SCOR SE

SWX:SCR Stock Report

Market Cap: CHF 4.8b

SCOR Valuation

Is SCR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of SCR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: SCR (CHF26.72) is trading below our estimate of future cash flow value (CHF102.05)

Significantly Below Future Cash Flow Value: SCR is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SCR?

Key metric: As SCR is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for SCR. This is calculated by dividing SCR's market cap by their current earnings.
What is SCR's PE Ratio?
PE Ratio6x
Earnings€875.00m
Market Cap€5.25b

Price to Earnings Ratio vs Peers

How does SCR's PE Ratio compare to its peers?

The above table shows the PE ratio for SCR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average16.2x
SREN Swiss Re
10.2x-3.40%CHF 38.4b
HBAN Helvetia Baloise Holding
19.4x19.91%CHF 10.5b
VAHN Vaudoise Assurances Holding
14.2xn/aCHF 2.1b
SLHN Swiss Life Holding
20.8x6.42%CHF 24.6b
SCR SCOR
6x1.66%CHF 5.2b

Price-To-Earnings vs Peers: SCR is good value based on its Price-To-Earnings Ratio (6x) compared to the peer average (16.2x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does SCR's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
SCR 6.0xIndustry Avg. 12.6xNo. of Companies17PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: SCR is good value based on its Price-To-Earnings Ratio (6x) compared to the European Insurance industry average (13.3x).

Price to Earnings Ratio vs Fair Ratio

What is SCR's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SCR PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio6x
Fair PE Ratio14.2x

Price-To-Earnings vs Fair Ratio: SCR is good value based on its Price-To-Earnings Ratio (6x) compared to the estimated Fair Price-To-Earnings Ratio (14.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst SCR forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 26.72
CHF 29.10
+8.92%
8.63%CHF 33.92CHF 24.75n/a15
Feb ’27CHF 25.04
CHF 29.28
+16.94%
7.78%CHF 33.92CHF 24.75n/a14
Jan ’27CHF 26.08
CHF 30.04
+15.19%
7.91%CHF 34.75CHF 25.36n/a15
Dec ’26CHF 25.14
CHF 29.81
+18.58%
7.91%CHF 34.49CHF 25.17n/a15
Nov ’26CHF 27.82
CHF 29.65
+6.57%
7.09%CHF 32.46CHF 26.16n/a15
Oct ’26CHF 27.52
CHF 28.81
+4.67%
8.54%CHF 32.18CHF 23.32n/a15
Sep ’26CHF 26.56
CHF 28.84
+8.58%
8.00%CHF 31.82CHF 23.40n/a15
Aug ’26CHF 26.24
CHF 28.60
+8.99%
9.53%CHF 31.70CHF 20.51n/a15
Jul ’26CHF 26.24
CHF 28.70
+9.37%
9.23%CHF 31.77CHF 20.56n/a15
Jun ’26CHF 23.38
CHF 28.39
+21.41%
9.78%CHF 31.75CHF 20.54n/a15
May ’26CHF 23.38
CHF 27.69
+18.42%
10.01%CHF 31.81CHF 20.59n/a15
Apr ’26CHF 23.78
CHF 27.98
+17.64%
10.17%CHF 33.01CHF 21.05n/a16
Mar ’26CHF 23.78
CHF 25.79
+8.46%
8.22%CHF 29.73CHF 20.67n/a15
Feb ’26CHF 23.78
CHF 25.90
+8.91%
8.22%CHF 29.85CHF 20.75CHF 25.0415
Jan ’26CHF 21.90
CHF 25.32
+15.63%
8.15%CHF 29.49CHF 20.50CHF 26.0815
Dec ’25CHF 21.90
CHF 24.78
+13.15%
15.36%CHF 33.54CHF 17.70CHF 25.1415
Nov ’25CHF 18.72
CHF 24.00
+28.22%
21.70%CHF 34.71CHF 16.89CHF 27.8215
Oct ’25CHF 16.95
CHF 24.07
+42.02%
22.15%CHF 34.72CHF 16.89CHF 27.5215
Sep ’25CHF 16.95
CHF 24.59
+45.09%
22.38%CHF 34.93CHF 16.99CHF 26.5615
Aug ’25CHF 19.00
CHF 26.50
+39.49%
19.33%CHF 35.16CHF 18.06CHF 26.2415
Jul ’25CHF 24.38
CHF 32.34
+32.65%
9.27%CHF 37.38CHF 25.88CHF 26.2415
Jun ’25CHF 26.82
CHF 33.58
+25.21%
8.12%CHF 38.56CHF 27.69CHF 23.3815
May ’25CHF 29.82
CHF 33.96
+13.87%
9.18%CHF 39.05CHF 27.33CHF 23.3815
Apr ’25CHF 29.60
CHF 33.53
+13.28%
9.46%CHF 38.91CHF 27.24CHF 23.7815
Mar ’25CHF 24.99
CHF 31.06
+24.30%
7.00%CHF 34.84CHF 25.42CHF 23.7816
Feb ’25CHF 24.99
CHF 30.79
+23.21%
7.11%CHF 34.57CHF 25.23CHF 23.7816
CHF 28.67
Fair Value
6.8% undervalued intrinsic discount
15
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/24 03:58
End of Day Share Price 2026/02/24 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SCOR SE is covered by 35 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel BischofBaader Helvea Equity Research
Ivan BokhmatBarclays
Michael HuttnerBerenberg