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PFDA

Banco Davivienda BVC:PFDAVVNDA Stock Report

Last Price

Col$34.48k

Market Cap

Col$15.6t

7D

-2.9%

1Y

17.0%

Updated

26 Jun, 2022

Data

Company Financials +
PFDAVVNDA fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance3/6
Financial Health4/6
Dividends3/6

PFDAVVNDA Stock Overview

Banco Davivienda S.A. offers banking products and services.

Banco Davivienda Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for Banco Davivienda
Historical stock prices
Current Share PriceCol$34,480.00
52 Week HighCol$37,040.00
52 Week LowCol$27,260.00
Beta0.86
1 Month Change3.23%
3 Month Change4.52%
1 Year Change17.00%
3 Year Change-14.82%
5 Year Change2.38%
Change since IPO60.82%

Recent News & Updates

Shareholder Returns

PFDAVVNDACO BanksCO Market
7D-2.9%-5.6%-8.5%
1Y17.0%-2.2%-5.1%

Return vs Industry: PFDAVVNDA exceeded the CO Banks industry which returned -2.2% over the past year.

Return vs Market: PFDAVVNDA exceeded the CO Market which returned -5.9% over the past year.

Price Volatility

Is PFDAVVNDA's price volatile compared to industry and market?
PFDAVVNDA volatility
PFDAVVNDA Average Weekly Movement4.5%
Banks Industry Average Movement5.9%
Market Average Movement5.9%
10% most volatile stocks in CO Market7.7%
10% least volatile stocks in CO Market3.5%

Stable Share Price: PFDAVVNDA is less volatile than 75% of CO stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: PFDAVVNDA's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1972n/aJavier Jose Suarez Esparragozahttps://www.davivienda.com

Banco Davivienda S.A. offers banking products and services. The company provides savings, current, checking, multi, cash management, and other deposit accounts; prepaid and credit cards; working capital, asset and real estate leasing, and investment and vehicle credit products; business, life, vehicle, agricultural, and builders’ all risk insurance products; endorsements and guarantees; and exchange, remittance, overdraft, collection and payment, import and export, foreign investment services. It operates through a network of 660 branches and 2,670 ATMs.

Banco Davivienda Fundamentals Summary

How do Banco Davivienda's earnings and revenue compare to its market cap?
PFDAVVNDA fundamental statistics
Market CapCol$15.57t
Earnings (TTM)Col$1.64t
Revenue (TTM)Col$6.66t

9.5x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PFDAVVNDA income statement (TTM)
RevenueCol$6.66t
Cost of RevenueCol$0
Gross ProfitCol$6.66t
Other ExpensesCol$5.02t
EarningsCol$1.64t

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)3.64k
Gross Margin100.00%
Net Profit Margin24.69%
Debt/Equity Ratio271.1%

How did PFDAVVNDA perform over the long term?

See historical performance and comparison

Dividends

3.1%

Current Dividend Yield

29%

Payout Ratio

Does PFDAVVNDA pay a reliable dividends?

See PFDAVVNDA dividend history and benchmarks
When do you need to buy PFDAVVNDA by to receive an upcoming dividend?
Banco Davivienda dividend dates
Ex Dividend DateSep 08 2022
Dividend Pay DateSep 14 2022
Days until Ex dividend73 days
Days until Dividend pay date79 days

Does PFDAVVNDA pay a reliable dividends?

See PFDAVVNDA dividend history and benchmarks
We’ve recently updated our valuation analysis.

Valuation

Is PFDAVVNDA undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PFDAVVNDA?

Other financial metrics that can be useful for relative valuation.

PFDAVVNDA key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio0.7x

Price to Earnings Ratio vs Peers

How does PFDAVVNDA's PE Ratio compare to its peers?

PFDAVVNDA PE Ratio vs Peers
The above table shows the PE ratio for PFDAVVNDA vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average4.9x

Price-To-Earnings vs Peers: PFDAVVNDA is expensive based on its Price-To-Earnings Ratio (9.5x) compared to the peer average (4.9x).


Price to Earnings Ratio vs Industry

How does PFDAVVNDA's PE Ratio compare vs other companies in the Banks Industry?

Price-To-Earnings vs Industry: PFDAVVNDA is expensive based on its Price-To-Earnings Ratio (9.5x) compared to the CO Banks industry average (5.2x)


Price to Earnings Ratio vs Fair Ratio

What is PFDAVVNDA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PFDAVVNDA PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio9.5x
Fair PE Ratio11x

Price-To-Earnings vs Fair Ratio: PFDAVVNDA is good value based on its Price-To-Earnings Ratio (9.5x) compared to the estimated Fair Price-To-Earnings Ratio (11x).


Share Price vs Fair Value

What is the Fair Price of PFDAVVNDA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: PFDAVVNDA (COP34480) is trading above our estimate of fair value (COP30108.83)

Significantly Below Fair Value: PFDAVVNDA is trading above our estimate of fair value.


Price to Earnings Growth Ratio

PEG Ratio: PFDAVVNDA is good value based on its PEG Ratio (0.7x)


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Future Growth

How is Banco Davivienda forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?

Future Growth Score

3/6

Future Growth Score 3/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


14.5%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: PFDAVVNDA's forecast earnings growth (14.5% per year) is above the savings rate (6.4%).

Earnings vs Market: PFDAVVNDA's earnings (14.5% per year) are forecast to grow faster than the CO market (-0.6% per year).

High Growth Earnings: PFDAVVNDA's earnings are forecast to grow, but not significantly.

Revenue vs Market: PFDAVVNDA's revenue (14.5% per year) is forecast to grow faster than the CO market (0.3% per year).

High Growth Revenue: PFDAVVNDA's revenue (14.5% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: PFDAVVNDA's Return on Equity is forecast to be low in 3 years time (12.7%).


Discover growth companies

Past Performance

How has Banco Davivienda performed over the past 5 years?

Past Performance Score

3/6

Past Performance Score 3/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-11.5%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: PFDAVVNDA has a high level of non-cash earnings.

Growing Profit Margin: PFDAVVNDA's current net profit margins (24.7%) are higher than last year (6.2%).


Past Earnings Growth Analysis

Earnings Trend: PFDAVVNDA's earnings have declined by 11.5% per year over the past 5 years.

Accelerating Growth: PFDAVVNDA's earnings growth over the past year (500.9%) exceeds its 5-year average (-11.5% per year).

Earnings vs Industry: PFDAVVNDA earnings growth over the past year (500.9%) exceeded the Banks industry 119.1%.


Return on Equity

High ROE: PFDAVVNDA's Return on Equity (12%) is considered low.


Discover strong past performing companies

Financial Health

How is Banco Davivienda's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

4/6

Financial Health Score 4/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: PFDAVVNDA's Assets to Equity ratio (11.3x) is moderate.

Allowance for Bad Loans: PFDAVVNDA has a low allowance for bad loans (70%).

Low Risk Liabilities: 70% of PFDAVVNDA's liabilities are made up of primarily low risk sources of funding.

Loan Level: PFDAVVNDA has an appropriate level of Loans to Assets ratio (74%).

Low Risk Deposits: PFDAVVNDA's Loans to Deposits ratio (117%) is appropriate.

Level of Bad Loans: PFDAVVNDA has a high level of bad loans (6.4%).


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Dividend

What is Banco Davivienda current dividend yield, its reliability and sustainability?

Dividend Score

3/6

Dividend Score 3/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


3.11%

Current Dividend Yield

Upcoming Dividend Payment

TodayJun 26 2022Ex Dividend DateSep 08 2022Dividend Pay DateSep 14 20226 days from Ex DividendBuy in the next 73 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: PFDAVVNDA's dividend (3.11%) isn’t notable compared to the bottom 25% of dividend payers in the CO market (3.61%).

High Dividend: PFDAVVNDA's dividend (3.11%) is low compared to the top 25% of dividend payers in the CO market (11.23%).


Stability and Growth of Payments

Stable Dividend: PFDAVVNDA's dividend payments have been volatile in the past 10 years.

Growing Dividend: PFDAVVNDA's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (29.4%), PFDAVVNDA's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: PFDAVVNDA's dividends in 3 years are forecast to be well covered by earnings (34% payout ratio).


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

0.4yrs

Average management tenure


CEO

Javier Jose Suarez Esparragoza

0.42

Tenure

Col$56,000,000

Compensation

Dr. Javier Jose Suarez Esparragoza serves as First Deputy Chief Executive Officer, Vice President of Financial Risk & Corporate and Alternate President of Grupo Bolívar S.A. He serves as Chief Executive O...


Leadership Team

Experienced Management: PFDAVVNDA's management team is not considered experienced ( 0.4 years average tenure), which suggests a new team.


Board Members

Experienced Board: PFDAVVNDA's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Banco Davivienda S.A.'s employee growth, exchange listings and data sources


Key Information

  • Name: Banco Davivienda S.A.
  • Ticker: PFDAVVNDA
  • Exchange: BVC
  • Founded: 1972
  • Industry: Diversified Banks
  • Sector: Banks
  • Implied Market Cap: Col$15.574t
  • Shares outstanding: 451.67m
  • Website: https://www.davivienda.com

Number of Employees


Location

  • Banco Davivienda S.A.
  • Avenida el Dorado 68B-31
  • Piso 10
  • Bogotá
  • Colombia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/26 00:00
End of Day Share Price2022/06/24 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.