How does PFVILLA053's PB Ratio compare to its peers?

PFVILLA053 is good value based on its Price-To-Book Ratio (0.3x) compared to the peer average (0.5x).

How does PFVILLA053's PB Ratio compare vs other companies in the South American Banks Industry?

PFVILLA053 is good value based on its Price-To-Book Ratio (0.3x) compared to the South American Banks industry average (1.1x).

What is PFVILLA053's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate PFVILLA053's Price-To-Book Fair Ratio for valuation analysis.

What is the Fair Price of PFVILLA053 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Insufficient data to calculate PFVILLA053's fair value for valuation analysis.

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

PFVILLA053 Stock Overview

Provides various banking products and services in Colombia. More details

PFVILLA053 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	5/6
Dividends	1/6

Risk Analysis

Earnings have declined by 54.8% per year over past 5 years

Dividend of 4.44% is either not well covered by earnings currently or not forecast to be covered

My Notes

Capture your thoughts, links and company narrative

Banco Comercial AV Villas S.A. Competitors

Banco de Occidente

BVC:OCCIDENTE

Col$2.8t

Banco Bilbao Vizcaya Argentaria Colombia

BVC:BBVACOL

Col$3.3t

Grupo Bolívar

BVC:GRUBOLIVAR

Col$4.6t

Banco Davivienda

BVC:PFDAVVNDA

Col$8.8t

Price History & Performance

Summary of share price highs, lows and changes for Banco Comercial AV Villas
Historical stock prices
Current Share Price	Col$5,710.00
52 Week High	Col$0
52 Week Low	Col$0
Beta	-0.080
1 Month Change	0%
3 Month Change	0%
1 Year Change	0%
3 Year Change	0%
5 Year Change	0%
Change since IPO	-0.082%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	PFVILLA053	CO Banks	CO Market
7D	0%	0.7%	0.5%
1Y	0%	7.8%	6.6%

Return vs Industry: PFVILLA053 underperformed the CO Banks industry which returned 7.8% over the past year.

Return vs Market: PFVILLA053 underperformed the CO Market which returned 6.6% over the past year.

Price Volatility

Is PFVILLA053's price volatile compared to industry and market?
PFVILLA053 volatility
PFVILLA053 Average Weekly Movement	0%
Banks Industry Average Movement	2.9%
Market Average Movement	3.2%
10% most volatile stocks in CO Market	5.5%
10% least volatile stocks in CO Market	1.7%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine PFVILLA053's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1972	3,882	Gerardo Alfredo Correa	www.avvillas.com.co

Banco Comercial AV Villas S.A. provides various banking products and services in Colombia. It offers current, savings, digital, transaction, and payroll accounts. The company also provides investment credit, portfolio purchase credit, revolving credit, payroll advance, educative credit, release credit, ordinary credit, treasury credit, factoring, business credit cards, foreign trade, and rediscount credit products.

Banco Comercial AV Villas S.A. Fundamentals Summary

How do Banco Comercial AV Villas's earnings and revenue compare to its market cap?
PFVILLA053 fundamental statistics
Market cap	Col$449.54b
Earnings (TTM)	-Col$177.45b
Revenue (TTM)	Col$614.87b

0.3x

P/B Ratio

0.7x

P/S Ratio

Is PFVILLA053 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PFVILLA053 income statement (TTM)
Revenue	Col$614.87b
Cost of Revenue	Col$33.29b
Gross Profit	Col$581.58b
Other Expenses	Col$759.03b
Earnings	-Col$177.45b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-789.63
Gross Margin	94.59%
Net Profit Margin	-28.86%
Debt/Equity Ratio	28.9%

How did PFVILLA053 perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

-11%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/27 23:41
End of Day Share Price	2024/12/26 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Comercial AV Villas S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution