Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. More Details
Adequate balance sheet average dividend payer.
Share Price & News
How has Grupo Aval Acciones y Valores's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GRUPOAVAL is less volatile than 75% of CO stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: GRUPOAVAL's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: GRUPOAVAL underperformed the CO Banks industry which returned 6.1% over the past year.
Return vs Market: GRUPOAVAL matched the CO Market which returned 5.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Grupo Aval Acciones y Valores's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Grupo Aval Acciones y Valores undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: GRUPOAVAL (COP1150) is trading above our estimate of fair value (COP512.99)
Significantly Below Fair Value: GRUPOAVAL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GRUPOAVAL is good value based on its PE Ratio (10.9x) compared to the CO Banks industry average (11.4x).
PE vs Market: GRUPOAVAL is good value based on its PE Ratio (10.9x) compared to the CO market (13.6x).
Price to Earnings Growth Ratio
PEG Ratio: GRUPOAVAL is good value based on its PEG Ratio (0.9x)
Price to Book Ratio
PB vs Industry: GRUPOAVAL is overvalued based on its PB Ratio (1.2x) compared to the CO Banks industry average (1.1x).
How is Grupo Aval Acciones y Valores forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GRUPOAVAL's forecast earnings growth (12.7% per year) is above the savings rate (6.7%).
Earnings vs Market: GRUPOAVAL's earnings (12.7% per year) are forecast to grow slower than the CO market (30.2% per year).
High Growth Earnings: GRUPOAVAL's earnings are forecast to grow, but not significantly.
Revenue vs Market: GRUPOAVAL's revenue (17.2% per year) is forecast to grow faster than the CO market (9.6% per year).
High Growth Revenue: GRUPOAVAL's revenue (17.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GRUPOAVAL's Return on Equity is forecast to be low in 3 years time (13.4%).
How has Grupo Aval Acciones y Valores performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GRUPOAVAL has a high level of non-cash earnings.
Growing Profit Margin: GRUPOAVAL's current net profit margins (13.7%) are lower than last year (17.2%).
Past Earnings Growth Analysis
Earnings Trend: GRUPOAVAL's earnings have grown by 4.7% per year over the past 5 years.
Accelerating Growth: GRUPOAVAL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GRUPOAVAL had negative earnings growth (-22.6%) over the past year, making it difficult to compare to the Banks industry average (-29.1%).
Return on Equity
High ROE: GRUPOAVAL's Return on Equity (13.1%) is considered low.
How is Grupo Aval Acciones y Valores's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: GRUPOAVAL's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: GRUPOAVAL has a low allowance for bad loans (85%).
Low Risk Liabilities: 74% of GRUPOAVAL's liabilities are made up of primarily low risk sources of funding.
Loan Level: GRUPOAVAL has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: GRUPOAVAL's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: GRUPOAVAL has a high level of bad loans (5.5%).
What is Grupo Aval Acciones y Valores's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: GRUPOAVAL's dividend (5.22%) is higher than the bottom 25% of dividend payers in the CO market (3.21%).
High Dividend: GRUPOAVAL's dividend (5.22%) is low compared to the top 25% of dividend payers in the CO market (8.17%).
Stability and Growth of Payments
Stable Dividend: GRUPOAVAL's dividend payments have been volatile in the past 10 years.
Growing Dividend: GRUPOAVAL's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (56.9%), GRUPOAVAL's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: GRUPOAVAL's dividends in 3 years are forecast to be well covered by earnings (47.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Luis Carlos Sarmiento Gutiérrez (58 yo)
Mr. Luis Carlos Sarmiento Gutiérrez is the Chairman of the Board at Corporación Financiera Colombiana SA. He has been President of Grupo Aval Acciones Y Valores S.A. since 2000. Mr. Sarmiento Gutiérrez ser...
Experienced Management: GRUPOAVAL's management team is seasoned and experienced (9.3 years average tenure).
Experienced Board: GRUPOAVAL's board of directors are seasoned and experienced ( 11.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Grupo Aval Acciones y Valores S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Grupo Aval Acciones y Valores S.A.
- Ticker: GRUPOAVAL
- Exchange: BVC
- Founded: 1994
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Col$25.330t
- Shares outstanding: 22.28b
- Website: https://www.grupoaval.com
Number of Employees
- Grupo Aval Acciones y Valores S.A.
- Carrera 13 No. 26A - 47
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. The company offers deposit products and servic...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/13 00:06|
|End of Day Share Price||2021/04/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.