| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 4/6 |
| Dividends | 1/6 |
CBIBF Overview
Coris Bank International SA provides banking products and services to individual, business, and NGO customers in Burkina Faso.
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | XOF9,300.00 |
| 52 Week High | XOF0 |
| 52 Week Low | XOF0 |
| Beta | -0.036 |
| 1 Month Change | 6.96% |
| 3 Month Change | 12.05% |
| 1 Year Change | 29.17% |
| 3 Year Change | 19.31% |
| 5 Year Change | n/a |
| Change since IPO | 11.23% |
Recent News & Updates
Shareholder Returns
| CBIBF | CI Banks | CI Market | |
|---|---|---|---|
| 7D | 0.05% | -0.8% | 0.3% |
| 1Y | 29.2% | 40.2% | 53.2% |
Return vs Industry: CBIBF underperformed the CI Banks industry which returned 40.6% over the past year.
Return vs Market: CBIBF underperformed the CI Market which returned 53.2% over the past year.
Price Volatility
| CBIBF volatility | |
|---|---|
| CBIBF Beta | -0.036 |
| Industry Beta | 0.44 |
| Market Beta | 1 |
Stable Share Price: CBIBF is less volatile than 75% of CI stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CBIBF's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | n/a | Diakarya Ouattara | https://burkina.coris.bank |
Coris Bank International SA provides banking products and services to individual, business, and NGO customers in Burkina Faso. The company offers savings accounts, term deposits, and bank cards. Coris Bank International SA was founded in 2008 and is headquartered in Ouagadougou, Burkina Faso.
Coris Bank International Fundamentals Summary
| CBIBF fundamental statistics | |
|---|---|
| Market Cap | XOF304.74b |
| Earnings (TTM) | XOF41.03b |
| Revenue (TTM) | XOF75.15b |
7.4x
P/E Ratio1.8x
P/B RatioIs CBIBF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CBIBF income statement (TTM) | |
|---|---|
| Revenue | XOF75.15b |
| Cost of Revenue | XOF0 |
| Gross Profit | XOF75.15b |
| Expenses | XOF34.12b |
| Earnings | XOF41.03b |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.25k |
| Gross Margin | 100.00% |
| Net Profit Margin | 54.60% |
| Debt/Equity Ratio | 0.0% |
How did CBIBF perform over the long term?
See historical performance and comparisonDividends
5.0%
Current Dividend Yieldn/a
Payout RatioValuation
Is Coris Bank International undervalued compared to its fair value and its price relative to the market?
7.43x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: CBIBF (CFA9300) is trading above our estimate of fair value (CFA8467.2)
Significantly Below Fair Value: CBIBF is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CBIBF is poor value based on its PE Ratio (7.4x) compared to the CI Banks industry average (7.1x).
PE vs Market: CBIBF is good value based on its PE Ratio (7.4x) compared to the CI market (8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CBIBF's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CBIBF is overvalued based on its PB Ratio (1.8x) compared to the CI Banks industry average (1.7x).
Future Growth
How is Coris Bank International forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
19.4%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Coris Bank International has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Coris Bank International performed over the past 5 years?
18.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CBIBF has high quality earnings.
Growing Profit Margin: CBIBF's current net profit margins (54.6%) are higher than last year (52.2%).
Past Earnings Growth Analysis
Earnings Trend: CBIBF's earnings have grown by 18.9% per year over the past 5 years.
Accelerating Growth: CBIBF's earnings growth over the past year (34%) exceeds its 5-year average (18.9% per year).
Earnings vs Industry: CBIBF earnings growth over the past year (34%) exceeded the Banks industry 14.2%.
Return on Equity
High ROE: CBIBF's Return on Equity (24.7%) is considered high.
Financial Health
How is Coris Bank International's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBIBF's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if CBIBF has a sufficient allowance for bad loans.
Low Risk Liabilities: 71% of CBIBF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBIBF has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: CBIBF's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: Insufficient data to determine if CBIBF has an appropriate level of bad loans.
Dividend
What is Coris Bank International current dividend yield, its reliability and sustainability?
4.99%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CBIBF's dividend (4.99%) is higher than the bottom 25% of dividend payers in the CI market (4.09%).
High Dividend: CBIBF's dividend (4.99%) is low compared to the top 25% of dividend payers in the CI market (9.72%).
Stability and Growth of Payments
Stable Dividend: Too early to tell whether CBIBF's dividend payments have been stable as they only just started paying a dividend.
Growing Dividend: Too early to tell if CBIBF's dividend payments are increasing as they only just started paying a dividend.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
Diakarya Ouattara
4.75yrs
Tenure
Mr. Diakarya Ouattara is Director General of Coris Bank International SA.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Coris Bank International SA's employee growth, exchange listings and data sources
Key Information
- Name: Coris Bank International SA
- Ticker: CBIBF
- Exchange: BRVM
- Founded: 2008
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: XOF304.743b
- Shares outstanding: 32.77m
- Website: https://burkina.coris.bank
Number of Employees
Location
- Coris Bank International SA
- 1242 Avenue du Dr Kwame Nkrumah
- Ouagadougou 01
- Ouagadougou
- 6585
- Burkina Faso
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/10/21 21:03 |
| End of Day Share Price | 2021/10/21 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.