Jiangsu Zhangjiagang Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Zhangjiagang Rural Commercial Bank has total assets of CN¥215.9B and total equity of CN¥18.3B. Total deposits are CN¥170.2B, and total loans are CN¥131.6B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥26.4B.
Key information
11.8x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CN¥170.25b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥26.40b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002839's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 002839 has a sufficient allowance for bad loans (424%).
Low Risk Liabilities: 86% of 002839's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002839 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 002839's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 002839 has an appropriate level of bad loans (1%).