Capital Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Capital Bancorp has total assets of $2.4B and total equity of $267.9M. Total deposits are $2.1B, and total loans are $2.0B. It earns a Net Interest Margin of 6.6%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $136.5M.
Key information
9.1x
Asset to equity ratio
6.6%
Net interest margin
| Total deposits | US$2.10b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$136.51m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 316's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: 316 has a sufficient allowance for bad loans (219%).
Low Risk Liabilities: 97% of 316's liabilities are made up of primarily low risk sources of funding.
Loan Level: 316 has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: 316's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: 316 has an appropriate level of bad loans (0.7%).