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First Bancshares DB:3RY Stock Report

Last Price

€37.00

Market Cap

€1.2b

7D

0.5%

1Y

66.7%

Updated

08 Feb, 2025

Data

Company Financials +

3RY Stock Overview

Operates as the bank holding company for The First Bank that provides general commercial and retail banking services. More details

3RY fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

The First Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Bancshares
Historical stock prices
Current Share PriceUS$37.00
52 Week HighUS$37.40
52 Week LowUS$21.60
Beta0.93
1 Month Change12.12%
3 Month Change8.82%
1 Year Change66.67%
3 Year Change15.63%
5 Year Changen/a
Change since IPO103.30%

Recent News & Updates

Recent updates

Shareholder Returns

3RYDE BanksDE Market
7D0.5%2.9%-0.02%
1Y66.7%36.2%15.1%

Return vs Industry: 3RY exceeded the German Banks industry which returned 36.2% over the past year.

Return vs Market: 3RY exceeded the German Market which returned 15.1% over the past year.

Price Volatility

Is 3RY's price volatile compared to industry and market?
3RY volatility
3RY Average Weekly Movement3.6%
Banks Industry Average Movement3.2%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 3RY has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 3RY's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19951,078Hoppy Colewww.thefirstbank.com

The First Bancshares, Inc. operates as the bank holding company for The First Bank that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement and health savings accounts.

The First Bancshares, Inc. Fundamentals Summary

How do First Bancshares's earnings and revenue compare to its market cap?
3RY fundamental statistics
Market cap€1.16b
Earnings (TTM)€74.74m
Revenue (TTM)€271.33m

15.6x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
3RY income statement (TTM)
RevenueUS$280.24m
Cost of RevenueUS$0
Gross ProfitUS$280.24m
Other ExpensesUS$203.05m
EarningsUS$77.19m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.45
Gross Margin100.00%
Net Profit Margin27.55%
Debt/Equity Ratio33.2%

How did 3RY perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

41%

Payout Ratio

Does 3RY pay a reliable dividends?

See 3RY dividend history and benchmarks
When do you need to buy 3RY by to receive an upcoming dividend?
First Bancshares dividend dates
Ex Dividend DateFeb 10 2025
Dividend Pay DateFeb 26 2025
Days until Ex dividend1 day
Days until Dividend pay date17 days

Does 3RY pay a reliable dividends?

See 3RY dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/08 12:10
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The First Bancshares, Inc. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBurkenroad Reports
Brett RabatinHovde Group, LLC
Christopher MarinacJanney Montgomery Scott LLC