FFB Stock Overview

Provides various banking products and services to corporate and individual customers in Indonesia. More details

FFB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 32.1% below our estimate of its fair value

Earnings grew by 19% over the past year

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

PT Bank OCBC NISP Tbk Competitors

ProCredit Holding

XTRA:PCZ

€530.1m

Commerzbank

XTRA:CBK

€22.4b

Merkur PrivatBank KgaA

XTRA:MBK

€115.1m

Tatra banka

BSSE:1TAT01DE

€1.8b

Price History & Performance

Summary of share price highs, lows and changes for Bank OCBC NISP
Historical stock prices
Current Share Price	Rp0.064
52 Week High	Rp0.08
52 Week Low	Rp0.052
Beta	0.19
1 Month Change	0%
3 Month Change	-3.03%
1 Year Change	6.67%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	150.98%

Recent updates

Shareholder Returns

	FFB	DE Banks	DE Market
7D	0%	4.7%	2.3%
1Y	6.7%	36.8%	16.7%

Return vs Industry: FFB underperformed the German Banks industry which returned 34.9% over the past year.

Return vs Market: FFB underperformed the German Market which returned 15% over the past year.

Price Volatility

Is FFB's price volatile compared to industry and market?
FFB volatility
FFB Average Weekly Movement	n/a
Banks Industry Average Movement	3.2%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.3%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: FFB's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine FFB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1941	6,506	Parwati Surjaudaja	www.ocbc.id

PT Bank OCBC NISP Tbk provides various banking products and services to corporate and individual customers in Indonesia. The company offers savings and current accounts; time deposits; home, multipurpose, automobile, personal, secured, business, working capital, mortgage, and investment backed loans; credit and debit cards; mutual funds, insurance products, FX products, bonds, and structured and gold products; and premier and private banking services. It also provides payment and collection, trade and supply chain financing, and export and import financing services; payroll and benefit products; treasury products; capital equity; account investment products; and Web and mobile banking, and payment gateway services, as well as e-wallet and bill payment services.

PT Bank OCBC NISP Tbk Fundamentals Summary

How do Bank OCBC NISP's earnings and revenue compare to its market cap?
FFB fundamental statistics
Market cap	€1.77b
Earnings (TTM)	€286.70m
Revenue (TTM)	€740.73m

6.2x

P/E Ratio

0.7x

P/B Ratio

Is FFB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FFB income statement (TTM)
Revenue	Rp12.57t
Cost of Revenue	Rp0
Gross Profit	Rp12.57t
Other Expenses	Rp7.71t
Earnings	Rp4.87t

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	212.10
Gross Margin	100.00%
Net Profit Margin	38.71%
Debt/Equity Ratio	58.7%

How did FFB perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

34%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/11 18:05
End of Day Share Price	2024/12/02 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PT Bank OCBC NISP Tbk is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Bank OCBC NISP BST:FFB Stock Report