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BBVA

Banco Bilbao Vizcaya Argentaria Colombia BVC:BBVACOL Stock Report

Last Price

Col$355.00

Market Cap

Col$5.1t

7D

-6.6%

1Y

22.0%

Updated

26 Jun, 2022

Data

Company Financials
BBVACOL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends3/6

BBVACOL Stock Overview

Banco Bilbao Vizcaya Argentaria Colombia S.A.

Banco Bilbao Vizcaya Argentaria Colombia Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for Banco Bilbao Vizcaya Argentaria Colombia
Historical stock prices
Current Share PriceCol$355.00
52 Week HighCol$398.00
52 Week LowCol$291.00
Beta-0.15
1 Month Change-6.58%
3 Month Change-10.80%
1 Year Change21.99%
3 Year Change13.78%
5 Year Change42.00%
Change since IPO133.55%

Recent News & Updates

Shareholder Returns

BBVACOLCO BanksCO Market
7D-6.6%-5.6%-8.5%
1Y22.0%-2.2%-5.1%

Return vs Industry: BBVACOL exceeded the CO Banks industry which returned -2.2% over the past year.

Return vs Market: BBVACOL exceeded the CO Market which returned -5.1% over the past year.

Price Volatility

Is BBVACOL's price volatile compared to industry and market?
BBVACOL volatility
BBVACOL Average Weekly Movement2.4%
Banks Industry Average Movement5.9%
Market Average Movement5.9%
10% most volatile stocks in CO Market7.7%
10% least volatile stocks in CO Market3.5%

Stable Share Price: BBVACOL is less volatile than 75% of CO stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: BBVACOL's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19565,517Mario Bayonahttps://www.bbva.com.co

Banco Bilbao Vizcaya Argentaria Colombia S.A. provides loans to public and private sector companies. The company offers accounts, individual loans, investment funds, SOAT insurance products, and leasing services, as well as advisory and support services. It also engages in international banking activities, privatizations, financial projects, and other banking activities.

Banco Bilbao Vizcaya Argentaria Colombia Fundamentals Summary

How do Banco Bilbao Vizcaya Argentaria Colombia's earnings and revenue compare to its market cap?
BBVACOL fundamental statistics
Market CapCol$5.11t
Earnings (TTM)Col$1.03t
Revenue (TTM)Col$3.14t

5.0x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
BBVACOL income statement (TTM)
RevenueCol$3.14t
Cost of RevenueCol$0
Gross ProfitCol$3.14t
Other ExpensesCol$2.11t
EarningsCol$1.03t

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)71.28
Gross Margin100.00%
Net Profit Margin32.71%
Debt/Equity Ratio237.1%

How did BBVACOL perform over the long term?

See historical performance and comparison

Dividends

4.6%

Current Dividend Yield

23%

Payout Ratio

Does BBVACOL pay a reliable dividends?

See BBVACOL dividend history and benchmarks
When do you need to buy BBVACOL by to receive an upcoming dividend?
Banco Bilbao Vizcaya Argentaria Colombia dividend dates
Ex Dividend DateOct 07 2022
Dividend Pay DateOct 13 2022
Days until Ex dividend102 days
Days until Dividend pay date108 days

Does BBVACOL pay a reliable dividends?

See BBVACOL dividend history and benchmarks
We’ve recently updated our valuation analysis.

Valuation

Is BBVACOL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • PEG Ratio

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BBVACOL?

Other financial metrics that can be useful for relative valuation.

BBVACOL key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Earnings Ratio vs Peers

How does BBVACOL's PE Ratio compare to its peers?

BBVACOL PE Ratio vs Peers
The above table shows the PE ratio for BBVACOL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average6x

Price-To-Earnings vs Peers: BBVACOL is good value based on its Price-To-Earnings Ratio (5x) compared to the peer average (6x).


Price to Earnings Ratio vs Industry

How does BBVACOL's PE Ratio compare vs other companies in the Banks Industry?

Price-To-Earnings vs Industry: BBVACOL is good value based on its Price-To-Earnings Ratio (5x) compared to the CO Banks industry average (5.2x)


Price to Earnings Ratio vs Fair Ratio

What is BBVACOL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BBVACOL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BBVACOL's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of BBVACOL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BBVACOL (COP355) is trading above our estimate of fair value (COP268.43)

Significantly Below Fair Value: BBVACOL is trading above our estimate of fair value.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BBVACOL's PEG Ratio to determine if it is good value.


Discover undervalued companies

Future Growth

How is Banco Bilbao Vizcaya Argentaria Colombia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


8.4%

Forecasted Banks industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco Bilbao Vizcaya Argentaria Colombia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

Past Performance

How has Banco Bilbao Vizcaya Argentaria Colombia performed over the past 5 years?

Past Performance Score

4/6

Past Performance Score 4/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


9.4%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: BBVACOL has high quality earnings.

Growing Profit Margin: BBVACOL's current net profit margins (32.7%) are higher than last year (18.8%).


Past Earnings Growth Analysis

Earnings Trend: BBVACOL's earnings have grown by 9.4% per year over the past 5 years.

Accelerating Growth: BBVACOL's earnings growth over the past year (119.1%) exceeds its 5-year average (9.4% per year).

Earnings vs Industry: BBVACOL earnings growth over the past year (119.1%) underperformed the Banks industry 119.1%.


Return on Equity

High ROE: BBVACOL's Return on Equity (17.2%) is considered low.


Discover strong past performing companies

Financial Health

How is Banco Bilbao Vizcaya Argentaria Colombia's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

5/6

Financial Health Score 5/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BBVACOL's Assets to Equity ratio (14x) is moderate.

Allowance for Bad Loans: BBVACOL has a sufficient allowance for bad loans (106%).

Low Risk Liabilities: 78% of BBVACOL's liabilities are made up of primarily low risk sources of funding.

Loan Level: BBVACOL has an appropriate level of Loans to Assets ratio (70%).

Low Risk Deposits: BBVACOL's Loans to Deposits ratio (97%) is appropriate.

Level of Bad Loans: BBVACOL has a high level of bad loans (4.9%).


Discover healthy companies

Dividend

What is Banco Bilbao Vizcaya Argentaria Colombia current dividend yield, its reliability and sustainability?

Dividend Score

3/6

Dividend Score 3/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


4.60%

Current Dividend Yield

Upcoming Dividend Payment

TodayJun 27 2022Ex Dividend DateOct 07 2022Dividend Pay DateOct 13 20226 days from Ex DividendBuy in the next 102 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: BBVACOL's dividend (4.6%) is higher than the bottom 25% of dividend payers in the CO market (3.49%).

High Dividend: BBVACOL's dividend (4.6%) is low compared to the top 25% of dividend payers in the CO market (11.19%).


Stability and Growth of Payments

Stable Dividend: BBVACOL's dividend payments have been volatile in the past 10 years.

Growing Dividend: BBVACOL's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Earnings Coverage: With its low payout ratio (22.9%), BBVACOL's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

3.8yrs

Average management tenure


CEO

Mario Bayona (46 yo)

2.33yrs

Tenure

Mr. Mario Pardo Bayona serves as Chief Executive Officer at Banco Bilbao Vizcaya Argentaria Colombia S.A., since February 28, 2020 and served as Global Head of Enterprise Clients in the client solutions ar...


Leadership Team

Experienced Management: BBVACOL's management team is considered experienced (3.8 years average tenure).


Board Members

Experienced Board: BBVACOL's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Banco Bilbao Vizcaya Argentaria Colombia S.A.'s employee growth, exchange listings and data sources


Key Information

  • Name: Banco Bilbao Vizcaya Argentaria Colombia S.A.
  • Ticker: BBVACOL
  • Exchange: BVC
  • Founded: 1956
  • Industry: Diversified Banks
  • Sector: Banks
  • Implied Market Cap: Col$5.105t
  • Shares outstanding: 14.39b
  • Website: https://www.bbva.com.co

Number of Employees


Location

  • Banco Bilbao Vizcaya Argentaria Colombia S.A.
  • No. 72 - 21
  • Carrera 9
  • Bogota
  • Colombia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/06/26 00:00
End of Day Share Price2022/06/24 00:00
Earnings2022/03/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.