This company is no longer active
1H4 Stock Overview
A bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
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Heartland Financial USA, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$62.50 |
| 52 Week High | US$65.50 |
| 52 Week Low | US$29.20 |
| Beta | 0.98 |
| 1 Month Change | 6.84% |
| 3 Month Change | 17.92% |
| 1 Year Change | 100.32% |
| 3 Year Change | 44.68% |
| 5 Year Change | 38.89% |
| Change since IPO | 33.43% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1H4 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 0% | -2.9% | -3.5% |
| 1Y | 100.3% | 34.9% | 13.6% |
Return vs Industry: 1H4 exceeded the German Banks industry which returned 31.1% over the past year.
Return vs Market: 1H4 exceeded the German Market which returned 15% over the past year.
Price Volatility
| 1H4 volatility | |
|---|---|
| 1H4 Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 5.4% |
| 10% most volatile stocks in DE Market | 11.9% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: 1H4 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 1H4's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1981 | 1,703 | Bruce Lee | www.htlf.com |
Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use.
Heartland Financial USA, Inc. Fundamentals Summary
| 1H4 fundamental statistics | |
|---|---|
| Market cap | €2.68b |
| Earnings (TTM) | €157.78m |
| Revenue (TTM) | €648.03m |
17.0x
P/E Ratio1.4x
P/B RatioIs 1H4 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1H4 income statement (TTM) | |
|---|---|
| Revenue | US$671.75m |
| Cost of Revenue | US$0 |
| Gross Profit | US$671.75m |
| Other Expenses | US$508.20m |
| Earnings | US$163.55m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.35% |
| Debt/Equity Ratio | 17.9% |
How did 1H4 perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield32%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/03 04:11 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Heartland Financial USA, Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Stephen Moss | FBR Capital Markets & Co. |
| Jeff Davis | Guggenheim Securities, LLC |