
31 Dec 14406250
30 Sep 14386250
30 Jun 14375240
31 Mar 14364230

Quality Earnings: 3RY has high quality earnings.

Growing Profit Margin: 3RY's current net profit margins (26%) are lower than last year (29%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 3RY's earnings have grown by 11.5% per year over the past 5 years.

Accelerating Growth: 3RY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 3RY had negative earnings growth (-13.3%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: 3RY's Return on Equity (6.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/20 20:40
End of Day Share Price 2025/01/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The First Bancshares, Inc. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBurkenroad Reports
Brett RabatinHovde Group, LLC
Christopher MarinacJanney Montgomery Scott LLC