Reported Earnings • Apr 24
First quarter 2026 earnings released: EPS: CN¥0.37 (vs CN¥0.37 in 1Q 2025) First quarter 2026 results: EPS: CN¥0.37 (in line with 1Q 2025). Revenue: CN¥6.05b (down 1.3% from 1Q 2025). Net income: CN¥3.59b (flat on 1Q 2025). Profit margin: 59% (up from 58% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Banks industry in China. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 16% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Mar 30
Shanghai Rural Commercial Bank Co., Ltd. to Report Q1, 2026 Results on Apr 23, 2026 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report Q1, 2026 results on Apr 23, 2026 Announcement • Dec 26
Shanghai Rural Commercial Bank Co., Ltd. to Report Fiscal Year 2025 Results on Apr 23, 2026 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report fiscal year 2025 results on Apr 23, 2026 Reported Earnings • Nov 01
Third quarter 2025 earnings released: EPS: CN¥0.37 (vs CN¥0.37 in 3Q 2024) Third quarter 2025 results: EPS: CN¥0.37 (up from CN¥0.37 in 3Q 2024). Revenue: CN¥6.08b (down 1.5% from 3Q 2024). Net income: CN¥3.55b (up 1.2% from 3Q 2024). Profit margin: 58% (up from 57% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in China. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 16% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Sep 30
Shanghai Rural Commercial Bank Co., Ltd. to Report Q3, 2025 Results on Oct 31, 2025 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report Q3, 2025 results on Oct 31, 2025 Reported Earnings • Sep 01
Second quarter 2025 earnings released: EPS: CN¥0.36 (vs CN¥0.35 in 2Q 2024) Second quarter 2025 results: EPS: CN¥0.36 (up from CN¥0.35 in 2Q 2024). Revenue: CN¥6.45b (down 2.0% from 2Q 2024). Net income: CN¥3.45b (flat on 2Q 2024). Profit margin: 54% (up from 52% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in China. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 16% per year, which means it is tracking significantly ahead of earnings growth. Buy Or Sell Opportunity • Jul 15
Now 20% undervalued Over the last 90 days, the stock has risen 16% to CN¥9.91. The fair value is estimated to be CN¥12.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.4% over the last 3 years. Earnings per share has grown by 5.2%. Revenue is forecast to grow by 13% in 2 years. Earnings are forecast to grow by 4.8% in the next 2 years. Announcement • Jun 30
Shanghai Rural Commercial Bank Co., Ltd. to Report First Half, 2025 Results on Aug 30, 2025 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report first half, 2025 results on Aug 30, 2025 Buy Or Sell Opportunity • Jun 27
Now 23% undervalued Over the last 90 days, the stock has risen 18% to CN¥9.73. The fair value is estimated to be CN¥12.69, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.4% over the last 3 years. Earnings per share has grown by 5.2%. Revenue is forecast to grow by 13% in 2 years. Earnings are forecast to grow by 4.8% in the next 2 years. Valuation Update With 7 Day Price Move • Jun 04
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to CN¥10.37, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 6x in the Banks industry in China. Total returns to shareholders of 93% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at CN¥12.85 per share. Announcement • May 23
Shanghai Rural Commercial Bank Co., Ltd., Annual General Meeting, Jun 13, 2025 Shanghai Rural Commercial Bank Co., Ltd., Annual General Meeting, Jun 13, 2025, at 14:00 China Standard Time. Location: Building 4, No. 1045, Lai'an Road, Pudong New Area, Shanghai China Reported Earnings • Apr 26
Third quarter 2024 earnings released: EPS: CN¥0.37 (vs CN¥0.36 in 3Q 2023) Third quarter 2024 results: EPS: CN¥0.37 (up from CN¥0.36 in 3Q 2023). Revenue: CN¥6.17b (flat on 3Q 2023). Net income: CN¥3.51b (up 1.2% from 3Q 2023). Profit margin: 57% (in line with 3Q 2023). Revenue is forecast to grow 4.1% p.a. on average during the next 4 years, compared to a 11% growth forecast for the Banks industry in China. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 13% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Mar 28
Shanghai Rural Commercial Bank Co., Ltd. to Report Q1, 2025 Results on Apr 25, 2025 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report Q1, 2025 results on Apr 25, 2025 Announcement • Dec 27
Shanghai Rural Commercial Bank Co., Ltd. to Report Fiscal Year 2024 Results on Apr 25, 2025 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report fiscal year 2024 results on Apr 25, 2025 Price Target Changed • Oct 29
Price target increased by 13% to CN¥9.46 Up from CN¥8.40, the current price target is an average from 2 analysts. New target price is 20% above last closing price of CN¥7.90. Stock is up 33% over the past year. The company is forecast to post earnings per share of CN¥1.29 for next year compared to CN¥1.26 last year. Reported Earnings • Oct 26
Third quarter 2024 earnings released: EPS: CN¥0.37 (vs CN¥0.36 in 3Q 2023) Third quarter 2024 results: EPS: CN¥0.37 (up from CN¥0.36 in 3Q 2023). Revenue: CN¥6.23b (up 1.4% from 3Q 2023). Net income: CN¥3.51b (up 1.2% from 3Q 2023). Profit margin: 56% (in line with 3Q 2023). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Banks industry in China. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 5% per year. Announcement • Sep 30
Shanghai Rural Commercial Bank Co., Ltd. to Report Q3, 2024 Results on Oct 26, 2024 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report Q3, 2024 results on Oct 26, 2024 Reported Earnings • Aug 19
Second quarter 2024 earnings released Second quarter 2024 results: Revenue: CN¥6.61b (up 11% from 2Q 2023). Net income: CN¥3.42b (flat on 2Q 2023). Profit margin: 52% (down from 57% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in China. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Announcement • Jun 29
Shanghai Rural Commercial Bank Co., Ltd. to Report First Half, 2024 Results on Aug 17, 2024 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report first half, 2024 results on Aug 17, 2024 Announcement • May 19
Shanghai Rural Commercial Bank Co., Ltd., Annual General Meeting, Jun 07, 2024 Shanghai Rural Commercial Bank Co., Ltd., Annual General Meeting, Jun 07, 2024, at 14:00 China Standard Time. Reported Earnings • Apr 28
First quarter 2024 earnings released: EPS: CN¥0.37 (vs CN¥0.36 in 1Q 2023) First quarter 2024 results: EPS: CN¥0.37 (up from CN¥0.36 in 1Q 2023). Revenue: CN¥6.22b (down 2.0% from 1Q 2023). Net income: CN¥3.55b (up 1.5% from 1Q 2023). Profit margin: 57% (up from 55% in 1Q 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Banks industry in China. Announcement • Mar 29
Shanghai Rural Commercial Bank Co., Ltd. to Report Q1, 2024 Results on Apr 26, 2024 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report Q1, 2024 results on Apr 26, 2024 Announcement • Dec 30
Shanghai Rural Commercial Bank Co., Ltd. to Report Fiscal Year 2023 Results on Apr 26, 2024 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report fiscal year 2023 results on Apr 26, 2024 Reported Earnings • Oct 31
Third quarter 2023 earnings released: EPS: CN¥0.36 (vs CN¥0.32 in 3Q 2022) Third quarter 2023 results: EPS: CN¥0.36 (up from CN¥0.32 in 3Q 2022). Revenue: CN¥6.16b (up 2.8% from 3Q 2022). Net income: CN¥3.47b (up 11% from 3Q 2022). Profit margin: 56% (up from 52% in 3Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in China. Announcement • Sep 30
Shanghai Rural Commercial Bank Co., Ltd. to Report Q3, 2023 Results on Oct 28, 2023 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report Q3, 2023 results on Oct 28, 2023 Reported Earnings • Aug 25
Second quarter 2023 earnings released: EPS: CN¥0.36 (vs CN¥0.29 in 2Q 2022) Second quarter 2023 results: EPS: CN¥0.36 (up from CN¥0.29 in 2Q 2022). Revenue: CN¥5.97b (up 10% from 2Q 2022). Net income: CN¥3.43b (up 25% from 2Q 2022). Profit margin: 57% (up from 51% in 2Q 2022). The increase in margin was primarily driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in China. Announcement • Jun 28
Shanghai Rural Commercial Bank Co., Ltd. to Report First Half, 2023 Results on Aug 24, 2023 Shanghai Rural Commercial Bank Co., Ltd. announced that they will report first half, 2023 results on Aug 24, 2023 Price Target Changed • Nov 16
Price target increased to CN¥10.13 Up from CN¥7.65, the current price target is provided by 1 analyst. New target price is 80% above last closing price of CN¥5.64. Stock is down 19% over the past year. The company is forecast to post earnings per share of CN¥1.17 for next year compared to CN¥1.08 last year. Reported Earnings • Oct 31
Third quarter 2022 earnings released: EPS: CN¥0.32 (vs CN¥0.28 in 3Q 2021) Third quarter 2022 results: EPS: CN¥0.32 (up from CN¥0.28 in 3Q 2021). Revenue: CN¥6.01b (up 29% from 3Q 2021). Net income: CN¥3.13b (up 23% from 3Q 2021). Profit margin: 52% (down from 55% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in China. Reported Earnings • Nov 03
Third quarter 2021 earnings released: EPS CN¥0.28 (vs CN¥0.23 in 3Q 2020) The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: CN¥4.65b (up 21% from 3Q 2020). Net income: CN¥2.55b (up 29% from 3Q 2020). Profit margin: 55% (up from 51% in 3Q 2020). The increase in margin was driven by higher revenue. Reported Earnings • Aug 22
First half 2021 earnings released: EPS CN¥0.59 (vs CN¥0.50 in 1H 2020) The company reported a solid first half result with improved earnings and revenues, although profit margins were weaker. First half 2021 results: Revenue: CN¥10.6b (up 23% from 1H 2020). Net income: CN¥5.12b (up 18% from 1H 2020). Profit margin: 49% (down from 51% in 1H 2020). The decrease in margin was driven by higher expenses. 
