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Capital Bancorp, Inc.DB:316 Stock Report

Market Cap €439.9m
Share Price
€25.40
€28.32
10.3% undervalued intrinsic discount
1Y-2.3%
7D0%
Portfolio Value
View

Capital Bancorp, Inc.

DB:316 Stock Report

Market Cap: €439.9m

Capital Bancorp (316) Stock Overview

Operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. More details

316 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance5/6
Financial Health5/6
Dividends1/6

316 Community Fair Values

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Capital Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Capital Bancorp
Historical stock prices
Current Share PriceUS$25.40
52 Week HighUS$30.60
52 Week LowUS$21.60
Beta0.59
1 Month Change2.42%
3 Month Change6.72%
1 Year Change-2.31%
3 Year Change84.06%
5 Year Change40.33%
Change since IPO135.97%

Recent News & Updates

Recent updates

Shareholder Returns

316DE BanksDE Market
7D0%1.2%0.06%
1Y-2.3%36.9%1.0%

Return vs Industry: 316 underperformed the German Banks industry which returned 36.9% over the past year.

Return vs Market: 316 underperformed the German Market which returned 1% over the past year.

Price Volatility

Is 316's price volatile compared to industry and market?
316 volatility
316 Average Weekly Movement4.6%
Banks Industry Average Movement4.1%
Market Average Movement6.0%
10% most volatile stocks in DE Market12.3%
10% least volatile stocks in DE Market2.6%

Stable Share Price: 316 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 316's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1974447Ed Barrycapitalbankmd.com

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards.

Capital Bancorp, Inc. Fundamentals Summary

How do Capital Bancorp's earnings and revenue compare to its market cap?
316 fundamental statistics
Market cap€439.91m
Earnings (TTM)€47.15m
Revenue (TTM)€199.01m
9.3x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
316 income statement (TTM)
RevenueUS$233.23m
Cost of RevenueUS$0
Gross ProfitUS$233.23m
Other ExpensesUS$177.97m
EarningsUS$55.26m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)3.39
Gross Margin100.00%
Net Profit Margin23.69%
Debt/Equity Ratio12.7%

How did 316 perform over the long term?

See historical performance and comparison

Dividends

1.5%
Current Dividend Yield
14%
Payout Ratio

Does 316 pay a reliable dividends?

See 316 dividend history and benchmarks
When do you need to buy 316 by to receive an upcoming dividend?
Capital Bancorp dividend dates
Ex Dividend DateMay 11 2026
Dividend Pay DateMay 27 2026
Days until Ex dividend8 days
Days until Dividend pay date24 days

Does 316 pay a reliable dividends?

See 316 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/03 06:35
End of Day Share Price 2026/04/30 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Capital Bancorp, Inc. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
David BishopHovde Group, LLC
Catherine Summerson MealorKeefe, Bruyette, & Woods