Bank Linth LLB AG provides various banking products and services for private and corporate clients in Switzerland.
Solid track record and fair value.
Share Price & News
How has Bank Linth LLB's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: LINN has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: LINN exceeded the Swiss Banks industry which returned 2.3% over the past year.
Return vs Market: LINN underperformed the Swiss Market which returned 17.9% over the past year.
Price Volatility Vs. Market
How volatile is Bank Linth LLB's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StDo You Know What Bank Linth LLB AG's (VTX:LINN) P/E Ratio Means?
3 months ago | Simply Wall StAre You An Income Investor? Don't Miss Out On Bank Linth LLB AG (VTX:LINN)
5 months ago | Simply Wall StHere's How P/E Ratios Can Help Us Understand Bank Linth LLB AG (VTX:LINN)
Is Bank Linth LLB undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: LINN (CHF505) is trading above our estimate of fair value (CHF289.23)
Significantly Below Fair Value: LINN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: LINN is good value based on its PE Ratio (16.2x) compared to the Banks industry average (17x).
PE vs Market: LINN is good value based on its PE Ratio (16.2x) compared to the Swiss market (21.1x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate LINN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: LINN is good value based on its PB Ratio (0.8x) compared to the CH Banks industry average (1x).
How is Bank Linth LLB forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank Linth LLB has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Bank Linth LLB is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Bank Linth LLB competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Bank Linth LLB performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: LINN has high quality earnings.
Growing Profit Margin: LINN's current net profit margins (26.5%) are higher than last year (25.9%).
Past Earnings Growth Analysis
Earnings Trend: LINN's earnings have grown by 5.9% per year over the past 5 years.
Accelerating Growth: LINN's earnings growth over the past year (7.3%) exceeds its 5-year average (5.9% per year).
Earnings vs Industry: LINN earnings growth over the past year (7.3%) exceeded the Banks industry 2.5%.
Return on Equity
High ROE: LINN's Return on Equity (5.1%) is considered low.
Return on Assets
Return on Capital Employed
How is Bank Linth LLB's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: LINN has a low level of unsold assets or inventory.
Debt Coverage by Assets: LINN's debt is not covered by short term assets (assets are 0.5x debt).
Financial Institutions Analysis
Asset Level: LINN's level of assets compared to its equity is moderate.
Allowance for Bad Loans: LINN has a low allowance for bad loans.
Low Risk Liabilities: LINN's liabilities are made up of primarily low risk sources of funding.
Loan Level: LINN has an acceptable proportion of non-loan assets held.
Low Risk Deposits: LINN has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: LINN has a high level of bad loans (2.18%)
What is Bank Linth LLB's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: LINN's dividend (1.78%) is higher than the bottom 25% of dividend payers in the Swiss market (1.71%).
High Dividend: LINN's dividend (1.78%) is low compared to the top 25% of dividend payers in the Swiss market (3.34%).
Stability and Growth of Payments
Stable Dividend: LINN's dividend payments have been volatile in the past 10 years.
Growing Dividend: LINN's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (28.9%), LINN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
David Sarasin (52yo)
Dr. David B. Sarasin serves as Chairman of the Management Board, CEO and Head of Private & Corporate Clients of Bank Linth LLB, AG and also serves as its Head of Private and Commercial Customers. Dr. Saras ...
CEO Compensation Analysis
Compensation vs Market: David's total compensation ($USD860.81K) is about average for companies of similar size in the Swiss market ($USD997.48K).
Compensation vs Earnings: David's compensation has been consistent with company performance over the past year.
|Chairman of the Management Board||7.6yrs||CHF845.00k||0.029% CHF116.2k|
|Head of Credit||0yrs||no data||0.0012% CHF5.0k|
|Head of Private Banking & Member of the Executive Board||9.1yrs||no data||0.0062% CHF25.3k|
|Head of Operations & Services and Member of Management Board||7.1yrs||no data||0.0012% CHF5.0k|
|Head of Corporate Communication||0yrs||no data||no data|
|Head of corporate communications||0yrs||no data||no data|
|Head of Corporate Clients||2.1yrs||no data||no data|
|Head of Private Customers||0.5yrs||no data||no data|
|Head Private Banking||0.4yrs||no data||no data|
|Group Chief Executive Officer of Liechtensteinische Landesbank AG||7.6yrs||CHF65.00k||no data|
Experienced Management: LINN's management team is seasoned and experienced (7.1 years average tenure).
|Vice President of the Board||2.8yrs||CHF60.00k||no data|
|President of the Board||3.8yrs||CHF218.00k||0.0012% CHF5.0k|
|Director||0.8yrs||no data||no data|
|Honorary President||0yrs||no data||no data|
Experienced Board: LINN's board of directors are considered experienced (3.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Bank Linth LLB AG's company bio, employee growth, exchange listings and data sources
- Name: Bank Linth LLB AG
- Ticker: LINN
- Exchange: SWX
- Founded: 1848
- Industry: Regional Banks
- Sector: Banks
- Market Cap: CHF406.729m
- Shares outstanding: 805.40k
- Website: https://www.banklinth.ch
Number of Employees
- Bank Linth LLB AG
- Zürcherstrasse 3
- St. Gallen
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|LINN||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||Jan 1992|
|0QMB||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||Jan 1992|
|1Y9||BST (Boerse-Stuttgart)||Yes||Registered Shares||DE||EUR||Jan 1992|
Bank Linth LLB AG provides various banking products and services for private and corporate clients in Switzerland. It offers private, shareholder, foreign currency, association, property, youth, student, and savings accounts; mortgages and construction loans; credit products; pension products; and cards. The company also provides investment advice, asset management, consulting and investment, payment, locker, and e-banking services. It serves its customers through 19 locations in Switzerland. The company was founded in 1848 and is based in Uznach, Switzerland. Bank Linth LLB AG operates as a subsidiary of Liechtensteinische Landesbank Aktiengesellschaft
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/16 20:49|
|End of Day Share Price||2020/02/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.