Dime Community Bancshares (DB:0NW) - Stock Price, News & Analysis

0NW Stock Overview

Operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. More details

0NW fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	5/6
Past Performance	2/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 38.8% below our estimate of its fair value

Earnings are forecast to grow 55.29% per year

Pays a reliable dividend of 2.88%

Risk Analysis

Shares are highly illiquid

Profit margins (18.3%) are lower than last year (29.5%)

Shareholders have been diluted in the past year

Dime Community Bancshares, Inc. Competitors

ProCredit Holding

XTRA:PCZ

€461.8m

Berkshire Hills Bancorp

NYSE:BHLB

US$1.3b

MBSB Berhad

KLSE:MBSB

RM 6.0b

Hope Bancorp

NasdaqGS:HOPE

US$1.6b

Price History & Performance

Summary of all time highs, changes and price drops for Dime Community Bancshares
Historical stock prices
Current Share Price	US$18.00
52 Week High	US$24.80
52 Week Low	US$15.60
Beta	1.11
11 Month Change	0%
3 Month Change	-1.10%
1 Year Change	-2.17%
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	14.65%

Recent updates

Shareholder Returns

	0NW	DE Banks	DE Market
7D	0%	0.2%	-0.4%
1Y	-2.2%	22.2%	7.1%

Return vs Industry: 0NW underperformed the German Banks industry which returned 22.2% over the past year.

Return vs Market: 0NW underperformed the German Market which returned 7.1% over the past year.

Price Volatility

Is 0NW's price volatile compared to industry and market?
0NW volatility
0NW Average Weekly Movement	n/a
Banks Industry Average Movement	3.0%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.0%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 0NW's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine 0NW's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1910	851	Stu Lubow	www.dime.com

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans.

Dime Community Bancshares, Inc. Fundamentals Summary

How do Dime Community Bancshares's earnings and revenue compare to its market cap?
0NW fundamental statistics
Market cap	€1.44b
Earnings (TTM)	€54.53m
Revenue (TTM)	€297.45m

26.3x

P/E Ratio

1.3x

P/B Ratio

Is 0NW overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0NW income statement (TTM)
Revenue	US$313.74m
Cost of Revenue	US$0
Gross Profit	US$313.74m
Other Expenses	US$256.22m
Earnings	US$57.52m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.32
Gross Margin	100.00%
Net Profit Margin	18.33%
Debt/Equity Ratio	69.5%

How did 0NW perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

67%

Payout Ratio

0NW Stock Overview

Rewards

Risk Analysis

Dime Community Bancshares, Inc. Competitors

XTRA:PCZ

€461.8m

NYSE:BHLB

US$1.3b

KLSE:MBSB

RM 6.0b

NasdaqGS:HOPE

US$1.6b

Price History & Performance

Recent News & Updates

Dime Community Bancshares, Inc. has completed a Follow-on Equity Offering in the amount of $125 million.

Second quarter dividend of US$0.25 announced

Dime Community Bancshares, Inc. to Report Q3, 2024 Results on Oct 22, 2024

Dime Community Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on October 24, 2024

Investor sentiment improves as stock rises 15%

New major risk - Share price stability

Recent updates

Dime Community Bancshares, Inc. has completed a Follow-on Equity Offering in the amount of $125 million.

Second quarter dividend of US$0.25 announced

Dime Community Bancshares, Inc. to Report Q3, 2024 Results on Oct 22, 2024

Dime Community Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on October 24, 2024

Investor sentiment improves as stock rises 15%

New major risk - Share price stability

Second quarter 2024 earnings released: EPS: US$0.43 (vs US$0.66 in 2Q 2023)

Dime Community Bancshares, Inc. Reports Unaudited Net Charge-Offs Results for the Second Quarter Ended June 30, 2024

Dime Community Bancshares, Inc. to Report Q2, 2024 Results on Jul 23, 2024

Investor sentiment improves as stock rises 16%

First quarter dividend of US$0.25 announced

Dime Community Bancshares, Inc. Declares Quarterly Cash Dividend for Common Stock, Payable on July 24, 2024

Dime Community Bancshares, Inc. Appoints John Murphy as Head for Its Non-Profit Vertical

Dime Community Bancshares, Inc. Hires Judy Wu as Executive Vice President, General Counsel and Corporate Secretary

First quarter 2024 earnings released: EPS: US$0.41 (vs US$0.92 in 1Q 2023)

New minor risk - Profit margin trend

Dime Community Bancshares, Inc. to Report Q1, 2024 Results on Apr 23, 2024

Dime Community Bancshares, Inc., Annual General Meeting, May 23, 2024

Fourth quarter dividend of US$0.25 announced

Dime Community Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on April 24, 2024

Dime Community Bancshares, Inc. Announces Director Appointments for National Deposits Group

Full year 2023 earnings released: EPS: US$2.29 (vs US$3.73 in FY 2022)

New minor risk - Share price stability

Investor sentiment deteriorates as stock falls 20%

Full year 2023 earnings released: EPS: US$2.29 (vs US$3.73 in FY 2022)

Dime Community Bancshares, Inc. to Report Q4, 2023 Results on Jan 26, 2024

Upcoming dividend of US$0.25 per share at 3.8% yield

Dime Community Bancshares Declares Quarterly Cash Dividend for Common Stock, Payable on January 24, 2024

Investor sentiment improves as stock rises 16%

CEO, COO recently sold €376k worth of stock

New major risk - Revenue and earnings growth

Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.97 in 3Q 2022)

Dime Community Bancshares, Inc. Reports Net Charge-Offs Results for the Third Quarter Ended September 30, 2023

Dime Community Bancshares, Inc. to Report Q3, 2023 Results on Oct 19, 2023

Dime Community Bancshares, Inc. Appoints Judith H. Germano to Its Board of Directors and Credit Risk, Enterprise Risk, and Strategic Planning Committees, Effective as of September 28, 2023

Dime Community Bancshares, Inc. Appoints Daniel Shaya Csillag as Group Head of Healthcare Vertical

Dime Community Bancshares, Inc. Announces Board Changes, Effective September 28, 2023

Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.94 in 2Q 2022)

Dime Community Bancshares, Inc. Reports Net Charge Off for the Three Months Ended June 30, 2023

Now 21% undervalued

Dime Community Bancshares, Inc. to Report Q2, 2023 Results on Jul 28, 2023

Dime Community Bancshares, Inc. Declares Quarterly Cash Dividend for Common Stock, Payable on July 24, 2023

Investor sentiment improves as stock rises 17%

Investor sentiment improves as stock rises 16%

Independent Director recently bought €369k worth of stock

Dime Community Bancshares, Inc Announces the Promotion of Steven Karaman to Corporate Treasurer

Dime Announces Upgrades to Technology Platform

Insufficient new directors

Shareholder Returns

Price Volatility

About the Company

Dime Community Bancshares, Inc. Fundamentals Summary

26.3x

1.3x

Earnings & Revenue

Dividends

2.9%

67%