VATN Stock Overview
Valiant Holding AG, together with its subsidiaries, provides financial services to private retail clients, affluent private clients, self-employed individuals, and small and medium-sized companies.
No risks detected for VATN from our risk checks.
Valiant Holding Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||CHF85.50|
|52 Week High||CHF99.60|
|52 Week Low||CHF82.50|
|1 Month Change||-5.21%|
|3 Month Change||-13.20%|
|1 Year Change||-5.94%|
|3 Year Change||-19.34%|
|5 Year Change||-23.52%|
|Change since IPO||68.31%|
Recent News & Updates
|VATN||CH Banks||CH Market|
Return vs Industry: VATN underperformed the Swiss Banks industry which returned -0.8% over the past year.
Return vs Market: VATN exceeded the Swiss Market which returned -12.4% over the past year.
|VATN Average Weekly Movement||3.0%|
|Banks Industry Average Movement||2.5%|
|Market Average Movement||4.6%|
|10% most volatile stocks in CH Market||7.6%|
|10% least volatile stocks in CH Market||2.4%|
Stable Share Price: VATN is less volatile than 75% of Swiss stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: VATN's weekly volatility (3%) has been stable over the past year.
About the Company
Valiant Holding AG, together with its subsidiaries, provides financial services to private retail clients, affluent private clients, self-employed individuals, and small and medium-sized companies. The company offers savings; real estate financing; loans for working capital and other basic services for businesses; unsecured and consumer loans; payment transaction services through its mobile banking app; and retirement planning and investment solutions, as well as electronic banking services. It operates 14 cantons in Switzerland.
Valiant Holding Fundamentals Summary
|VATN fundamental statistics|
Is VATN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|VATN income statement (TTM)|
|Cost of Revenue||CHF0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 04, 2022
|Earnings per share (EPS)||7.86|
|Net Profit Margin||28.42%|
How did VATN perform over the long term?See historical performance and comparison
5.8%Current Dividend Yield
Is VATN undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 4/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for VATN?
Other financial metrics that can be useful for relative valuation.
|What is VATN's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does VATN's PE Ratio compare to its peers?
|VATN PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
BCGE Banque Cantonale de Genève
WKBN Walliser Kantonalbank
BLKB Basellandschaftliche Kantonalbank
ZUGER Zuger Kantonalbank
VATN Valiant Holding
Price-To-Earnings vs Peers: VATN is good value based on its Price-To-Earnings Ratio (10.9x) compared to the peer average (17x).
Price to Earnings Ratio vs Industry
How does VATN's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Earnings vs Industry: VATN is good value based on its Price-To-Earnings Ratio (10.9x) compared to the Swiss Banks industry average (15.6x)
Price to Earnings Ratio vs Fair Ratio
What is VATN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||10.9x|
|Fair PE Ratio||16.5x|
Price-To-Earnings vs Fair Ratio: VATN is good value based on its Price-To-Earnings Ratio (10.9x) compared to the estimated Fair Price-To-Earnings Ratio (16.5x).
Share Price vs Fair Value
What is the Fair Price of VATN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: VATN (CHF85.5) is trading below our estimate of fair value (CHF102.23)
Significantly Below Fair Value: VATN is trading below fair value, but not by a significant amount.
Price to Earnings Growth Ratio
PEG Ratio: VATN is poor value based on its PEG Ratio (1.7x)
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How is Valiant Holding forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: VATN's forecast earnings growth (6.3% per year) is above the savings rate (-0.3%).
Earnings vs Market: VATN's earnings (6.3% per year) are forecast to grow faster than the Swiss market (6.1% per year).
High Growth Earnings: VATN's earnings are forecast to grow, but not significantly.
Revenue vs Market: VATN's revenue (2.9% per year) is forecast to grow slower than the Swiss market (4.2% per year).
High Growth Revenue: VATN's revenue (2.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: VATN's Return on Equity is forecast to be low in 3 years time (5.4%).
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How has Valiant Holding performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: VATN has high quality earnings.
Growing Profit Margin: VATN's current net profit margins (28.4%) are lower than last year (29.2%).
Past Earnings Growth Analysis
Earnings Trend: VATN's earnings have grown by 0.6% per year over the past 5 years.
Accelerating Growth: VATN's earnings growth over the past year (1.5%) exceeds its 5-year average (0.6% per year).
Earnings vs Industry: VATN earnings growth over the past year (1.5%) underperformed the Banks industry 7.2%.
Return on Equity
High ROE: VATN's Return on Equity (5.1%) is considered low.
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How is Valiant Holding's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: VATN's Assets to Equity ratio (15x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if VATN has a sufficient allowance for bad loans.
Low Risk Liabilities: 66% of VATN's liabilities are made up of primarily low risk sources of funding.
Loan Level: VATN has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: VATN's Loans to Deposits ratio (123%) is appropriate.
Level of Bad Loans: Insufficient data to determine if VATN has an appropriate level of bad loans.
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What is Valiant Holding current dividend yield, its reliability and sustainability?
Dividend Score 6/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: VATN's dividend (5.85%) is higher than the bottom 25% of dividend payers in the Swiss market (1.99%).
High Dividend: VATN's dividend (5.85%) is in the top 25% of dividend payers in the Swiss market (4.14%)
Stability and Growth of Payments
Stable Dividend: VATN's dividends per share have been stable in the past 10 years.
Growing Dividend: VATN's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (64.1%), VATN's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: VATN's dividends in 3 years are forecast to be covered by earnings (61.2% payout ratio).
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ewald Burgener (55 yo)
Mr. Ewald Burgener has been Chief Executive Officer of Valiant Holding AG since May 17, 2019. Mr. Burgener served as the Chief Financial Officer, Deputy Chief Executive Officer and Head of Finance & Infras...
CEO Compensation Analysis
Compensation vs Market: Ewald's total compensation ($USD1.26M) is about average for companies of similar size in the Swiss market ($USD1.36M).
Compensation vs Earnings: Ewald's compensation has been consistent with company performance over the past year.
Experienced Management: VATN's management team is seasoned and experienced (7.2 years average tenure).
Experienced Board: VATN's board of directors are considered experienced (3.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Valiant Holding AG's employee growth, exchange listings and data sources
- Name: Valiant Holding AG
- Ticker: VATN
- Exchange: SWX
- Founded: 1824
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: CHF1.350b
- Shares outstanding: 15.79m
- Website: https://www.valiant.ch
Number of Employees
- Valiant Holding AG
- Pilatusstrasse 39
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/27 00:00|
|End of Day Share Price||2022/06/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.