BCOLOMBIA Stock Overview
Bancolombia S.A. provides banking products and services in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica, and Guatemala.
Price History & Performance
|Historical stock prices|
|Current Share Price||Col$36,500.00|
|52 Week High||Col$45,700.00|
|52 Week Low||Col$25,700.00|
|1 Month Change||-16.95%|
|3 Month Change||-12.68%|
|1 Year Change||38.47%|
|3 Year Change||-5.20%|
|5 Year Change||13.71%|
|Change since IPO||835.88%|
Recent News & Updates
|BCOLOMBIA||CO Banks||CO Market|
Return vs Industry: BCOLOMBIA exceeded the CO Banks industry which returned -1.3% over the past year.
Return vs Market: BCOLOMBIA exceeded the CO Market which returned -4.3% over the past year.
|BCOLOMBIA Average Weekly Movement||7.0%|
|Banks Industry Average Movement||5.9%|
|Market Average Movement||5.9%|
|10% most volatile stocks in CO Market||7.7%|
|10% least volatile stocks in CO Market||3.5%|
Stable Share Price: BCOLOMBIA is more volatile than 75% of CO stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: BCOLOMBIA's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of CO stocks.
About the Company
|1945||31,076||Juan Carlos Mora Uribe||https://www.grupobancolombia.com|
Bancolombia S.A. provides banking products and services in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica, and Guatemala. The company operates through nine segments: Banking Colombia, Banking Panama, Banking El Salvador, Banking Guatemala, Trust, Investment Banking, Brokerage, International Banking, and All Other. It offers checking and savings accounts, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, credit cards, personal and vehicle loans, payroll loans, and overdrafts; financial support to real estate developers and mortgages for individuals and companies; factoring; and financial and operating leasing services.
Bancolombia Fundamentals Summary
|BCOLOMBIA fundamental statistics|
Is BCOLOMBIA overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BCOLOMBIA income statement (TTM)|
|Cost of Revenue||Col$15.83b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 02, 2022
|Earnings per share (EPS)||5.49k|
|Net Profit Margin||30.36%|
How did BCOLOMBIA perform over the long term?See historical performance and comparison
8.5%Current Dividend Yield
Does BCOLOMBIA pay a reliable dividends?See BCOLOMBIA dividend history and benchmarks
|Bancolombia dividend dates|
|Ex Dividend Date||Sep 27 2022|
|Dividend Pay Date||Oct 03 2022|
|Days until Ex dividend||90 days|
|Days until Dividend pay date||96 days|
Does BCOLOMBIA pay a reliable dividends?See BCOLOMBIA dividend history and benchmarks
Is BCOLOMBIA undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 3/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BCOLOMBIA?
Other financial metrics that can be useful for relative valuation.
|What is BCOLOMBIA's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does BCOLOMBIA's PE Ratio compare to its peers?
|BCOLOMBIA PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
GRUPOAVAL Grupo Aval Acciones y Valores
BOGOTA Banco de Bogotá
PFDAVVNDA Banco Davivienda
GRUBOLIVAR Grupo Bolívar
Price-To-Earnings vs Peers: BCOLOMBIA is expensive based on its Price-To-Earnings Ratio (6.7x) compared to the peer average (5.5x).
Price to Earnings Ratio vs Industry
How does BCOLOMBIA's PE Ratio compare vs other companies in the South American Banks Industry?
Price-To-Earnings vs Industry: BCOLOMBIA is expensive based on its Price-To-Earnings Ratio (6.7x) compared to the CO Banks industry average (5.2x)
Price to Earnings Ratio vs Fair Ratio
What is BCOLOMBIA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||6.7x|
|Fair PE Ratio||9.8x|
Price-To-Earnings vs Fair Ratio: BCOLOMBIA is good value based on its Price-To-Earnings Ratio (6.7x) compared to the estimated Fair Price-To-Earnings Ratio (9.8x).
Share Price vs Fair Value
What is the Fair Price of BCOLOMBIA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BCOLOMBIA (COP36500) is trading below our estimate of fair value (COP52733.43)
Significantly Below Fair Value: BCOLOMBIA is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: BCOLOMBIA is poor value based on its PEG Ratio (1.3x)
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How is Bancolombia forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BCOLOMBIA's forecast earnings growth (5.1% per year) is below the savings rate (6.4%).
Earnings vs Market: BCOLOMBIA's earnings (5.1% per year) are forecast to grow faster than the CO market (-0.6% per year).
High Growth Earnings: BCOLOMBIA's earnings are forecast to grow, but not significantly.
Revenue vs Market: BCOLOMBIA's revenue (9.5% per year) is forecast to grow faster than the CO market (0.2% per year).
High Growth Revenue: BCOLOMBIA's revenue (9.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BCOLOMBIA's Return on Equity is forecast to be low in 3 years time (15.5%).
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How has Bancolombia performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BCOLOMBIA has a high level of non-cash earnings.
Growing Profit Margin: BCOLOMBIA's current net profit margins (30.4%) are higher than last year (5.7%).
Past Earnings Growth Analysis
Earnings Trend: BCOLOMBIA's earnings have declined by 1.5% per year over the past 5 years.
Accelerating Growth: BCOLOMBIA's earnings growth over the past year (993.2%) exceeds its 5-year average (-1.5% per year).
Earnings vs Industry: BCOLOMBIA earnings growth over the past year (993.2%) exceeded the Banks industry 119.1%.
Return on Equity
High ROE: BCOLOMBIA's Return on Equity (17.1%) is considered low.
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How is Bancolombia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score5/6
Financial Health Score 5/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BCOLOMBIA's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: BCOLOMBIA has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 81% of BCOLOMBIA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCOLOMBIA has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: BCOLOMBIA's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: BCOLOMBIA has a high level of bad loans (6.7%).
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What is Bancolombia current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Future Dividend Coverage
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BCOLOMBIA's dividend (8.55%) is higher than the bottom 25% of dividend payers in the CO market (3.49%).
High Dividend: BCOLOMBIA's dividend (8.55%) is low compared to the top 25% of dividend payers in the CO market (11.19%).
Stability and Growth of Payments
Stable Dividend: BCOLOMBIA's dividend payments have been volatile in the past 10 years.
Growing Dividend: BCOLOMBIA's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (56.9%), BCOLOMBIA's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BCOLOMBIA's dividends in 3 years are forecast to be well covered by earnings (49.5% payout ratio).
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Juan Carlos Mora Uribe (56 yo)
Mr. Juan Carlos Mora Uribe has been the Chief Executive Officer and President of Bancolombia S.a. since May 1, 2016. Mr. Uribe serves as Chief Innovation and Digital Transformation Officer at Bancolombia S...
Experienced Management: BCOLOMBIA's management team is considered experienced (2.5 years average tenure).
Experienced Board: BCOLOMBIA's board of directors are considered experienced (6.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Bancolombia S.A.'s employee growth, exchange listings and data sources
- Name: Bancolombia S.A.
- Ticker: BCOLOMBIA
- Exchange: BVC
- Founded: 1945
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: Col$33.954t
- Shares outstanding: 961.83m
- Website: https://www.grupobancolombia.com
Number of Employees
- Bancolombia S.A.
- Carrera 48 # 26-85
- Avenida Los Industriales
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/28 00:00|
|End of Day Share Price||2022/06/28 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.