Jiangsu Zijin Rural Commercial BankLtd Balance Sheet Health
Financial Health criteria checks 6/6
Jiangsu Zijin Rural Commercial BankLtd has total assets of CN¥271.0B and total equity of CN¥19.6B. Total deposits are CN¥218.8B, and total loans are CN¥186.2B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥32.9B.
Key information
13.8x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥218.80b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥32.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601860's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: 601860 has a sufficient allowance for bad loans (217%).
Low Risk Liabilities: 87% of 601860's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601860 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 601860's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 601860 has an appropriate level of bad loans (1.3%).