Shanghai Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Shanghai Rural Commercial Bank has total assets of CN¥1,476.7B and total equity of CN¥123.6B. Total deposits are CN¥1,088.0B, and total loans are CN¥818.8B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥174.7B.
Key information
11.9x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥1.09t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥174.75b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601825's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: 601825 has a sufficient allowance for bad loans (369%).
Low Risk Liabilities: 80% of 601825's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601825 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 601825's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: 601825 has an appropriate level of bad loans (0.9%).