Banco Davivienda S.A. offers retail, commercial, and international banking products and services. More Details
High growth potential with adequate balance sheet.
Share Price & News
How has Banco Davivienda's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PFDAVVNDA is not significantly more volatile than the rest of CO stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: PFDAVVNDA's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: PFDAVVNDA exceeded the CO Banks industry which returned 6.1% over the past year.
Return vs Market: PFDAVVNDA exceeded the CO Market which returned 5.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Banco Davivienda's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Banco Davivienda undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: PFDAVVNDA (COP30750) is trading above our estimate of fair value (COP9847.31)
Significantly Below Fair Value: PFDAVVNDA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: PFDAVVNDA is poor value based on its PE Ratio (35.2x) compared to the CO Banks industry average (11.4x).
PE vs Market: PFDAVVNDA is poor value based on its PE Ratio (35.2x) compared to the CO market (13.6x).
Price to Earnings Growth Ratio
PEG Ratio: PFDAVVNDA is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: PFDAVVNDA's PB Ratio (1.1x) is in line with the CO Banks industry average.
How is Banco Davivienda forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: PFDAVVNDA's forecast earnings growth (46.6% per year) is above the savings rate (6.7%).
Earnings vs Market: PFDAVVNDA's earnings (46.6% per year) are forecast to grow faster than the CO market (30.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: PFDAVVNDA's revenue (26.3% per year) is forecast to grow faster than the CO market (9.6% per year).
High Growth Revenue: PFDAVVNDA's revenue (26.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: PFDAVVNDA's Return on Equity is forecast to be low in 3 years time (13.2%).
How has Banco Davivienda performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PFDAVVNDA has a high level of non-cash earnings.
Growing Profit Margin: PFDAVVNDA's current net profit margins (8.5%) are lower than last year (26.3%).
Past Earnings Growth Analysis
Earnings Trend: PFDAVVNDA's earnings have declined by 8.2% per year over the past 5 years.
Accelerating Growth: PFDAVVNDA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PFDAVVNDA had negative earnings growth (-73.1%) over the past year, making it difficult to compare to the Banks industry average (-29.1%).
Return on Equity
High ROE: PFDAVVNDA's Return on Equity (3.2%) is considered low.
How is Banco Davivienda's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: PFDAVVNDA's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: PFDAVVNDA has a low allowance for bad loans (67%).
Low Risk Liabilities: 71% of PFDAVVNDA's liabilities are made up of primarily low risk sources of funding.
Loan Level: PFDAVVNDA has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: PFDAVVNDA's Loans to Deposits ratio (115%) is appropriate.
Level of Bad Loans: PFDAVVNDA has a high level of bad loans (8%).
What is Banco Davivienda current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: PFDAVVNDA's dividend (3.01%) isn’t notable compared to the bottom 25% of dividend payers in the CO market (3.21%).
High Dividend: PFDAVVNDA's dividend (3.01%) is low compared to the top 25% of dividend payers in the CO market (8.17%).
Stability and Growth of Payments
Stable Dividend: PFDAVVNDA's dividends per share have been stable in the past 10 years.
Growing Dividend: PFDAVVNDA's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (105.9%), PFDAVVNDA's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PFDAVVNDA's dividend in 3 years as they are not forecast to pay a notable one for the CO market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Efraín Enrique Forero Fonseca (65 yo)
Mr. Efraín Enrique Forero Fonseca has been the President of Banco Davivienda, S.A. since May 1990. Mr. Forero Fonseca served as President of Delta Bolivar CFC S.A. from May 1987 to May 1990, Chief Financia...
Experienced Board: PFDAVVNDA's board of directors are considered experienced (3.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banco Davivienda S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Banco Davivienda S.A.
- Ticker: PFDAVVNDA
- Exchange: BVC
- Founded: 1972
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Col$13.672t
- Shares outstanding: 451.67m
- Website: https://www.davivienda.com
Number of Employees
- Banco Davivienda S.A.
- Av. El Dorado No. 68 C – 61
- Piso 10
Banco Davivienda S.A. offers retail, commercial, and international banking products and services. It provides term and demand deposits; checking and savings accounts; certificates of deposit; bonds; and ot...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/13 00:18|
|End of Day Share Price||2021/04/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.