Jiangsu Zijin Rural Commercial BankLtd Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Zijin Rural Commercial BankLtd has total assets of CN¥246.2B and total equity of CN¥18.2B. Total deposits are CN¥203.2B, and total loans are CN¥170.9B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥19.2B.
Key information
13.6x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥203.24b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥19.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601860's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: 601860 has a sufficient allowance for bad loans (248%).
Low Risk Liabilities: 89% of 601860's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601860 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 601860's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 601860 has an appropriate level of bad loans (1.2%).