U.S. Bancorp (XTRA:UB5) - Stock Price, News & Analysis

UB5 Stock Overview

A financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.

About the company

UB5 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	1/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 50.6% below our estimate of its fair value

Earnings are forecast to grow 11.64% per year

Pays a reliable dividend of 4.04%

Risk Analysis

Significant insider selling over the past 3 months

U.S. Bancorp Competitors

Commerzbank

XTRA:CBK

€19.0b

ProCredit Holding

XTRA:PCZ

€478.3m

BNP Paribas

ENXTPA:BNP

€66.6b

PNC Financial Services Group

NYSE:PNC

US$81.3b

Price History & Performance

Summary of all time highs, changes and price drops for U.S. Bancorp
Historical stock prices
Current Share Price	US$46.07
52 Week High	US$47.70
52 Week Low	US$31.68
Beta	1.04
11 Month Change	13.81%
3 Month Change	20.12%
1 Year Change	42.70%
33 Year Change	-13.35%
5 Year Change	-13.08%
Change since IPO	75.69%

Recent updates

Shareholder Returns

	UB5	DE Banks	DE Market
7D	2.9%	1.1%	1.1%
1Y	42.7%	26.6%	12.5%

Return vs Industry: UB5 exceeded the German Banks industry which returned 27.4% over the past year.

Return vs Market: UB5 exceeded the German Market which returned 11.8% over the past year.

Price Volatility

Is UB5's price volatile compared to industry and market?
UB5 volatility
UB5 Average Weekly Movement	4.1%
Banks Industry Average Movement	2.9%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.6%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: UB5 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: UB5's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1863	75,465	Andy Cecere	www.usbank.com

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.

U.S. Bancorp Fundamentals Summary

How do U.S. Bancorp's earnings and revenue compare to its market cap?
UB5 fundamental statistics
Market cap	€74.07b
Earnings (TTM)	€4.72b
Revenue (TTM)	€23.06b

15.2x

P/E Ratio

1.5x

P/B Ratio

Is UB5 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UB5 income statement (TTM)
Revenue	US$24.90b
Cost of Revenue	US$0
Gross Profit	US$24.90b
Other Expenses	US$19.80b
Earnings	US$5.09b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 16, 2025

Earnings per share (EPS)	3.27
Gross Margin	100.00%
Net Profit Margin	20.46%
Debt/Equity Ratio	138.7%

How did UB5 perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

60%

Payout Ratio

UB5 Stock Overview

Rewards

Risk Analysis

U.S. Bancorp Competitors

XTRA:CBK

€19.0b

XTRA:PCZ

€478.3m

ENXTPA:BNP

€66.6b

NYSE:PNC

US$81.3b

Price History & Performance

Recent News & Updates

U.S. Bancorp Announces Structural Changes for Payments Business

U.S. Bancorp Announces Structural Changes for Payments Business

Vice Chairman of Payment Services recently sold €1.6m worth of stock

Third quarter 2024 earnings released: EPS: US$1.10 (vs US$0.91 in 3Q 2023)

U.S. Bancorp to Report Q3, 2024 Results on Oct 16, 2024

Second quarter dividend of US$0.50 announced

Recent updates

U.S. Bancorp Announces Structural Changes for Payments Business

U.S. Bancorp Announces Structural Changes for Payments Business

Vice Chairman of Payment Services recently sold €1.6m worth of stock

Third quarter 2024 earnings released: EPS: US$1.10 (vs US$0.91 in 3Q 2023)

U.S. Bancorp to Report Q3, 2024 Results on Oct 16, 2024

Second quarter dividend of US$0.50 announced

U.S. Bancorp (NYSE:USB) announces an Equity Buyback for $5,000 million worth of its shares.

U.S. Bank Unveils Two New U.S. Bank Smartly Products

Second quarter 2024 earnings released: EPS: US$0.97 (vs US$0.84 in 2Q 2023)

Aleem Gillani Joins U.S. Bancorp Board of Directors

U.S. Bancorp Plans to Increase Quarterly Common Stock Dividend for the Fourth Quarter of 2024

U.S. Bancorp Announces Executive Changes

U.S. Bancorp to Report Q2, 2024 Results on Jul 17, 2024

First quarter dividend of US$0.49 announced

U.S. Bancorp Announces Quarterly Dividend, Payable on July 15, 2024

U.S. Bancorp Announces New Leaders for its WCIB business

U.S. Bancorp Appoints Gunjan Kedia as President

First quarter 2024 earnings released: EPS: US$0.78 (vs US$1.04 in 1Q 2023)

First quarter 2024 earnings released: EPS: US$0.85 (vs US$1.04 in 1Q 2023)

U.S. Bancorp to Report Q1, 2024 Results on Apr 17, 2024

Upcoming dividend of US$0.49 per share

Fourth quarter dividend of US$0.49 announced

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on April 15, 2024

U.S. Bancorp Appoints Bill Mulvihill as Head for Loan Capital Markets

U.S. Bancorp, Annual General Meeting, Apr 16, 2024

Full year 2023 earnings released: EPS: US$3.27 (vs US$3.69 in FY 2022)

Full year 2023 earnings released: EPS: US$3.52 (vs US$3.69 in FY 2022)

Upcoming dividend of US$0.49 per share at 4.6% yield

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on January 16, 2024

Third quarter 2023 earnings released: EPS: US$0.91 (vs US$1.16 in 3Q 2022)

U.S. Bancorp Provides Earnings Guidance for the Fourth Quarter 2023

U.S. Bank Names Ariel Meyerstein as Head of ESG Program Office

U.S. Bancorp to Report Q3, 2023 Results on Oct 18, 2023

Upcoming dividend of US$0.48 per share at 5.7% yield

U.S. Bank Appoints Kai Sakstrup as Chief Product Officer for Its Wealth, Corporate, Commercial and Institutional Banking Division, Effective October 1, 2023

U.S. Bancorp Appoints Joe Persichetti as Head of Healthcare Business Banking

U.S. Bancorp Announces Quarterly Dividend, Payable on October 16, 2023

U.S. Bancorp Appoints Shruti Patel as Chief Product Officer

U.S. Bancorp Announces Chief Financial Officer Changes, Effective September 1, 2023

U.S. Bancorp announced that it expects to receive $936 million in funding from Mitsubishi UFJ Financial Group, Inc.

U.S. Bancorp announced that it expects to receive $936 million in funding from Mitsubishi UFJ Financial Group, Inc.

U.S. Bancorp Announces Total Net Charge-Offs for the Quarter Ended June 30, 2023

Second quarter 2023 earnings released: EPS: US$0.84 (vs US$0.98 in 2Q 2022)

Shareholder Returns

Price Volatility

About the Company

U.S. Bancorp Fundamentals Summary

15.2x

1.5x

Earnings & Revenue

Dividends

4.0%

60%