How does GRUPOAVAL's PE Ratio compare to its peers?

GRUPOAVAL is expensive based on its Price-To-Earnings Ratio (13.3x) compared to the peer average (11.5x).

How does GRUPOAVAL's PE Ratio compare vs other companies in the South American Banks Industry?

GRUPOAVAL is expensive based on its Price-To-Earnings Ratio (13.3x) compared to the South American Banks industry average (8.7x).

What is GRUPOAVAL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

GRUPOAVAL is good value based on its Price-To-Earnings Ratio (13.3x) compared to the estimated Fair Price-To-Earnings Ratio (15.3x).

What is the Fair Price of GRUPOAVAL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

GRUPOAVAL (COP457) is trading above our estimate of [[fair value]] (COP67.72)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

Grupo Aval Acciones y Valores (BVC:GRUPOAVAL) - Stock Price, News & Analysis

GRUPOAVAL Stock Overview

Provides a range of financial services and products to public and private sector customers in Colombia and Central America. More details

GRUPOAVAL fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	5/6
Past Performance	2/6
Financial Health	4/6
Dividends	2/6

Rewards

Earnings are forecast to grow 51.5% per year

Analysts in good agreement that stock price will rise by 30.6%

Risk Analysis

Unstable dividend track record

Grupo Aval Acciones y Valores S.A. Competitors

Banco de Bogotá

BVC:BOGOTA

Col$9.9t

BAC Holding International

BVC:BHI

Col$13.1t

Grupo Bolívar

BVC:GRUBOLIVAR

Col$4.7t

Bancolombia

BVC:BCOLOMBIA

Col$36.4t

Price History & Performance

Summary of all time highs, changes and price drops for Grupo Aval Acciones y Valores
Historical stock prices
Current Share Price	Col$457.00
52 Week High	Col$534.00
52 Week Low	Col$396.00
Beta	0.50
11 Month Change	6.78%
3 Month Change	10.12%
1 Year Change	2.01%
33 Year Change	-55.15%
5 Year Change	-66.88%
Change since IPO	45.54%

Recent updates

Shareholder Returns

	GRUPOAVAL	CO Banks	CO Market
7D	6.0%	2.6%	2.5%
1Y	2.0%	21.7%	9.2%

Return vs Industry: GRUPOAVAL underperformed the CO Banks industry which returned 21.5% over the past year.

Return vs Market: GRUPOAVAL underperformed the CO Market which returned 9.5% over the past year.

Price Volatility

Is GRUPOAVAL's price volatile compared to industry and market?
GRUPOAVAL volatility
GRUPOAVAL Average Weekly Movement	1.9%
Banks Industry Average Movement	3.0%
Market Average Movement	3.5%
10% most volatile stocks in CO Market	6.1%
10% least volatile stocks in CO Market	1.9%

Stable Share Price: GRUPOAVAL has not had significant price volatility in the past 3 months compared to the CO market.

Volatility Over Time: GRUPOAVAL's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1994	77,043	Maria Gutierrez Botero	www.grupoaval.com

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. It offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. The company also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general purpose loans; and microcredit and mortgage loans.

Grupo Aval Acciones y Valores S.A. Fundamentals Summary

How do Grupo Aval Acciones y Valores's earnings and revenue compare to its market cap?
GRUPOAVAL fundamental statistics
Market cap	Col$10.78t
Earnings (TTM)	Col$816.63b
Revenue (TTM)	Col$11.45t

13.3x

P/E Ratio

0.6x

P/B Ratio

Is GRUPOAVAL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GRUPOAVAL income statement (TTM)
Revenue	Col$11.45t
Cost of Revenue	Col$0
Gross Profit	Col$11.45t
Other Expenses	Col$10.63t
Earnings	Col$816.63b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	34.39
Gross Margin	100.00%
Net Profit Margin	7.13%
Debt/Equity Ratio	210.9%

How did GRUPOAVAL perform over the long term?

See historical performance and comparison

Dividends

5.3%

Current Dividend Yield

70%

Payout Ratio

Does GRUPOAVAL pay a reliable dividends?

See GRUPOAVAL dividend history and benchmarks

When do you need to buy GRUPOAVAL by to receive an upcoming dividend?
Grupo Aval Acciones y Valores dividend dates
Ex Dividend Date	Nov 26 2024
Dividend Pay Date	Dec 02 2024
Days until Ex dividend	2 days
Days until Dividend pay date	8 days

Does GRUPOAVAL pay a reliable dividends?

See GRUPOAVAL dividend history and benchmarks

GRUPOAVAL Stock Overview

Rewards

Risk Analysis

Grupo Aval Acciones y Valores S.A. Competitors

BVC:BOGOTA

Col$9.9t

BVC:BHI

Col$13.1t

BVC:GRUBOLIVAR

Col$4.7t

BVC:BCOLOMBIA

Col$36.4t

Price History & Performance

Recent News & Updates

Upcoming dividend of Col$2.00 per share

Third quarter 2024 earnings released: EPS: Col$17.51 (vs Col$2.73 in 3Q 2023)

Dividend of Col$2.00 announced

Upcoming dividend of Col$2.00 per share

Dividend of Col$2.00 announced

Upcoming dividend of Col$2.00 per share

Recent updates

Upcoming dividend of Col$2.00 per share

Third quarter 2024 earnings released: EPS: Col$17.51 (vs Col$2.73 in 3Q 2023)

Dividend of Col$2.00 announced

Upcoming dividend of Col$2.00 per share

Dividend of Col$2.00 announced

Upcoming dividend of Col$2.00 per share

Dividend of Col$2.00 announced

Upcoming dividend of Col$2.00 per share

Second quarter 2024 earnings released: EPS: Col$8.60 (vs Col$7.00 in 2Q 2023)

First quarter 2024 earnings released: EPS: Col$4.79 (vs Col$17.90 in 1Q 2023)

Grupo Aval Acciones y Valores S.A. to Report Q2, 2024 Results on Aug 14, 2024

Grupo Aval Acciones y Valores S.A. Announces Formation of Support Committees

Grupo Aval Acciones y Valores S.A.(BVC:PFAVAL) dropped from FTSE All-World Index (USD)

Full year 2023 earnings released: EPS: Col$31.12 (vs Col$81.62 in FY 2022)

Dividend of Col$2.00 announced

Grupo Aval Acciones y Valores S.A., Annual General Meeting, Mar 20, 2024

Upcoming dividend of Col$3.60 per share

Grupo Aval Acciones y Valores S.A. to Report Q4, 2023 Results on Mar 04, 2024

Upcoming dividend of Col$3.60 per share at 8.3% yield

New major risk - Share price stability

Upcoming dividend of Col$3.60 per share at 9.3% yield

Price target decreased by 12% to Col$645

Upcoming dividend of Col$3.60 per share at 9.3% yield

Third quarter 2023 earnings released: EPS: Col$2.73 (vs Col$17.19 in 3Q 2022)

Grupo Aval Acciones y Valores S.A. to Report Q3, 2023 Results on Nov 15, 2023

Upcoming dividend of Col$3.60 per share at 8.7% yield

Grupo Aval Acciones Y Valores S.A. Announces Resignation of Carlos Eduardo Upegui Cuartas as Alternate Member of the Board of Directors

Upcoming dividend of Col$3.60 per share at 8.9% yield

Upcoming dividend of Col$3.60 per share at 9.1% yield

New minor risk - Profit margin trend

Second quarter 2023 earnings released

Grupo Aval Acciones y Valores S.A. to Report Q2, 2023 Results on Aug 16, 2023

Upcoming dividend of Col$3.60 per share at 9.1% yield

Upcoming dividend of Col$3.60 per share at 8.6% yield

Upcoming dividend of Col$3.60 per share at 8.4% yield

First quarter 2023 earnings released: EPS: Col$17.90 (vs Col$28.35 in 1Q 2022)

Upcoming dividend of Col$3.60 per share at 7.8% yield

Full year 2022 earnings: EPS and revenues miss analyst expectations

Grupo Aval Acciones y Valores S.A., Annual General Meeting, Mar 30, 2023

Now 22% undervalued

Price target decreased to Col$1,064

Less than half of directors are independent

Grupo Aval Acciones y Valores S.A. to Report Q3, 2022 Results on Nov 16, 2022

Second quarter 2022 earnings released: EPS: Col$30.32 (vs Col$42.61 in 2Q 2021)

Grupo Aval Acciones y Valores S.A. to Report Q2, 2022 Results on Aug 10, 2022

Investor sentiment improved over the past week

Price target decreased to Col$1,185

Grupo Aval Acciones y Valores S.A. Provides Earnings Guidance for the Year 2022

Upcoming dividend of Col$54.00 per share

Grupo Aval Acciones y Valores S.A. to Report Q1, 2022 Results on May 18, 2022

Full year 2021 earnings: EPS and revenues miss analyst expectations

Less than half of directors are independent

Full year 2021 earnings: EPS and revenues miss analyst expectations

Now 21% undervalued after recent price drop

Grupo Aval Acciones y Valores S.A. Appoints Eduardo Duque Suárez as Chief Risk Officer

Grupo Aval Acciones y Valores S.A. to Report Q4, 2021 Results on Mar 16, 2022

Upcoming dividend of Col$4.50 per share

Upcoming dividend of Col$4.50 per share

Upcoming dividend of Col$4.50 per share