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Banco Bilbao Vizcaya Argentaria Colombia

Market Cap

Col$4.2t

Last Updated

2021/04/12 23:56 UTC

Data Sources

Company Financials

Executive Summary

Banco Bilbao Vizcaya Argentaria Colombia S.A. More Details


Snowflake Analysis

Excellent balance sheet established dividend payer.


Similar Companies

Share Price & News

How has Banco Bilbao Vizcaya Argentaria Colombia's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: BBVACOL is less volatile than 75% of CO stocks over the past 3 months, typically moving +/- 1% a week.

Volatility Over Time: BBVACOL's weekly volatility (1%) has been stable over the past year.


Market Performance


7 Day Return

-4.7%

BBVACOL

-0.9%

CO Banks

-1.3%

CO Market


1 Year Return

-26.7%

BBVACOL

3.8%

CO Banks

6.3%

CO Market

Return vs Industry: BBVACOL underperformed the CO Banks industry which returned 6.1% over the past year.

Return vs Market: BBVACOL underperformed the CO Market which returned 5.8% over the past year.


Shareholder returns

BBVACOLIndustryMarket
7 Day-4.7%-0.9%-1.3%
30 Day-4.7%-1.9%-2.7%
90 Day-4.7%-7.1%-7.2%
1 Year-20.5%-26.7%8.7%3.8%10.1%6.3%
3 Year31.1%7.9%8.8%-4.4%4.2%-7.7%
5 Year40.6%0%33.0%7.6%35.5%13.6%

Long-Term Price Volatility Vs. Market

How volatile is Banco Bilbao Vizcaya Argentaria Colombia's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Banco Bilbao Vizcaya Argentaria Colombia undervalued compared to its fair value and its price relative to the market?

7.41x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: BBVACOL (COP300) is trading above our estimate of fair value (COP138.1)

Significantly Below Fair Value: BBVACOL is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: BBVACOL is good value based on its PE Ratio (7.8x) compared to the CO Banks industry average (11.4x).

PE vs Market: BBVACOL is good value based on its PE Ratio (7.8x) compared to the CO market (13.6x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BBVACOL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: BBVACOL is good value based on its PB Ratio (0.8x) compared to the CO Banks industry average (1.1x).


Future Growth

How is Banco Bilbao Vizcaya Argentaria Colombia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

19.7%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco Bilbao Vizcaya Argentaria Colombia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Banco Bilbao Vizcaya Argentaria Colombia performed over the past 5 years?

3.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BBVACOL has high quality earnings.

Growing Profit Margin: BBVACOL's current net profit margins (3.6%) are lower than last year (5.6%).


Past Earnings Growth Analysis

Earnings Trend: BBVACOL's earnings have grown by 3.9% per year over the past 5 years.

Accelerating Growth: BBVACOL's earnings growth over the past year (1.5%) is below its 5-year average (3.9% per year).

Earnings vs Industry: BBVACOL earnings growth over the past year (1.5%) exceeded the Banks industry -29.1%.


Return on Equity

High ROE: BBVACOL's Return on Equity (10.5%) is considered low.


Financial Health

How is Banco Bilbao Vizcaya Argentaria Colombia's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BBVACOL's Assets to Equity ratio (13.4x) is moderate.

Allowance for Bad Loans: BBVACOL has a sufficient allowance for bad loans (118%).

Low Risk Liabilities: 80% of BBVACOL's liabilities are made up of primarily low risk sources of funding.

Loan Level: BBVACOL has an appropriate level of Loans to Assets ratio (69%).

Low Risk Deposits: BBVACOL's Loans to Deposits ratio (94%) is appropriate.

Level of Bad Loans: BBVACOL has a high level of bad loans (5.1%).


Dividend

What is Banco Bilbao Vizcaya Argentaria Colombia current dividend yield, its reliability and sustainability?

8.73%

Current Dividend Yield


Upcoming Dividend Payment

TodayApr 13 2021Ex Dividend DateJun 03 2021Dividend Pay DateJun 10 20217 days from Ex DividendBuy in the next 51 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: BBVACOL's dividend (8.32%) is higher than the bottom 25% of dividend payers in the CO market (3.21%).

High Dividend: BBVACOL's dividend (8.32%) is in the top 25% of dividend payers in the CO market (8.17%)


Stability and Growth of Payments

Stable Dividend: BBVACOL's dividends per share have been stable in the past 10 years.

Growing Dividend: BBVACOL's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (64.7%), BBVACOL's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.7yrs

Average management tenure


CEO

Mario Bayona (45 yo)

1.17yrs

Tenure

Mr. Mario Pardo Bayona serves as Chief Executive Officer at Banco Bilbao Vizcaya Argentaria Colombia S.A., since February 28, 2020 and served as Global Head of Enterprise Clients in the client solutions ar...


Leadership Team

Experienced Management: BBVACOL's management team is considered experienced (2.7 years average tenure).


Board Members

Experienced Board: BBVACOL's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Banco Bilbao Vizcaya Argentaria Colombia S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Banco Bilbao Vizcaya Argentaria Colombia S.A.
  • Ticker: BBVACOL
  • Exchange: BVC
  • Founded: 1956
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: Col$4.162t
  • Shares outstanding: 14.39b
  • Website: https://www.bbva.com.co

Number of Employees


Location

  • Banco Bilbao Vizcaya Argentaria Colombia S.A.
  • No. 72 - 21
  • Carrera 9
  • Bogota
  • Colombia

Listings


Biography

Banco Bilbao Vizcaya Argentaria Colombia S.A. provides loans to public and private sector companies. The company offers accounts, individual loans, investment funds, SOAT insurance products, and leasing se...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/12 23:56
End of Day Share Price2021/04/12 00:00
Earnings2020/09/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.