1H4 Stock Overview
Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Heartland Financial USA, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.20 |
| 52 Week High | US$35.60 |
| 52 Week Low | US$24.00 |
| Beta | 1.06 |
| 1 Month Change | 8.50% |
| 3 Month Change | -4.05% |
| 1 Year Change | 16.90% |
| 3 Year Change | -19.81% |
| 5 Year Change | -16.85% |
| Change since IPO | -29.12% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1H4 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 9.2% | 3.2% | 1.7% |
| 1Y | 16.9% | 28.5% | 2.3% |
Return vs Industry: 1H4 underperformed the German Banks industry which returned 28.5% over the past year.
Return vs Market: 1H4 exceeded the German Market which returned 2.3% over the past year.
Price Volatility
| 1H4 volatility | |
|---|---|
| 1H4 Average Weekly Movement | 5.4% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.1% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 1H4 has not had significant price volatility in the past 3 months.
Volatility Over Time: 1H4's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1981 | 1,970 | Bruce Lee | www.htlf.com |
Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use.
Heartland Financial USA, Inc. Fundamentals Summary
| 1H4 fundamental statistics | |
|---|---|
| Market cap | €1.44b |
| Earnings (TTM) | €67.11m |
| Revenue (TTM) | €516.65m |
21.4x
P/E Ratio0.8x
P/B RatioIs 1H4 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1H4 income statement (TTM) | |
|---|---|
| Revenue | US$553.28m |
| Cost of Revenue | US$0 |
| Gross Profit | US$553.28m |
| Other Expenses | US$481.41m |
| Earnings | US$71.87m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
May 01, 2024
| Earnings per share (EPS) | 1.68 |
| Gross Margin | 100.00% |
| Net Profit Margin | 12.99% |
| Debt/Equity Ratio | 55.8% |
How did 1H4 perform over the long term?
See historical performance and comparison