U.S. Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

U.S. Bancorp has total assets of $686.5B and total equity of $59.3B. Total deposits are $521.1B, and total loans are $366.6B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $77.1B.

Key information

11.6x

Asset to equity ratio

2.9%

Net interest margin

Total deposits

US$521.13b

Loan to deposit ratio

Appropriate

Bad loans

0.5%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$77.05b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: UB5's Assets to Equity ratio (11.6x) is moderate.

Allowance for Bad Loans: UB5 has a sufficient allowance for bad loans (418%).

Low Risk Liabilities: 83% of UB5's liabilities are made up of primarily low risk sources of funding.

Loan Level: UB5 has an appropriate level of Loans to Assets ratio (53%).

Low Risk Deposits: UB5's Loans to Deposits ratio (70%) is appropriate.

Level of Bad Loans: UB5 has an appropriate level of bad loans (0.5%).


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