Jiangsu Zijin Rural Commercial Bank Co.,Ltd

SHSE:601860 Stock Report

Market Cap: CN¥9.8b

Jiangsu Zijin Rural Commercial BankLtd Past Earnings Performance

Past criteria checks 3/6

Jiangsu Zijin Rural Commercial BankLtd has been growing earnings at an average annual rate of 5.2%, while the Banks industry saw earnings growing at 11.2% annually. Revenues have been growing at an average rate of 5.7% per year. Jiangsu Zijin Rural Commercial BankLtd's return on equity is 9.2%, and it has net margins of 44.7%.

Key information

5.2%

Earnings growth rate

3.7%

EPS growth rate

Banks Industry Growth12.1%
Revenue growth rate5.7%
Return on equity9.2%
Net Margin44.7%
Last Earnings Update30 Sep 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown
Beta

How Jiangsu Zijin Rural Commercial BankLtd makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

SHSE:601860 Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 233,7451,6741,6910
30 Jun 233,7011,6471,7430
31 Mar 233,6801,6201,7380
31 Dec 223,6951,6001,7380
30 Sep 223,7941,6011,7410
30 Jun 223,6721,5911,6900
31 Mar 223,5411,5501,6370
31 Dec 213,4561,5151,6140
30 Sep 213,1801,4721,5280
30 Jun 213,0081,4611,4540
31 Mar 212,9991,4491,4030
31 Dec 202,9801,4411,3590
30 Sep 202,9691,4381,2970
30 Jun 203,1351,4311,3750
31 Mar 203,0781,4481,3540
31 Dec 193,0821,4171,3880
30 Sep 193,1241,4041,4180
30 Jun 193,0761,3651,4140
31 Mar 192,9551,2931,3870
31 Dec 182,9431,2541,4140
30 Sep 182,9001,2721,3250
30 Jun 182,7651,1731,3050
31 Mar 182,8171,1551,3480
31 Dec 172,7181,1381,2680
30 Sep 172,5151,0241,2540
30 Jun 172,5051,0821,1390
31 Mar 172,4471,0271,1290
31 Dec 162,4301,0331,0800
30 Sep 162,5321,0391,0460
30 Jun 162,4438741,1130
31 Mar 162,2778269970
31 Dec 152,2058401,0040
31 Dec 142,0407499220
31 Dec 131,7335838730

Quality Earnings: 601860 has high quality earnings.

Growing Profit Margin: 601860's current net profit margins (44.7%) are higher than last year (42.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 601860's earnings have grown by 5.2% per year over the past 5 years.

Accelerating Growth: 601860's earnings growth over the past year (4.6%) is below its 5-year average (5.2% per year).

Earnings vs Industry: 601860 earnings growth over the past year (4.6%) did not outperform the Banks industry 7.4%.


Return on Equity

High ROE: 601860's Return on Equity (9.2%) is considered low.


Return on Assets


Return on Capital Employed


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