Jiangsu Zhangjiagang Rural Commercial Bank Past Earnings Performance
Past criteria checks 4/6
Jiangsu Zhangjiagang Rural Commercial Bank has been growing earnings at an average annual rate of 15.1%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 12.7% per year. Jiangsu Zhangjiagang Rural Commercial Bank's return on equity is 10.3%, and it has net margins of 49.8%.
Key information
15.1%
Earnings growth rate
15.1%
EPS growth rate
| Banks Industry Growth | 12.1% |
| Revenue growth rate | 12.7% |
| Return on equity | 10.3% |
| Net Margin | 49.8% |
| Next Earnings Update | 29 Mar 2025 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Jiangsu Zhangjiagang Rural Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 3,572 | 1,779 | 1,611 | 0 |
| 30 Jun 24 | 3,637 | 1,771 | 1,638 | 0 |
| 31 Mar 24 | 3,629 | 1,727 | 1,696 | 0 |
| 31 Dec 23 | 3,578 | 1,691 | 1,676 | 0 |
| 30 Sep 23 | 3,618 | 1,716 | 1,630 | 0 |
| 30 Jun 23 | 3,595 | 1,690 | 1,630 | 0 |
| 31 Mar 23 | 3,506 | 1,661 | 1,588 | 0 |
| 31 Dec 22 | 3,303 | 1,586 | 1,574 | 0 |
| 30 Sep 22 | 3,134 | 1,597 | 1,530 | 0 |
| 30 Jun 22 | 2,910 | 1,373 | 1,487 | 0 |
| 31 Mar 22 | 2,822 | 1,403 | 1,448 | 0 |
| 31 Dec 21 | 2,795 | 1,304 | 1,436 | 0 |
| 30 Sep 21 | 2,643 | 1,208 | 1,407 | 0 |
| 30 Jun 21 | 2,508 | 1,104 | 1,380 | 0 |
| 31 Mar 21 | 2,394 | 1,042 | 1,340 | 0 |
| 31 Dec 20 | 2,311 | 1,001 | 1,311 | 0 |
| 30 Sep 20 | 2,166 | 989 | 1,195 | 0 |
| 30 Jun 20 | 2,188 | 974 | 1,227 | 0 |
| 31 Mar 20 | 2,224 | 987 | 1,214 | 0 |
| 31 Dec 19 | 2,174 | 954 | 1,200 | 0 |
| 30 Sep 19 | 2,186 | 925 | 1,196 | 0 |
| 30 Jun 19 | 2,039 | 897 | 1,090 | 0 |
| 31 Mar 19 | 2,030 | 867 | 1,125 | 0 |
| 31 Dec 18 | 1,928 | 835 | 1,060 | 0 |
| 30 Sep 18 | 1,918 | 848 | 1,019 | 0 |
| 30 Jun 18 | 1,803 | 823 | 986 | 0 |
| 31 Mar 18 | 1,660 | 788 | 885 | 0 |
| 31 Dec 17 | 1,609 | 763 | 877 | 0 |
| 30 Sep 17 | 1,567 | 731 | 875 | 0 |
| 30 Jun 17 | 1,591 | 708 | 889 | 0 |
| 31 Mar 17 | 1,601 | 701 | 904 | 0 |
| 31 Dec 16 | 1,628 | 689 | 905 | 0 |
| 31 Dec 15 | 1,654 | 673 | 847 | 0 |
| 31 Dec 14 | 1,690 | 731 | 773 | 0 |
Quality Earnings: 002839 has high quality earnings.
Growing Profit Margin: 002839's current net profit margins (49.8%) are higher than last year (47.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 002839's earnings have grown by 15.1% per year over the past 5 years.
Accelerating Growth: 002839's earnings growth over the past year (3.7%) is below its 5-year average (15.1% per year).
Earnings vs Industry: 002839 earnings growth over the past year (3.7%) exceeded the Banks industry 3.6%.
Return on Equity
High ROE: 002839's Return on Equity (10.3%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/19 13:19 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Feifei Xiao | Citic Securities Co., Ltd. |
| Jian Wang | Guosen Securities Co., Ltd. |
| Weiwei Tian | Guosen Securities Co., Ltd. |