Berner Kantonalbank Balance Sheet Health
Financial Health criteria checks 4/6
Berner Kantonalbank has total assets of CHF39.8B and total equity of CHF2.9B. Total deposits are CHF27.2B, and total loans are CHF29.2B.
Key information
13.7x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | CHF 27.18b |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | CHF 7.67b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BEKN's Assets to Equity ratio (13.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if BEKN has a sufficient allowance for bad loans.
Low Risk Liabilities: 74% of BEKN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BEKN has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: BEKN's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: Insufficient data to determine if BEKN has an appropriate level of bad loans.