Dime Community Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Dime Community Bancshares has total assets of $13.7B and total equity of $1.3B. Total deposits are $11.4B, and total loans are $10.8B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $731.7M.
Key information
10.9x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$11.42b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$731.69m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0NW's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: 0NW has a sufficient allowance for bad loans (172%).
Low Risk Liabilities: 91% of 0NW's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0NW has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: 0NW's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: 0NW has an appropriate level of bad loans (0.5%).