Fiserv, Inc.

BRSE:FIV Stock Report

Market Cap: CHF 84.7b

Fiserv Valuation

Is FIV undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FIV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
CHF 197.53
Fair Value
25.4% undervalued intrinsic discount
34
Number of Analysts

Below Fair Value: FIV (CHF147.38) is trading below our estimate of fair value (CHF197.53)

Significantly Below Fair Value: FIV is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FIV?

Key metric: As FIV is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for FIV. This is calculated by dividing FIV's market cap by their current earnings.
What is FIV's PE Ratio?
PE Ratio31.5x
EarningsUS$3.25b
Market CapUS$102.33b

Price to Earnings Ratio vs Peers

How does FIV's PE Ratio compare to its peers?

The above table shows the PE ratio for FIV vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average16.9x
UBSG UBS Group
18.1x33.2%CHF 76.0b
PGHN Partners Group Holding
24.7x11.4%CHF 27.9b
PYPL PayPal Holdings
14.1x5.7%US$64.5b
BAER Julius Bär Gruppe
10.7x7.6%CHF 10.9b
FIV Fiserv
31.5x16.5%CHF 102.3b

Price-To-Earnings vs Peers: FIV is expensive based on its Price-To-Earnings Ratio (31.5x) compared to the peer average (16.9x).

Price to Earnings Ratio vs Industry

How does FIV's PE Ratio compare vs other companies in the European Diversified Financial Industry?

8 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FIV 31.5xIndustry Avg. 13.3xNo. of Companies13PE01224364860+
8 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: FIV is expensive based on its Price-To-Earnings Ratio (31.5x) compared to the European Diversified Financial industry average (13.3x).

Price to Earnings Ratio vs Fair Ratio

What is FIV's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FIV PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio31.5x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FIV's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst FIV forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 147.38
CHF 187.06
+26.9%
12.7%CHF 222.83CHF 119.67n/a34
Apr ’26n/a
CHF 225.06
0%
9.1%CHF 265.35CHF 152.44n/a34
Mar ’26n/a
CHF 228.29
0%
10.1%CHF 269.78CHF 151.07n/a34
Feb ’26n/a
CHF 213.91
0%
7.4%CHF 253.18CHF 153.00n/a34
Jan ’26n/a
CHF 207.72
0%
10.1%CHF 250.31CHF 135.06n/a34
Dec ’25n/a
CHF 198.59
0%
10.0%CHF 245.47CHF 132.45n/a34
Nov ’25n/a
CHF 189.39
0%
9.5%CHF 212.43CHF 130.59n/a33
Oct ’25CHF 149.99
CHF 155.17
+3.5%
6.7%CHF 171.78CHF 126.93n/a33
Sep ’25CHF 143.81
CHF 150.49
+4.6%
8.2%CHF 168.47CHF 109.51n/a33
Aug ’25n/a
CHF 156.97
0%
8.0%CHF 176.79CHF 114.91n/a32
Jul ’25n/a
CHF 154.09
0%
7.8%CHF 178.86CHF 116.26n/a34
Jun ’25n/a
CHF 157.11
0%
8.5%CHF 182.93CHF 118.91n/a33
May ’25n/a
CHF 154.89
0%
8.5%CHF 182.77CHF 118.80CHF 147.3834
Apr ’25CHF 139.65
CHF 146.44
+4.9%
8.1%CHF 167.34CHF 117.59n/a34
Mar ’25n/a
CHF 140.00
0%
7.7%CHF 163.01CHF 114.55n/a34
Feb ’25n/a
CHF 131.25
0%
9.2%CHF 159.72CHF 111.11n/a34
Jan ’25n/a
CHF 124.71
0%
10.5%CHF 158.27CHF 102.66n/a32
Dec ’24n/a
CHF 124.81
0%
8.3%CHF 154.07CHF 105.65n/a31
Nov ’24n/a
CHF 127.51
0%
8.9%CHF 158.87CHF 108.94n/a32
Oct ’24n/a
CHF 127.24
0%
8.4%CHF 152.62CHF 99.65CHF 149.9930
Sep ’24n/a
CHF 124.62
0%
8.1%CHF 149.23CHF 97.44CHF 143.8131
Aug ’24CHF 108.56
CHF 123.36
+13.6%
8.5%CHF 148.79CHF 97.15n/a32
Jul ’24n/a
CHF 120.48
0%
7.6%CHF 143.18CHF 99.33n/a32
Jun ’24n/a
CHF 118.70
0%
8.3%CHF 142.40CHF 97.90n/a31
May ’24n/a
CHF 118.82
0%
8.0%CHF 138.54CHF 98.32n/a31
AnalystConsensusTarget
Consensus Narrative from 34 Analysts
CHF 180.99
Fair Value
18.6% undervalued intrinsic discount
34
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/01 11:41
End of Day Share Price 2025/04/25 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fiserv, Inc. is covered by 67 analysts. 28 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jasper HellwegArgus Research Company
David KoningBaird
Ishan MajumdarBaptista Research