Banco Bilbao Vizcaya Argentaria Colombia
Market Cap
Col$4.2t
Last Updated
2021/04/12 23:56 UTC
Data Sources
Company Financials
Executive Summary
Banco Bilbao Vizcaya Argentaria Colombia S.A. More Details
Rewards
Risk Analysis
Snowflake Analysis
Excellent balance sheet established dividend payer.
Similar Companies
Share Price & News
How has Banco Bilbao Vizcaya Argentaria Colombia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BBVACOL is less volatile than 75% of CO stocks over the past 3 months, typically moving +/- 1% a week.
Volatility Over Time: BBVACOL's weekly volatility (1%) has been stable over the past year.
Market Performance
7 Day Return
-4.7%
BBVACOL
-0.9%
CO Banks
-1.3%
CO Market
1 Year Return
-26.7%
BBVACOL
3.8%
CO Banks
6.3%
CO Market
Return vs Industry: BBVACOL underperformed the CO Banks industry which returned 6.1% over the past year.
Return vs Market: BBVACOL underperformed the CO Market which returned 5.8% over the past year.
Shareholder returns
| BBVACOL | Industry | Market | |
|---|---|---|---|
| 7 Day | -4.7% | -0.9% | -1.3% |
| 30 Day | -4.7% | -1.9% | -2.7% |
| 90 Day | -4.7% | -7.1% | -7.2% |
| 1 Year | -20.5%-26.7% | 8.7%3.8% | 10.1%6.3% |
| 3 Year | 31.1%7.9% | 8.8%-4.4% | 4.2%-7.7% |
| 5 Year | 40.6%0% | 33.0%7.6% | 35.5%13.6% |
Long-Term Price Volatility Vs. Market
How volatile is Banco Bilbao Vizcaya Argentaria Colombia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Banco Bilbao Vizcaya Argentaria Colombia undervalued compared to its fair value and its price relative to the market?
7.41x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BBVACOL (COP300) is trading above our estimate of fair value (COP138.1)
Significantly Below Fair Value: BBVACOL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BBVACOL is good value based on its PE Ratio (7.8x) compared to the CO Banks industry average (11.4x).
PE vs Market: BBVACOL is good value based on its PE Ratio (7.8x) compared to the CO market (13.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBVACOL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BBVACOL is good value based on its PB Ratio (0.8x) compared to the CO Banks industry average (1.1x).
Future Growth
How is Banco Bilbao Vizcaya Argentaria Colombia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
19.7%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco Bilbao Vizcaya Argentaria Colombia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Banco Bilbao Vizcaya Argentaria Colombia performed over the past 5 years?
3.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBVACOL has high quality earnings.
Growing Profit Margin: BBVACOL's current net profit margins (3.6%) are lower than last year (5.6%).
Past Earnings Growth Analysis
Earnings Trend: BBVACOL's earnings have grown by 3.9% per year over the past 5 years.
Accelerating Growth: BBVACOL's earnings growth over the past year (1.5%) is below its 5-year average (3.9% per year).
Earnings vs Industry: BBVACOL earnings growth over the past year (1.5%) exceeded the Banks industry -29.1%.
Return on Equity
High ROE: BBVACOL's Return on Equity (10.5%) is considered low.
Financial Health
How is Banco Bilbao Vizcaya Argentaria Colombia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBVACOL's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: BBVACOL has a sufficient allowance for bad loans (118%).
Low Risk Liabilities: 80% of BBVACOL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBVACOL has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: BBVACOL's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: BBVACOL has a high level of bad loans (5.1%).
Dividend
What is Banco Bilbao Vizcaya Argentaria Colombia current dividend yield, its reliability and sustainability?
8.73%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BBVACOL's dividend (8.32%) is higher than the bottom 25% of dividend payers in the CO market (3.21%).
High Dividend: BBVACOL's dividend (8.32%) is in the top 25% of dividend payers in the CO market (8.17%)
Stability and Growth of Payments
Stable Dividend: BBVACOL's dividends per share have been stable in the past 10 years.
Growing Dividend: BBVACOL's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (64.7%), BBVACOL's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.7yrs
Average management tenure
CEO
Mario Bayona (45 yo)
1.17yrs
Tenure
Mr. Mario Pardo Bayona serves as Chief Executive Officer at Banco Bilbao Vizcaya Argentaria Colombia S.A., since February 28, 2020 and served as Global Head of Enterprise Clients in the client solutions ar...
Leadership Team
Experienced Management: BBVACOL's management team is considered experienced (2.7 years average tenure).
Board Members
Experienced Board: BBVACOL's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Banco Bilbao Vizcaya Argentaria Colombia S.A.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Banco Bilbao Vizcaya Argentaria Colombia S.A.
- Ticker: BBVACOL
- Exchange: BVC
- Founded: 1956
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Col$4.162t
- Shares outstanding: 14.39b
- Website: https://www.bbva.com.co
Number of Employees
Location
- Banco Bilbao Vizcaya Argentaria Colombia S.A.
- No. 72 - 21
- Carrera 9
- Bogota
- Colombia
Listings
Biography
Banco Bilbao Vizcaya Argentaria Colombia S.A. provides loans to public and private sector companies. The company offers accounts, individual loans, investment funds, SOAT insurance products, and leasing se...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/12 23:56 |
| End of Day Share Price | 2021/04/12 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.