Banque Cantonale du Jura SA provides various banking products and services to individuals and businesses in Switzerland.
Mediocre balance sheet and slightly overvalued.
Share Price & News
How has Banque Cantonale du Jura's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BCJ has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: BCJ exceeded the Swiss Banks industry which returned -9.9% over the past year.
Return vs Market: BCJ exceeded the Swiss Market which returned -6.9% over the past year.
Price Volatility Vs. Market
How volatile is Banque Cantonale du Jura's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StBanque Cantonale du Jura SA (VTX:BCJ) Is Yielding 3.2% - But Is It A Buy?
2 months ago | Simply Wall StWhat Kind Of Shareholder Appears On The Banque Cantonale du Jura SA's (VTX:BCJ) Shareholder Register?
4 months ago | Simply Wall StBanque Cantonale du Jura SA (VTX:BCJ) Is Yielding 3.3% - But Is It A Buy?
Is Banque Cantonale du Jura undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BCJ (CHF54) is trading above our estimate of fair value (CHF33.35)
Significantly Below Fair Value: BCJ is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BCJ is poor value based on its PE Ratio (16.4x) compared to the Banks industry average (14.7x).
PE vs Market: BCJ is good value based on its PE Ratio (16.4x) compared to the Swiss market (16.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BCJ's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BCJ is good value based on its PB Ratio (0.7x) compared to the CH Banks industry average (0.9x).
How is Banque Cantonale du Jura forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banque Cantonale du Jura has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of BCJ’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Banque Cantonale du Jura competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Banque Cantonale du Jura performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BCJ has high quality earnings.
Growing Profit Margin: BCJ's current net profit margins (20.4%) are lower than last year (22%).
Past Earnings Growth Analysis
Earnings Trend: BCJ's earnings have grown by 2.9% per year over the past 5 years.
Accelerating Growth: BCJ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BCJ had negative earnings growth (-7.4%) over the past year, making it difficult to compare to the Banks industry average (2.5%).
Return on Equity
High ROE: BCJ's Return on Equity (3.6%) is considered low.
How is Banque Cantonale du Jura's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: BCJ has a low level of unsold assets or inventory.
Debt Coverage by Assets: BCJ's debt is not covered by short term assets (assets are 0.4x debt).
Financial Institutions Analysis
Asset Level: BCJ's level of assets compared to its equity is moderate.
Allowance for Bad Loans: BCJ has a low allowance for bad loans.
Low Risk Liabilities: BCJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCJ has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BCJ has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: BCJ has a high level of bad loans (3.33%)
What is Banque Cantonale du Jura's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: BCJ's dividend (3.43%) is higher than the bottom 25% of dividend payers in the Swiss market (2.13%).
High Dividend: BCJ's dividend (3.43%) is low compared to the top 25% of dividend payers in the Swiss market (4.32%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, BCJ has been paying a dividend for less than 10 years.
Growing Dividend: BCJ has only been paying a dividend for 2 years, and since then payments have not increased.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (56.1%), BCJ's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Bertrand Valley serves as the Chief Executive Officer of Banque Cantonale du Jura. Mr. Valley serves as the President of SDEJ (Société coopérative pour le développement de l’économie jurassienne). He s ...
CEO Compensation Analysis
Compensation vs Market: Bertrand's total compensation ($USD452.96K) is below average for companies of similar size in the Swiss market ($USD914.91K).
Compensation vs Earnings: Bertrand's compensation has been consistent with company performance over the past year.
|Chairman of Vested Benefits & Savings Foundation and Member of the Management Board||no data||no data||0.0067% CHF10.8k|
|Chairwoman of the Board||3.92yrs||CHF168.86k||0.0033% CHF5.4k|
|Vice Chairman of the Board||1.5yrs||CHF98.18k||0.0067% CHF10.8k|
Experienced Board: BCJ's board of directors are considered experienced (3.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banque Cantonale du Jura SA's company bio, employee growth, exchange listings and data sources
- Name: Banque Cantonale du Jura SA
- Ticker: BCJ
- Exchange: SWX
- Industry: Regional Banks
- Sector: Banks
- Market Cap: CHF161.780m
- Shares outstanding: 3.00m
- Website: https://www.bcj.ch
Number of Employees
- Banque Cantonale du Jura SA
- Rue de la Chaumont 10
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BCJ||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||May 2017|
|0ROV||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||May 2017|
Banque Cantonale du Jura SA provides various banking products and services to individuals and businesses in Switzerland. It offers various accounts, personal loans, mortgage loans, funding services, and debit and credit cards. The company also provides wealth management and advisory, credit, asset management, payment, and e-banking services. Banque Cantonale du Jura SA is based in Porrentruy, Switzerland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/29 00:22|
|End of Day Share Price||2020/03/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.