BEKN Stock Overview
Berner Kantonalbank AG, a cantonal bank, offers various banking products and financial services to private individuals and corporate customers in Switzerland.
No risks detected for BEKN from our risk checks.
Berner Kantonalbank Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||CHF213.00|
|52 Week High||CHF227.00|
|52 Week Low||CHF198.00|
|1 Month Change||1.43%|
|3 Month Change||-4.27%|
|1 Year Change||3.40%|
|3 Year Change||-8.39%|
|5 Year Change||16.14%|
|Change since IPO||58.96%|
Recent News & Updates
Here's Why We Think Berner Kantonalbank (VTX:BEKN) Is Well Worth Watching
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
|BEKN||CH Banks||CH Market|
Return vs Industry: BEKN exceeded the Swiss Banks industry which returned -0.1% over the past year.
Return vs Market: BEKN exceeded the Swiss Market which returned -15% over the past year.
|BEKN Average Weekly Movement||2.1%|
|Banks Industry Average Movement||2.5%|
|Market Average Movement||4.5%|
|10% most volatile stocks in CH Market||7.6%|
|10% least volatile stocks in CH Market||2.4%|
Stable Share Price: BEKN is less volatile than 75% of Swiss stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: BEKN's weekly volatility (2%) has been stable over the past year.
About the Company
Berner Kantonalbank AG, a cantonal bank, offers various banking products and financial services to private individuals and corporate customers in Switzerland. It offers investment, shareholder, youth, education, and SME savings accounts; deposit, current, rental, payment, pension, and client funds accounts; investment products; bank cards and credit cards; and pension products. The company also provides mortgages and financing products; business, investment, and real estate financing services; safeguards and guarantees; and asset management services, including strategy consulting, portfolio optimization and simulation, investment advisory, investment funds, and securities accounting services, as well as trades in stocks, bonds, derivatives, currencies, and money market instruments.
Berner Kantonalbank Fundamentals Summary
|BEKN fundamental statistics|
Is BEKN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BEKN income statement (TTM)|
|Cost of Revenue||CHF0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||16.77|
|Net Profit Margin||33.43%|
How did BEKN perform over the long term?See historical performance and comparison
4.3%Current Dividend Yield
Is BEKN undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BEKN?
Other financial metrics that can be useful for relative valuation.
|What is BEKN's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does BEKN's PE Ratio compare to its peers?
|BEKN PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
Price-To-Earnings vs Peers: BEKN is good value based on its Price-To-Earnings Ratio (12.7x) compared to the peer average (19.4x).
Price to Earnings Ratio vs Industry
How does BEKN's PE Ratio compare vs other companies in the Banks Industry?
Price-To-Earnings vs Industry: BEKN is good value based on its Price-To-Earnings Ratio (12.7x) compared to the Swiss Banks industry average (15.6x)
Price to Earnings Ratio vs Fair Ratio
What is BEKN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||12.7x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BEKN's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of BEKN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BEKN (CHF213) is trading above our estimate of fair value (CHF194.15)
Significantly Below Fair Value: BEKN is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BEKN's PEG Ratio to determine if it is good value.
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How is Berner Kantonalbank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Berner Kantonalbank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine Berner Kantonalbank's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Berner Kantonalbank competitive advantages and company strategy can generally be found in its financial reports archived here.
How has Berner Kantonalbank performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BEKN has high quality earnings.
Growing Profit Margin: BEKN's current net profit margins (33.4%) are lower than last year (35.9%).
Past Earnings Growth Analysis
Earnings Trend: BEKN's earnings have grown by 3.3% per year over the past 5 years.
Accelerating Growth: BEKN's earnings growth over the past year (4.4%) exceeds its 5-year average (3.3% per year).
Earnings vs Industry: BEKN earnings growth over the past year (4.4%) underperformed the Banks industry 7.2%.
Return on Equity
High ROE: BEKN's Return on Equity (5.7%) is considered low.
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How is Berner Kantonalbank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BEKN's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: BEKN has a sufficient allowance for bad loans (3053%).
Low Risk Liabilities: 72% of BEKN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BEKN has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: BEKN's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: BEKN has an appropriate level of bad loans (0%).
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What is Berner Kantonalbank current dividend yield, its reliability and sustainability?
Dividend Score 5/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BEKN's dividend (4.32%) is higher than the bottom 25% of dividend payers in the Swiss market (2.06%).
High Dividend: BEKN's dividend (4.32%) is in the top 25% of dividend payers in the Swiss market (4.14%)
Stability and Growth of Payments
Stable Dividend: BEKN's dividends per share have been stable in the past 10 years.
Growing Dividend: BEKN's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (54.8%), BEKN's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Armin Brun (56 yo)
Mr. Armin Brun serves as Chief Executive Officer, Head of Department Investment Clients and Corporate Clients and Member of Management Board at Berner Kantonalbank AG since July 1, 2019. He served as Head...
CEO Compensation Analysis
Compensation vs Market: Armin's total compensation ($USD940.64K) is below average for companies of similar size in the Swiss market ($USD1.35M).
Compensation vs Earnings: Armin's compensation has been consistent with company performance over the past year.
Experienced Management: BEKN's management team is considered experienced (3.4 years average tenure).
Experienced Board: BEKN's board of directors are considered experienced (3.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Berner Kantonalbank AG's employee growth, exchange listings and data sources
- Name: Berner Kantonalbank AG
- Ticker: BEKN
- Exchange: SWX
- Founded: 1834
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: CHF1.967b
- Shares outstanding: 9.24m
- Website: https://www.bekb.ch
Number of Employees
- Berner Kantonalbank AG
- Bundesplatz 8
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/24 00:00|
|End of Day Share Price||2022/06/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.