Bancolombia
Market Cap
Col$39.4t
Last Updated
2019/10/17 18:02 UTC
Data Sources
Company Financials +
Executive Summary
Bancolombia S. A. provides various banking products and services to individual, corporate, and government customers in Colombia, Latin America, and the Caribbean region.
Snowflake
Fundamentals
Proven track record with adequate balance sheet and pays a dividend.
Similar Companies
Share Price & News
How has Bancolombia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
1.0%
BCOLOMBIA
-0.4%
CO Banks
0.1%
CO Market
1 Year Return
32.6%
BCOLOMBIA
20.5%
CO Banks
0.4%
CO Market
Shareholder returns
| BCOLOMBIA | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.0% | -0.4% | 0.1% |
| 30 Day | -0.3% | 1.8% | 0.7% |
| 90 Day | 1.0% | 3.9% | 1.3% |
| 1 Year | 36.5%32.6% | 25.3%20.5% | 5.9%0.4% |
| 3 Year | 65.0%50.2% | 42.0%26.3% | 46.5%32.0% |
| 5 Year | 70.2%44.6% | 45.1%18.3% | 20.9%1.6% |
Price Volatility Vs. Market
How volatile is Bancolombia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Bancolombia undervalued compared to its fair value and its price relative to the market?
8.7%
Undervalued compared to fair value
Share Price vs. Fair Value
Undervalued:
Significantly Undervalued: BCOLOMBIA is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BCOLOMBIA is poor value based on its PE Ratio (11.4x) compared to the Banks industry average (9.6x).
PE vs Market: BCOLOMBIA is poor value based on its PE Ratio (11.4x) compared to the CO market (11.5x).
Price to Earnings Growth Ratio
Low PEG Ratio: BCOLOMBIA is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: BCOLOMBIA is overvalued based on its PB Ratio (1.5x) compared to the CO Banks industry average (1.3x).
Next Steps
Future Growth
How is Bancolombia forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
14.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BCOLOMBIA's forecast earnings growth (14.2% per year) is above the savings rate (2.7%).
Earnings vs Market: BCOLOMBIA's earnings (14.2% per year) are forecast to grow faster than the CO market (7.8% per year).
High Growth Earnings: BCOLOMBIA's earnings are forecast to grow, but not significantly.
Revenue vs Market: BCOLOMBIA's revenue (10.5% per year) is forecast to grow faster than the CO market (4% per year).
High Growth Revenue: BCOLOMBIA's revenue (10.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Information is not available.
Next Steps
Past Performance
How has Bancolombia performed over the past 5 years?
5.7%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Earnings Trend: BCOLOMBIA's earnings have grown by 5.7% per year over the past 5 years.
Accelerating Growth: BCOLOMBIA's earnings growth over the past year (34.4%) exceeds its 5-year average (5.7% per year).
Earnings vs Industry: BCOLOMBIA earnings growth over the past year (34.4%) exceeded the Banks industry 25.3%.
Return on Equity
High ROE: BCOLOMBIA's Return on Equity (12.7%) is considered low.
Return on Assets
ROA vs Industry: BCOLOMBIA has a higher Return on Assets than the Banks industry average last year.
Return on Capital Employed
ROCE Improving: Insufficient data to calculate BCOLOMBIA's Return on Capital Employed to determine if it has improved over the past 3 years.
Next Steps
Financial Health
How is Bancolombia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Asset Level: BCOLOMBIA's level of assets compared to its equity is low.
Allowance for Bad Loans: BCOLOMBIA has a sufficient allowance for bad loans.
Low Risk Liabilities: BCOLOMBIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCOLOMBIA has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BCOLOMBIA's loans are broadly funded by customer deposits.
Level of Bad Loans: BCOLOMBIA has a high level of bad loans (6.71%)
Next Steps
Dividend
What is Bancolombia's current dividend yield, its reliability and sustainability?
2.74%
Current Dividend Yield
Upcoming Dividend Payment
Purchase Bancolombia before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield vs Market
Current dividend yield vs market & industry
Stability and Growth of Payments
Notable Dividend: BCOLOMBIA's dividend (2.74%) isn’t notable compared to the bottom 25% of dividend payers in the CO market (2.78%).
High Dividend: BCOLOMBIA's dividend (2.74%) is low compared to the top 25% of dividend payers in the CO market (4.95%).
Stable Dividend: BCOLOMBIA's dividends per share have been stable in the past 10 years.
Growing Dividend: BCOLOMBIA's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (31.2%), BCOLOMBIA's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BCOLOMBIA's dividends in 3 years are forecast to be well covered by earnings (34.5% payout ratio).
Next Steps
Management
What is the CEO of Bancolombia's salary, the management and board of directors tenure and is there insider trading?
4.5yrs
Average management tenure
CEO
Juan Carlos Mora Uribe (54yo)
3.4yrs
Tenure
Mr. Juan Carlos Mora Uribe has been the Chief Executive Officer and President of Bancolombia S.a. since May 1, 2016. Mr. Uribe serves as Chief Innovation and Digital Transformation Officer at Bancolombia S ...
Management Age and Tenure
4.5yrs
Average Tenure
54yo
Average Age
Experienced Management: BCOLOMBIA's management team is considered experienced (4.5 years average tenure).
Board Age and Tenure
3.6yrs
Average Tenure
61yo
Average Age
Experienced Board: BCOLOMBIA's board of directors are considered experienced (3.6 years average tenure).
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Management Team
Jaime Alberto Velásquez Botero (59yo)
Chief Strategy & Finance Officer
- Tenure: 0yrs
Juan Carlos Mora Uribe (54yo)
President & CEO
- Tenure: 3.4yrs
Mauricio Rosillo Rojas (50yo)
Chief Legal Officer
- Tenure: 0yrs
Alejandro Mejia Jaramillo (54yo)
Investor Relations Manager
- Tenure: 0yrs
Rodrigo Prieto Uribe (46yo)
Chief Risk Management Officer & VP of Risk Management
- Tenure: 8.8yrs
Carmenza Henao Tisnes (59yo)
Chief Internal Auditor Officer & VP of Internal Audit
- Tenure: 8.5yrs
Maria Cristina Arrastia Uribe (54yo)
Chief Personal & SMES Banking Officer and Business Vicepresidency
- Tenure: 4yrs
José Humberto Acosta Martin (57yo)
VP of Finance and CFO
- Tenure: 0yrs
Enrique González Bacci (54yo)
Vice President of Human Resources
- Tenure: 4.5yrs
Jorge Ospina Lara
Vice President of Technology Services
- Tenure: 0yrs
Board Members
Gonzalo Alberto Pérez Rojas (61yo)
Director
- Tenure: 15.8yrs
David Emilio Bojanini García (63yo)
Chairman of the Board
- Tenure: 0yrs
Andres Felipe Mejia Cardona (57yo)
Director
- Tenure: 3.6yrs
Hernando José Gómez Restrepo (62yo)
Director
- Tenure: 6.6yrs
Luis Fernando Restrepo Echavarría (61yo)
Director
- Tenure: 3.6yrs
Arturo Leonidas Condo Tamayo (52yo)
Director
- Tenure: 3.6yrs
Company Information
Bancolombia S.A.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Bancolombia S.A.
- Ticker: BCOLOMBIA
- Exchange: BVC
- Founded: 1945
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Col$39.435t
- Shares outstanding: 961.83m
- Website: https://www.grupobancolombia.com
Number of Employees
Location
- Bancolombia S.A.
- Carrera 48 # 26-85
- Avenida Los Industriales
- Medellín
- Colombia
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| BCOLOMBIA | BVC (Bolsa de Valores de Colombia) | Yes | Common Shares | CO | COP | Feb 1994 |
| CIB | NYSE (New York Stock Exchange) | SPON ADR EACH REP 4 PRF COP500(BNY) | US | USD | Jul 1995 | |
| BXK | DB (Deutsche Boerse AG) | SPON ADR EACH REP 4 PRF COP500(BNY) | DE | EUR | Jul 1995 | |
| PFBCOLOM | BVC (Bolsa de Valores de Colombia) | Preferred Shares | CO | COP | Nov 1995 |
Biography
Bancolombia S. A. provides various banking products and services to individual, corporate, and government customers in Colombia, Latin America, and the Caribbean region. The company operates in nine segmen ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/10/17 18:02 |
| End of Day Share Price | 2019/10/16 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.