Visa Inc.

SWX:V Stock Report

Market Cap: CHF 482.8b

Visa Valuation

Is V undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of V when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: V (CHF256.44) is trading below our estimate of future cash flow value (CHF323.06)

Significantly Below Future Cash Flow Value: V is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for V?

Key metric: As V is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for V. This is calculated by dividing V's market cap by their current earnings.
What is V's PE Ratio?
PE Ratio27.7x
EarningsUS$22.03b
Market CapUS$607.35b

Price to Earnings Ratio vs Peers

How does V's PE Ratio compare to its peers?

The above table shows the PE ratio for V vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average19.3x
UBSG UBS Group
16.9x12.33%CHF 120.1b
MA Mastercard
27.8x11.13%US$432.9b
PGHN Partners Group Holding
14.6x8.26%CHF 18.4b
BAER Julius Bär Gruppe
17.7x13.61%CHF 13.5b
V Visa
27.7x10.98%CHF 607.4b

Price-To-Earnings vs Peers: V is expensive based on its Price-To-Earnings Ratio (27.7x) compared to the peer average (19.2x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does V's PE Ratio compare vs other companies in the European Diversified Financial Industry?

8 CompaniesPrice / EarningsEstimated GrowthMarket Cap
V 27.7xIndustry Avg. 12.3xNo. of Companies13PE01020304050+
8 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: V is expensive based on its Price-To-Earnings Ratio (27.7x) compared to the European Diversified Financial industry average (12x).

Price to Earnings Ratio vs Fair Ratio

What is V's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

V PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio27.7x
Fair PE Ratio30.9x

Price-To-Earnings vs Fair Ratio: V is good value based on its Price-To-Earnings Ratio (27.7x) compared to the estimated Fair Price-To-Earnings Ratio (30.9x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst V forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 256.44
CHF 319.05
+24.41%
5.94%CHF 359.98CHF 263.98n/a36
Jun ’27CHF 253.95
CHF 313.66
+23.51%
6.17%CHF 353.97CHF 254.08n/a35
May ’27CHF 258.99
CHF 310.91
+20.05%
6.19%CHF 351.76CHF 252.49n/a35
Apr ’27CHF 237.90
CHF 317.29
+33.37%
6.46%CHF 359.81CHF 258.26n/a35
Mar ’27CHF 243.61
CHF 307.23
+26.12%
6.16%CHF 345.95CHF 248.32n/a36
Feb ’27CHF 250.02
CHF 307.30
+22.91%
7.39%CHF 347.85CHF 235.77n/a38
Jan ’27CHF 278.10
CHF 311.93
+12.16%
7.66%CHF 354.60CHF 240.34n/a37
Dec ’26CHF 270.40
CHF 317.53
+17.43%
8.36%CHF 362.26CHF 245.53n/a37
Nov ’26CHF 179.50
CHF 317.60
+76.93%
8.28%CHF 362.09CHF 245.42n/a37
Oct ’26CHF 179.50
CHF 310.68
+73.08%
7.89%CHF 342.28CHF 242.78n/a36
Sep ’26CHF 179.50
CHF 313.23
+74.50%
8.09%CHF 344.07CHF 244.05n/a35
Aug ’26CHF 179.50
CHF 314.90
+75.43%
8.31%CHF 346.19CHF 245.55n/a36
Jul ’26CHF 179.50
CHF 305.84
+70.39%
7.91%CHF 339.92CHF 235.58n/a39
Jun ’26CHF 179.50
CHF 311.48
+73.52%
8.14%CHF 341.43CHF 237.77CHF 253.9539
May ’26CHF 179.50
CHF 310.47
+72.96%
8.39%CHF 340.13CHF 239.75CHF 258.9938
Apr ’26CHF 179.50
CHF 332.86
+85.44%
8.33%CHF 362.39CHF 255.44CHF 237.9036
Mar ’26CHF 179.50
CHF 338.27
+88.45%
8.25%CHF 368.69CHF 259.88CHF 243.6136
Feb ’26CHF 179.50
CHF 333.20
+85.63%
10.15%CHF 364.29CHF 249.65CHF 250.0236
Jan ’26CHF 179.50
CHF 298.08
+66.06%
8.05%CHF 336.77CHF 246.17CHF 278.1035
Dec ’25CHF 179.50
CHF 285.89
+59.27%
6.62%CHF 319.04CHF 241.05CHF 270.4035
Nov ’25CHF 179.50
CHF 276.96
+54.30%
6.74%CHF 304.71CHF 230.71CHF 179.5035
Oct ’25CHF 179.50
CHF 259.53
+44.59%
6.23%CHF 278.16CHF 212.42CHF 179.5035
Sep ’25CHF 179.50
CHF 256.82
+43.08%
7.12%CHF 279.45CHF 212.55CHF 179.5034
Aug ’25CHF 179.50
CHF 264.20
+47.19%
7.13%CHF 288.29CHF 218.41CHF 179.5034
Jul ’25CHF 179.50
CHF 278.25
+55.01%
5.68%CHF 302.52CHF 239.31CHF 179.5034
Jun ’25CHF 179.50
CHF 280.94
+56.51%
6.00%CHF 305.54CHF 237.13CHF 179.5034
CHF 315.84
Fair Value
18.8% undervalued intrinsic discount
36
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/15 20:24
End of Day Share Price 2026/06/15 00:00
Earnings2026/03/31
Annual Earnings2025/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Visa Inc. is covered by 56 analysts. 36 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
David KoningBaird
Harshita RawatBernstein