Origin Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Origin Bancorp has total assets of $10.0B and total equity of $1.1B. Total deposits are $8.5B, and total loans are $7.9B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $340.3M.
Key information
8.7x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$8.49b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$340.29m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 36Z's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: 36Z has a sufficient allowance for bad loans (149%).
Low Risk Liabilities: 96% of 36Z's liabilities are made up of primarily low risk sources of funding.
Loan Level: 36Z has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: 36Z's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: 36Z has an appropriate level of bad loans (0.8%).