Banco Bilbao Vizcaya Argentaria Colombia S.A. provides loans to public and private sector companies. The company offers accounts, individual loans, investment funds, SOAT insurance products, and leasing services, as well as advisory and support services. It also engages in international banking activities, privatizations, financial projects, and other banking activities.
Banco Bilbao Vizcaya Argentaria Colombia Fundamentals Summary
How do Banco Bilbao Vizcaya Argentaria Colombia's earnings and revenue compare to its market cap?
Is BBVACOL undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BBVACOL?
Other financial metrics that can be useful for relative valuation.
The above table shows the n/a ratio for BBVACOL. This is calculated by dividing BBVACOL's market cap by their current
preferred multiple.
What is BBVACOL's n/a Ratio?
n/a Ratio
0x
n/a
n/a
Market Cap
Col$5.11t
BBVACOL key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Price-To-Earnings vs Industry: BBVACOL is good value based on its Price-To-Earnings Ratio (5x) compared to the CO Banks industry average (5.2x)
Price to Earnings Ratio vs Fair Ratio
What is BBVACOL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
BBVACOL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio
5x
Fair PE Ratio
n/a
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BBVACOL's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of BBVACOL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BBVACOL (COP355) is trading above our estimate of fair value (COP268.43)
Significantly Below Fair Value: BBVACOL is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBVACOL's PEG Ratio to determine if it is good value.
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Future Growth
How is Banco Bilbao Vizcaya Argentaria Colombia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
8.4%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco Bilbao Vizcaya Argentaria Colombia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Banco Bilbao Vizcaya Argentaria Colombia performed over the past 5 years?
Past Performance Score
4/6
Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
9.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBVACOL has high quality earnings.
Growing Profit Margin: BBVACOL's current net profit margins (32.7%) are higher than last year (18.8%).
Past Earnings Growth Analysis
Earnings Trend: BBVACOL's earnings have grown by 9.4% per year over the past 5 years.
Accelerating Growth: BBVACOL's earnings growth over the past year (119.1%) exceeds its 5-year average (9.4% per year).
Earnings vs Industry: BBVACOL earnings growth over the past year (119.1%) underperformed the Banks industry 119.1%.
Return on Equity
High ROE: BBVACOL's Return on Equity (17.2%) is considered low.
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Financial Health
How is Banco Bilbao Vizcaya Argentaria Colombia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
5/6
Financial Health Score 5/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBVACOL's Assets to Equity ratio (14x) is moderate.
Allowance for Bad Loans: BBVACOL has a sufficientallowance for bad loans (106%).
Low Risk Liabilities: 78% of BBVACOL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBVACOL has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: BBVACOL's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: BBVACOL has a high level of bad loans (4.9%).
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Dividend
What is Banco Bilbao Vizcaya Argentaria Colombia current dividend yield, its reliability and sustainability?
Dividend Score
3/6
Dividend Score 3/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
4.60%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BBVACOL's dividend (4.6%) is higher than the bottom 25% of dividend payers in the CO market (3.49%).
High Dividend: BBVACOL's dividend (4.6%) is low compared to the top 25% of dividend payers in the CO market (11.19%).
Stability and Growth of Payments
Stable Dividend: BBVACOL's dividend payments have been volatile in the past 10 years.
Growing Dividend: BBVACOL's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its low payout ratio (22.9%), BBVACOL's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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Management
How experienced are the management team and are they aligned to shareholders interests?
3.8yrs
Average management tenure
CEO
Mario Bayona (46 yo)
2.33yrs
Tenure
Mr. Mario Pardo Bayona serves as Chief Executive Officer at Banco Bilbao Vizcaya Argentaria Colombia S.A., since February 28, 2020 and served as Global Head of Enterprise Clients in the client solutions ar...
Leadership Team
Experienced Management: BBVACOL's management team is considered experienced (3.8 years average tenure).
Board Members
Experienced Board: BBVACOL's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Banco Bilbao Vizcaya Argentaria Colombia S.A.'s employee growth, exchange listings and data sources
Key Information
Name: Banco Bilbao Vizcaya Argentaria Colombia S.A.
All financial data provided by Standard & Poor's Capital IQ.
Data
Last Updated (UTC time)
Company Analysis
2022/06/26 00:00
End of Day Share Price
2022/06/24 00:00
Earnings
2022/03/31
Annual Earnings
2021/12/31
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.