New Risk • Jun 25
New minor risk - Earnings quality The company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company. Reported Earnings • Jun 24
Full year 2026 earnings released: EPS: CA$5.09 (vs CA$1.11 in FY 2025) Full year 2026 results: EPS: CA$5.09 (up from CA$1.11 in FY 2025). Revenue: CA$227.2m (up 118% from FY 2025). Net income: CA$64.1m (up 340% from FY 2025). Profit margin: 28% (up from 14% in FY 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 22% per year, which means it is significantly lagging earnings growth. Recent Insider Transactions Derivative • Mar 16
Co-Founder exercised options to buy CA$2.6m worth of stock. On the 13th of March, Roy Sebag exercised options to buy 150k shares at a strike price of around CA$7.75, costing a total of CA$1.2m. This transaction amounted to 3.5% of their direct individual holding at the time of the trade. Since September 2025, Roy has owned 4.30m shares directly. Company insiders have collectively bought CA$1.2m more than they sold, via options and on-market transactions, in the last 12 months. Valuation Update With 7 Day Price Move • Mar 04
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to CA$19.18, the stock trades at a trailing P/E ratio of 5.3x. Average trailing P/E is 26x in the Specialty Retail industry in Canada. Total returns to shareholders of 107% over the past three years. Valuation Update With 7 Day Price Move • Feb 12
Investor sentiment improves as stock rises 24% After last week's 24% share price gain to CA$14.21, the stock trades at a trailing P/E ratio of 4x. Average trailing P/E is 23x in the Specialty Retail industry in Canada. Total returns to shareholders of 54% over the past three years. Reported Earnings • Feb 06
Third quarter 2026 earnings released: EPS: CA$1.42 (vs CA$0.22 in 3Q 2025) Third quarter 2026 results: EPS: CA$1.42 (up from CA$0.22 in 3Q 2025). Revenue: CA$62.7m (up 221% from 3Q 2025). Net income: CA$17.8m (up CA$15.0m from 3Q 2025). Profit margin: 28% (up from 15% in 3Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth. Valuation Update With 7 Day Price Move • Jan 29
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to CA$11.98, the stock trades at a trailing P/E ratio of 5x. Average trailing P/E is 22x in the Specialty Retail industry in Canada. Total returns to shareholders of 35% over the past three years. Reported Earnings • Nov 07
Second quarter 2026 earnings released: EPS: CA$0.53 (vs CA$0.29 loss in 2Q 2025) Second quarter 2026 results: EPS: CA$0.53 (up from CA$0.29 loss in 2Q 2025). Revenue: CA$40.3m (up 164% from 2Q 2025). Net income: CA$6.77m (up CA$10.7m from 2Q 2025). Profit margin: 17% (up from net loss in 2Q 2025). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth. Reported Earnings • Aug 08
First quarter 2026 earnings released: EPS: CA$0.75 (vs CA$0.39 in 1Q 2025) First quarter 2026 results: EPS: CA$0.75 (up from CA$0.39 in 1Q 2025). Revenue: CA$71.0m (up 161% from 1Q 2025). Net income: CA$9.50m (up 85% from 1Q 2025). Profit margin: 13% (down from 19% in 1Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings. Announcement • Jul 28
Goldmoney Inc., Annual General Meeting, Sep 30, 2025 Goldmoney Inc., Annual General Meeting, Sep 30, 2025. Reported Earnings • Jun 30
Full year 2025 earnings released: EPS: CA$1.11 (vs CA$1.61 loss in FY 2024) Full year 2025 results: EPS: CA$1.11 (up from CA$1.61 loss in FY 2024). Revenue: CA$104.3m (up 53% from FY 2024). Net income: CA$14.6m (up CA$36.6m from FY 2024). Profit margin: 14% (up from net loss in FY 2024). Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. Recent Insider Transactions • Feb 27
VP & Director recently bought CA$60k worth of stock On the 22nd of February, Stefan Wieler bought around 7k shares on-market at roughly CA$8.54 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought CA$2.3m more in shares than they have sold in the last 12 months. Buy Or Sell Opportunity • Feb 16
Now 23% undervalued The stock has been flat over the last 90 days, currently trading at CA$8.39. The fair value is estimated to be CA$10.88, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 66% over the last 3 years. Meanwhile, the company became loss making. Reported Earnings • Feb 14
Third quarter 2025 earnings released: EPS: CA$0.22 (vs CA$0.44 in 3Q 2024) Third quarter 2025 results: EPS: CA$0.22 (down from CA$0.44 in 3Q 2024). Revenue: CA$19.5m (up 2.1% from 3Q 2024). Net income: CA$2.89m (down 52% from 3Q 2024). Profit margin: 15% (down from 31% in 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings. Reported Earnings • Nov 12
Second quarter 2025 earnings released: CA$0.29 loss per share (vs CA$0.15 profit in 2Q 2024) Second quarter 2025 results: CA$0.29 loss per share (down from CA$0.15 profit in 2Q 2024). Revenue: CA$15.2m (up 30% from 2Q 2024). Net loss: CA$3.90m (down 292% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has fallen by 41% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings. Buy Or Sell Opportunity • Nov 09
Now 21% undervalued Over the last 90 days, the stock has risen 22% to CA$9.63. The fair value is estimated to be CA$12.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 73% over the last 3 years. Meanwhile, the company became loss making. Buy Or Sell Opportunity • Oct 10
Now 20% undervalued Over the last 90 days, the stock has risen 30% to CA$9.67. The fair value is estimated to be CA$12.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 73% over the last 3 years. Meanwhile, the company became loss making. Recent Insider Transactions • Aug 08
Co-Founder recently bought CA$81k worth of stock On the 6th of August, Roy Sebag bought around 10k shares on-market at roughly CA$8.09 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth CA$510k. Roy has been a buyer over the last 12 months, purchasing a net total of CA$2.8m worth in shares. Reported Earnings • Aug 02
First quarter 2025 earnings released: EPS: CA$0.39 (vs CA$0.14 in 1Q 2024) First quarter 2025 results: EPS: CA$0.39 (up from CA$0.14 in 1Q 2024). Revenue: CA$27.2m (up 65% from 1Q 2024). Net income: CA$5.13m (up 157% from 1Q 2024). Profit margin: 19% (up from 12% in 1Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings. Announcement • Jul 26
Goldmoney Inc., Annual General Meeting, Sep 16, 2024 Goldmoney Inc., Annual General Meeting, Sep 16, 2024. Recent Insider Transactions • Jun 27
Co-Founder recently bought CA$510k worth of stock On the 24th of June, Roy Sebag bought around 77k shares on-market at roughly CA$6.65 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of CA$1.4m worth in shares. Reported Earnings • Jun 20
Full year 2024 earnings released: CA$1.61 loss per share (vs CA$0.46 profit in FY 2023) Full year 2024 results: CA$1.61 loss per share (down from CA$0.46 profit in FY 2023). Revenue: CA$68.2m (down 79% from FY 2023). Net loss: CA$22.0m (down 424% from profit in FY 2023). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings. Valuation Update With 7 Day Price Move • Jun 14
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to CA$6.45, the stock trades at a trailing P/E ratio of 8.1x. Average trailing P/E is 21x in the Specialty Retail industry in Canada. Total loss to shareholders of 50% over the past three years. Announcement • Mar 27
Goldmoney Inc. Announces Chief Financial Officer Changes, Effective March 31, 2024 Goldmoney Inc. announced the appointment of Sean Ty as Chief Financial Officer, effective March 31, 2024. Mr. Ty will succeed Mr. Mark Olson, following his retirement as CFO. Mr. Olson will remain in advisory capacity with the company for an appropriate period to ensure a smooth transition in CFO roles. Mr. Ty will report to Goldmoney's CEO, Roy Sebag, and will oversee the company's financial operations. Mr. Ty most recently served as founder and CEO of Ty Consulting Inc. which provided financial reporting, and accounting services to TSX and TSXV listed companies. Prior to that, Mr. Ty was a manager at Ernst and Young LLP in Vancouver within the commercial real estate, technology, and financial services audit team. Mr. Ty holds a Bachelor of Science Degree from the University of British Columbia and is a Chartered Accountant. Recent Insider Transactions • Feb 23
Co-Founder recently bought CA$79k worth of stock On the 20th of February, Roy Sebag bought around 10k shares on-market at roughly CA$7.87 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth CA$231k. Roy has been a buyer over the last 12 months, purchasing a net total of CA$845k worth in shares. Recent Insider Transactions • Feb 11
Co-Founder recently bought CA$78k worth of stock On the 7th of February, Roy Sebag bought around 10k shares on-market at roughly CA$7.83 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth CA$231k. Roy has been a buyer over the last 12 months, purchasing a net total of CA$650k worth in shares. Recent Insider Transactions • Dec 22
Co-Founder recently bought CA$55k worth of stock On the 18th of December, Roy Sebag bought around 7k shares on-market at roughly CA$7.81 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of CA$273k worth in shares. Reported Earnings • Nov 09
Second quarter 2024 earnings released: EPS: CA$0.15 (vs CA$0.27 in 2Q 2023) Second quarter 2024 results: EPS: CA$0.15 (down from CA$0.27 in 2Q 2023). Revenue: CA$11.7m (down 82% from 2Q 2023). Net income: CA$2.03m (down 50% from 2Q 2023). Profit margin: 17% (up from 6.2% in 2Q 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings. Announcement • Sep 28
PDS Family Hycet Trust signed a binding term sheet to acquire Schiff Gold, LLC from Goldmoney Inc. (TSX:XAU). PDS Family Hycet Trust signed a binding term sheet to acquire Schiff Gold, LLC from Goldmoney Inc. (TSX:XAU) on September 26, 2023. PDS Family Hycet Trust will exchange 212,600 common shares of Goldmoney and 280,000 common share purchase warrants of Goldmoney in consideration for all of Goldmoney's membership interests in SGL. The Goldmoney Shares shall have a deemed value of approximately CAD 1,798,596. The Goldmoney Warrants were issued in tranches of 140,000, 70,000 and 70,000, with exercise prices of CAD 25.00, CAD 27.50 and CAD 33.75, respectively, and an expiry date of November 14, 2026. The Goldmoney Securities are currently held by the Purchaser and were issued when Goldmoney acquired SGL in 2016. The transaction and the cancellation are subject to all applicable regulatory approvals, including that of the Toronto Stock Exchange. Reported Earnings • Aug 13
First quarter 2024 earnings released: EPS: CA$0.18 (vs CA$0.29 loss in 1Q 2023) First quarter 2024 results: EPS: CA$0.18 (up from CA$0.29 loss in 1Q 2023). Revenue: CA$96.0m (up 23% from 1Q 2023). Net income: CA$2.55m (up CA$6.91m from 1Q 2023). Profit margin: 2.7% (up from net loss in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings. Recent Insider Transactions • Jul 03
Co-Founder recently bought CA$120k worth of stock On the 30th of June, Roy Sebag bought around 14k shares on-market at roughly CA$8.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of CA$142k worth in shares. Announcement • Jun 30
Goldmoney Inc., Annual General Meeting, Sep 12, 2023 Goldmoney Inc., Annual General Meeting, Sep 12, 2023. Reported Earnings • Jun 14
Full year 2023 earnings released: EPS: CA$0.092 (vs CA$0.076 loss in FY 2022) Full year 2023 results: EPS: CA$0.092 (up from CA$0.076 loss in FY 2022). Revenue: CA$318.7m (down 11% from FY 2022). Net income: CA$6.80m (up CA$12.6m from FY 2022). Profit margin: 2.1% (up from net loss in FY 2022). Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Recent Insider Transactions Derivative • Apr 05
Co-Founder exercised options to buy CA$67k worth of stock. On the 3rd of April, Roy Sebag exercised options to buy 33k shares at a strike price of around CA$1.88, costing a total of CA$62k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since September 2022, Roy's direct individual holding has increased from 16.49m shares to 16.61m. Company insiders have collectively bought CA$299k more than they sold, via options and on-market transactions, in the last 12 months. Reported Earnings • Feb 07
Third quarter 2023 earnings released: EPS: CA$0.14 (vs CA$0.035 in 3Q 2022) Third quarter 2023 results: EPS: CA$0.14 (up from CA$0.035 in 3Q 2022). Revenue: CA$60.4m (down 12% from 3Q 2022). Net income: CA$10.5m (up 300% from 3Q 2022). Profit margin: 17% (up from 3.8% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings. Recent Insider Transactions Derivative • Jan 13
Co-Founder exercised options to buy CA$62k worth of stock. On the 4th of January, Roy Sebag exercised options to buy 36k shares at a strike price of around CA$1.76, costing a total of CA$63k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since March 2022, Roy's direct individual holding has increased from 16.47m shares to 16.57m. Company insiders have collectively bought CA$327k more than they sold, via options and on-market transactions, in the last 12 months. Recent Insider Transactions Derivative • Dec 15
Co-Founder exercised options to buy CA$137k worth of stock. On the 8th of December, Roy Sebag exercised options to buy 79k shares at a strike price of around CA$1.59, costing a total of CA$125k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since December 2021, Roy's direct individual holding has increased from 16.47m shares to 16.49m. Company insiders have collectively bought CA$567k more than they sold, via options and on-market transactions, in the last 12 months. Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Reported Earnings • Nov 13
Second quarter 2023 earnings released: EPS: CA$0.054 (vs CA$0.043 loss in 2Q 2022) Second quarter 2023 results: EPS: CA$0.054 (up from CA$0.043 loss in 2Q 2022). Revenue: CA$65.5m (down 7.2% from 2Q 2022). Net income: CA$4.06m (up CA$7.34m from 2Q 2022). Profit margin: 6.2% (up from net loss in 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings. Announcement • Nov 11
Goldmoney Inc. to Report Q2, 2023 Results on Nov 11, 2022 Goldmoney Inc. announced that they will report Q2, 2023 results at 9:30 AM, US Eastern Standard Time on Nov 11, 2022 Reported Earnings • Aug 16
First quarter 2023 earnings released: CA$0.058 loss per share (vs CA$0.013 profit in 1Q 2022) First quarter 2023 results: CA$0.058 loss per share (down from CA$0.013 profit in 1Q 2022). Revenue: CA$77.9m (down 19% from 1Q 2022). Net loss: CA$4.35m (down CA$5.30m from profit in 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 66 percentage points per year, which is a significant difference in performance. Announcement • Aug 10
Goldmoney Inc. to Report Q1, 2023 Results on Aug 11, 2022 Goldmoney Inc. announced that they will report Q1, 2023 results Pre-Market on Aug 11, 2022 Announcement • Jun 29
Goldmoney Inc., Annual General Meeting, Sep 07, 2022 Goldmoney Inc., Annual General Meeting, Sep 07, 2022. Reported Earnings • Jun 21
Full year 2022 earnings released: CA$0.076 loss per share (vs CA$0.15 profit in FY 2021) Full year 2022 results: CA$0.076 loss per share (down from CA$0.15 profit in FY 2021). Revenue: CA$358.6m (down 46% from FY 2021). Net loss: CA$5.75m (down 149% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 64 percentage points per year, which is a significant difference in performance. Board Change • Apr 27
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Recent Insider Transactions Derivative • Apr 08
Co-Founder exercised options to buy CA$55k worth of stock. On the 1st of April, Roy Sebag exercised options to buy 29k shares at a strike price of around CA$2.00, costing a total of CA$58k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since June 2021, Roy's direct individual holding has increased from 16.47m shares to 16.49m. Company insiders have collectively bought CA$620k more than they sold, via options and on-market transactions, in the last 12 months. Recent Insider Transactions Derivative • Apr 06
Co-Founder exercised options to buy CA$56k worth of stock. On the 1st of April, Roy Sebag exercised options to buy 29k shares at a strike price of around CA$2.00, costing a total of CA$58k. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. Since June 2021, Roy has owned 16.47m shares directly. Company insiders have collectively bought CA$875k more than they sold, via options and on-market transactions, in the last 12 months. Reported Earnings • Feb 10
Third quarter 2022 earnings: EPS and revenues exceed analyst expectations Third quarter 2022 results: EPS: CA$0.035 (down from CA$0.054 in 3Q 2021). Revenue: CA$68.6m (down 32% from 3Q 2021). Net income: CA$2.62m (down 35% from 3Q 2021). Profit margin: 3.8% (down from 4.0% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 49%. Earnings per share (EPS) also surpassed analyst estimates. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance. Recent Insider Transactions Derivative • Dec 24
Chief Operating Officer exercised options to buy CA$136k worth of stock. On the 21st of December, Paul Mennega exercised options to buy 65k shares at a strike price of around CA$3.15, costing a total of CA$204k. This transaction amounted to 1,291% of their direct individual holding at the time of the trade. Since March 2021, Paul's direct individual holding has decreased from 27.26k shares to 5.00k. Company insiders have collectively bought CA$452k more than they sold, via options and on-market transactions, in the last 12 months. Recent Insider Transactions Derivative • Nov 14
VP of Research & Director exercised options to buy CA$61k worth of stock. On the 9th of November, Stefan Wieler exercised options to buy 24k shares at a strike price of around CA$2.79, costing a total of CA$67k. This transaction amounted to 23% of their direct individual holding at the time of the trade. Since March 2021, Stefan's direct individual holding has increased from 93.56k shares to 126.55k. Company insiders have collectively bought CA$236k more than they sold, via options and on-market transactions, in the last 12 months. Reported Earnings • Nov 11
Second quarter 2022 earnings released: CA$0.041 loss per share (vs CA$0.099 profit in 2Q 2021) The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2022 results: Revenue: CA$70.6m (down 71% from 2Q 2021). Net loss: CA$3.07m (down 141% from profit in 2Q 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings. Valuation Update With 7 Day Price Move • Oct 15
Investor sentiment improved over the past week After last week's 19% share price gain to CA$2.67, the stock trades at a trailing P/E ratio of 30.9x. Average trailing P/E is 15x in the Diversified Financial industry in Canada. Total returns to shareholders of 3.8% over the past three years. Valuation Update With 7 Day Price Move • Aug 24
Investor sentiment improved over the past week After last week's 18% share price gain to CA$2.91, the stock trades at a trailing P/E ratio of 33.6x. Average trailing P/E is 21x in the Diversified Financial industry in Canada. Total returns to shareholders of 7.0% over the past three years. Executive Departure • Aug 18
Chief Financial Officer Steve Fray has left the company During their tenure, earnings grew by 14% annually compared to the industry average of 2.8%. On the 15th of August, Steve Fray left the company after 3.5 in the role. As of June 2021, Steve still personally held 50.47k shares (CA$136k worth at the time). Steve is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 6.54 years. Reported Earnings • Aug 13
First quarter 2022 earnings released: EPS CA$0.013 (vs CA$0.078 in 1Q 2021) The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2022 results: Revenue: CA$96.1m (down 45% from 1Q 2021). Net income: CA$950.9k (down 84% from 1Q 2021). Profit margin: 1.0% (down from 3.4% in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings. Valuation Update With 7 Day Price Move • Jul 16
Investor sentiment improved over the past week After last week's 20% share price gain to CA$3.00, the stock trades at a trailing P/E ratio of 19.6x. Average trailing P/E is 20x in the Diversified Financial industry in Canada. Total loss to shareholders of 1.6% over the past three years. Recent Insider Transactions Derivative • Jul 11
Chief Technology Officer exercised options to buy CA$48k worth of stock. On the 9th of July, Alessandro Premoli exercised options to buy 19k shares at a strike price of around CA$2.73, costing a total of CA$51k. This transaction amounted to 3.1% of their direct individual holding at the time of the trade. Since September 2020, Alessandro's direct individual holding has increased from 547.90k shares to 599.56k. Company insiders have collectively bought CA$35k more than they sold, via options and on-market transactions, in the last 12 months. Reported Earnings • Jun 26
Full year 2021 earnings released: EPS CA$0.15 (vs CA$0.13 loss in FY 2020) The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: CA$663.3m (up 43% from FY 2020). Net income: CA$11.7m (up CA$21.4m from FY 2020). Profit margin: 1.8% (up from net loss in FY 2020). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings. Recent Insider Transactions Derivative • Apr 14
Chief Technology Officer exercised options to buy CA$144k worth of stock. On the 8th of April, Alessandro Premoli exercised options to buy 47k shares at a strike price of around CA$2.57, costing a total of CA$121k. This transaction amounted to 8.6% of their direct individual holding at the time of the trade. Since June 2020, Alessandro's direct individual holding has increased from 475.85k shares to 552.26k. Company insiders have collectively sold CA$78k more than they bought, via options and on-market transactions in the last 12 months. Recent Insider Transactions • Feb 18
Chief Financial Officer recently sold CA$75k worth of stock On the 11th of February, Steve Fray sold around 20k shares on-market at roughly CA$3.75 per share. In the last 3 months, there was an even bigger sale from another insider worth CA$101k. Steve has been a seller over the last 12 months, reducing personal holdings by CA$212k. Valuation Update With 7 Day Price Move • Feb 16
Investor sentiment deteriorated over the past week After last week's 17% share price decline to CA$3.57, the stock is trading at a trailing P/E ratio of 28.2x, down from the previous P/E ratio of 34.1x. This compares to an average P/E of 16x in the Diversified Financial industry in North America. Total return to shareholders over the past three years is a loss of 7.4%. Reported Earnings • Feb 11
Third quarter 2021 earnings released: EPS CA$0.054 (vs CA$0.038 loss in 3Q 2020) The company reported a decent third quarter result with improved earnings and profit margins, although revenues were weaker. Third quarter 2021 results: Revenue: CA$100.5m (down 7.7% from 3Q 2020). Net income: CA$4.04m (up CA$7.00m from 3Q 2020). Profit margin: 4.0% (up from net loss in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings. Is New 90 Day High Low • Feb 09
New 90-day high: CA$4.31 The company is up 88% from its price of CA$2.29 on 10 November 2020. The Canadian market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 6.0% over the same period. Announcement • Feb 06
Goldmoney Inc. to Report Q3, 2021 Results on Feb 09, 2021 Goldmoney Inc. announced that they will report Q3, 2021 results Pre-Market on Feb 09, 2021 Recent Insider Transactions • Jan 18
Chief Technology Officer recently sold CA$101k worth of stock On the 15th of January, Alessandro Premoli sold around 30k shares on-market at roughly CA$3.37 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of CA$401k more than they bought in the last 12 months. Is New 90 Day High Low • Jan 05
New 90-day high: CA$2.86 The company is up 20% from its price of CA$2.38 on 06 October 2020. The Canadian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 19% over the same period. Reported Earnings • Nov 11
Second quarter 2021 earnings released: EPS CA$0.099 The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CA$245.4m (up 92% from 2Q 2020). Net income: CA$7.51m (up CA$6.46m from 2Q 2020). Profit margin: 3.1% (up from 0.8% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has fallen by 29% per year, which means it is performing significantly worse than earnings. Announcement • Nov 07
Goldmoney Inc. to Report Q2, 2021 Results on Nov 09, 2020 Goldmoney Inc. announced that they will report Q2, 2021 results at 9:00 AM, Eastern Standard Time on Nov 09, 2020 Announcement • Aug 06
Goldmoney Inc. to Report Q1, 2021 Results on Aug 06, 2020 Goldmoney Inc. announced that they will report Q1, 2021 results on Aug 06, 2020