Eagle Bancorp Balance Sheet Health

Financial Health criteria checks 5/6

Eagle Bancorp has total assets of $11.3B and total equity of $1.2B. Total deposits are $8.5B, and total loans are $7.9B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are $642.5M.

Key information

9.2x

Asset to equity ratio

2.5%

Net interest margin

Total deposits

US$8.54b

Loan to deposit ratio

Appropriate

Bad loans

1.7%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

US$642.47m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 2ZI's Assets to Equity ratio (9.2x) is low.

Allowance for Bad Loans: 2ZI has a low allowance for bad loans (83%).

Low Risk Liabilities: 85% of 2ZI's liabilities are made up of primarily low risk sources of funding.

Loan Level: 2ZI has an appropriate level of Loans to Assets ratio (70%).

Low Risk Deposits: 2ZI's Loans to Deposits ratio (92%) is appropriate.

Level of Bad Loans: 2ZI has an appropriate level of bad loans (1.7%).


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