Swiss Life Holding Valuation

Is SLHN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of SLHN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: SLHN (CHF631.4) is trading below our estimate of fair value (CHF735.45)

Significantly Below Fair Value: SLHN is trading below fair value, but not by a significant amount.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for SLHN?

Other financial metrics that can be useful for relative valuation.

SLHN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue2.3x
Enterprise Value/EBITDA18.2x
PEG Ratio4x

Price to Earnings Ratio vs Peers

How does SLHN's PE Ratio compare to its peers?

The above table shows the PE ratio for SLHN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13x
SREN Swiss Re
11.7x7.5%CHF33.9b
BALN Bâloise Holding
11.9x1.7%CHF6.4b
HELN Helvetia Holding
10.5x-0.5%CHF6.6b
ZURN Zurich Insurance Group
17.7x8.4%CHF69.8b
SLHN Swiss Life Holding
16.8x4.2%CHF18.2b

Price-To-Earnings vs Peers: SLHN is expensive based on its Price-To-Earnings Ratio (16.8x) compared to the peer average (13x).


Price to Earnings Ratio vs Industry

How does SLHN's PE Ratio compare vs other companies in the European Insurance Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a6.8%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a6.8%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: SLHN is expensive based on its Price-To-Earnings Ratio (16.8x) compared to the European Insurance industry average (10.8x).


Price to Earnings Ratio vs Fair Ratio

What is SLHN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SLHN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio16.8x
Fair PE Ratio12.9x

Price-To-Earnings vs Fair Ratio: SLHN is expensive based on its Price-To-Earnings Ratio (16.8x) compared to the estimated Fair Price-To-Earnings Ratio (12.9x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst SLHN forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF631.40
CHF627.63
-0.6%
6.8%CHF690.00CHF550.00n/a8
Mar ’25CHF644.20
CHF623.94
-3.1%
6.9%CHF690.00CHF550.00n/a8
Feb ’25CHF614.00
CHF624.94
+1.8%
6.8%CHF690.00CHF550.00n/a9
Jan ’25CHF584.00
CHF604.48
+3.5%
5.0%CHF653.00CHF550.00n/a9
Dec ’24CHF567.60
CHF600.92
+5.9%
5.3%CHF653.00CHF550.00n/a9
Nov ’24CHF583.80
CHF599.46
+2.7%
8.5%CHF653.00CHF476.80n/a9
Oct ’24CHF571.60
CHF600.90
+5.1%
8.6%CHF653.00CHF476.80n/a9
Sep ’24CHF555.80
CHF594.01
+6.9%
8.4%CHF653.00CHF476.80n/a9
Aug ’24CHF552.80
CHF597.61
+8.1%
8.1%CHF653.00CHF476.80n/a10
Jul ’24CHF523.00
CHF593.68
+13.5%
7.9%CHF633.00CHF476.80n/a9
Jun ’24CHF529.40
CHF593.70
+12.1%
7.9%CHF633.00CHF477.00n/a9
May ’24CHF586.80
CHF597.21
+1.8%
9.3%CHF701.00CHF477.00n/a10
Apr ’24CHF563.20
CHF589.01
+4.6%
7.5%CHF630.00CHF477.00n/a10
Mar ’24CHF586.40
CHF561.35
-4.3%
8.3%CHF624.00CHF477.00CHF644.209
Feb ’24CHF541.40
CHF554.68
+2.5%
8.1%CHF624.00CHF477.00CHF614.009
Jan ’24CHF476.80
CHF552.80
+15.9%
8.1%CHF624.00CHF477.00CHF584.009
Dec ’23CHF511.00
CHF552.77
+8.2%
8.1%CHF624.00CHF476.80CHF567.609
Nov ’23CHF483.40
CHF556.88
+15.2%
9.0%CHF650.00CHF476.80CHF583.809
Oct ’23CHF438.50
CHF566.72
+29.2%
9.1%CHF650.00CHF476.80CHF571.609
Sep ’23CHF499.00
CHF564.55
+13.1%
8.8%CHF650.00CHF476.80CHF555.8010
Aug ’23CHF502.80
CHF554.74
+10.3%
7.9%CHF635.00CHF485.00CHF552.809
Jul ’23CHF463.90
CHF583.34
+25.7%
8.8%CHF659.00CHF465.00CHF523.009
Jun ’23CHF541.40
CHF594.90
+9.9%
8.7%CHF659.00CHF465.00CHF529.409
May ’23CHF573.00
CHF588.10
+2.6%
10.8%CHF659.00CHF465.00CHF586.8010
Apr ’23CHF597.60
CHF585.69
-2.0%
10.5%CHF659.00CHF465.00CHF563.2010
Mar ’23CHF557.60
CHF588.65
+5.6%
10.7%CHF657.00CHF465.00CHF586.4010

Analyst Forecast: Target price is lower than the current share price.


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