SCOR SE

SWX:SCR Stock Report

Market Cap: CHF 3.8b

SCOR Valuation

Is SCR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SCR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: SCR (CHF21.9) is trading below our estimate of fair value (CHF67.2)

Significantly Below Fair Value: SCR is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for SCR?

Key metric: As SCR is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for SCR. This is calculated by dividing SCR's market cap by their current revenue.
What is SCR's PS Ratio?
PS Ratio0.3x
Sales€15.62b
Market Cap€4.10b

Price to Sales Ratio vs Peers

How does SCR's PS Ratio compare to its peers?

The above table shows the PS ratio for SCR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1x
SREN Swiss Re
0.9x5.6%CHF 37.6b
HELN Helvetia Holding
0.8x4.3%CHF 7.7b
VAHN Vaudoise Assurances Holding
1xn/aCHF 1.4b
BALN Baloise Holding
1.2x7.8%CHF 7.3b
SCR SCOR
0.3x10.2%CHF 4.1b

Price-To-Sales vs Peers: SCR is good value based on its Price-To-Sales Ratio (0.3x) compared to the peer average (1x).

Price to Sales Ratio vs Industry

How does SCR's PS Ratio compare vs other companies in the European Insurance Industry?

2 CompaniesPrice / SalesEstimated GrowthMarket Cap
SCR 0.3xIndustry Avg. 1.0xNo. of Companies15PS00.61.21.82.43+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: SCR is good value based on its Price-To-Sales Ratio (0.3x) compared to the European Insurance industry average (1.1x).

Price to Sales Ratio vs Fair Ratio

What is SCR's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SCR PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.3x
Fair PS Ratio0.6x

Price-To-Sales vs Fair Ratio: SCR is good value based on its Price-To-Sales Ratio (0.3x) compared to the estimated Fair Price-To-Sales Ratio (0.6x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst SCR forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 21.90
CHF 25.27
+15.4%
8.7%CHF 29.64CHF 20.60n/a15
Dec ’25CHF 21.90
CHF 24.78
+13.2%
15.4%CHF 33.54CHF 17.70n/a15
Nov ’25CHF 18.72
CHF 24.00
+28.2%
21.7%CHF 34.71CHF 16.89n/a15
Oct ’25CHF 16.95
CHF 24.07
+42.0%
22.1%CHF 34.72CHF 16.89n/a15
Sep ’25CHF 16.95
CHF 24.59
+45.1%
22.4%CHF 34.93CHF 16.99n/a15
Aug ’25CHF 19.00
CHF 26.50
+39.5%
19.3%CHF 35.16CHF 18.06n/a15
Jul ’25CHF 24.38
CHF 32.34
+32.7%
9.3%CHF 37.38CHF 25.88n/a15
Jun ’25CHF 26.82
CHF 33.58
+25.2%
8.1%CHF 38.56CHF 27.69n/a15
May ’25CHF 29.82
CHF 33.96
+13.9%
9.2%CHF 39.05CHF 27.33n/a15
Apr ’25CHF 29.60
CHF 33.53
+13.3%
9.5%CHF 38.91CHF 27.24n/a15
Mar ’25CHF 24.99
CHF 31.06
+24.3%
7.0%CHF 34.84CHF 25.42n/a16
Feb ’25CHF 24.99
CHF 30.79
+23.2%
7.1%CHF 34.57CHF 25.23n/a16
Jan ’25CHF 24.99
CHF 31.12
+24.5%
8.1%CHF 34.98CHF 25.53n/a16
Dec ’24CHF 26.30
CHF 31.12
+18.3%
8.1%CHF 34.98CHF 25.53CHF 21.9016
Nov ’24CHF 26.30
CHF 30.29
+15.2%
12.9%CHF 35.06CHF 22.27CHF 18.7216
Oct ’24CHF 26.72
CHF 30.27
+13.3%
11.9%CHF 35.22CHF 22.74CHF 16.9516
Sep ’24CHF 26.72
CHF 29.49
+10.4%
11.4%CHF 34.61CHF 22.59CHF 16.9516
Aug ’24CHF 25.69
CHF 29.49
+14.8%
11.4%CHF 34.61CHF 22.59CHF 19.0016
Jul ’24CHF 24.70
CHF 27.22
+10.2%
14.9%CHF 34.18CHF 19.53CHF 24.3817
Jun ’24CHF 25.29
CHF 26.95
+6.6%
14.5%CHF 33.02CHF 19.42CHF 26.8217
May ’24CHF 22.41
CHF 26.12
+16.5%
11.9%CHF 31.39CHF 19.62CHF 29.8217
Apr ’24CHF 23.22
CHF 26.16
+12.7%
12.1%CHF 31.37CHF 19.61CHF 29.6017
Mar ’24CHF 23.22
CHF 25.33
+9.1%
16.0%CHF 31.57CHF 17.27CHF 24.9916
Feb ’24CHF 20.14
CHF 25.53
+26.8%
15.9%CHF 32.13CHF 17.57CHF 24.9916
Jan ’24CHF 20.14
CHF 23.43
+16.3%
17.7%CHF 29.58CHF 16.27CHF 24.9916
Dec ’23CHF 27.47
CHF 23.28
-15.3%
17.8%CHF 29.42CHF 16.18CHF 26.3016

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 12:24
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SCOR SE is covered by 45 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pierre-Yves GauthierAlphaValue
Daniel BischofBaader Helvea Equity Research
Ivan BokhmatBarclays