Intact Financial Balance Sheet Health
Financial Health criteria checks 3/6
Intact Financial has a total shareholder equity of CA$17.8B and total debt of CA$5.1B, which brings its debt-to-equity ratio to 28.8%. Its total assets and total liabilities are CA$59.3B and CA$41.5B respectively. Intact Financial's EBIT is CA$3.0B making its interest coverage ratio 13.1. It has cash and short-term investments of CA$2.8B.
Key information
28.8%
Debt to equity ratio
CA$5.12b
Debt
| Interest coverage ratio | 13.1x |
| Cash | CA$2.78b |
| Equity | CA$17.78b |
| Total liabilities | CA$41.52b |
| Total assets | CA$59.30b |
Recent financial health updates
Recent updates
Intact Financial Corporation's (TSE:IFC) Share Price Matching Investor Opinion
Jul 22
Most Shareholders Will Probably Find That The CEO Compensation For Intact Financial Corporation (TSE:IFC) Is Reasonable
May 02Intact Financial (TSE:IFC) Is Paying Out A Larger Dividend Than Last Year
Feb 19What You Can Learn From Intact Financial Corporation's (TSE:IFC) P/E
Feb 06Financial Position Analysis
Short Term Liabilities: IFC's short term assets (CA$9.5B) do not cover its short term liabilities (CA$26.8B).
Long Term Liabilities: IFC's short term assets (CA$9.5B) do not cover its long term liabilities (CA$14.7B).
Debt to Equity History and Analysis
Debt Level: IFC's net debt to equity ratio (13.2%) is considered satisfactory.
Reducing Debt: IFC's debt to equity ratio has increased from 24.8% to 28.8% over the past 5 years.
Debt Coverage: IFC's debt is well covered by operating cash flow (52.6%).
Interest Coverage: IFC's interest payments on its debt are well covered by EBIT (13.1x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:45 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Intact Financial Corporation is covered by 26 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Donovan | Accountability Research Corporation |
| John Aiken | Barclays |
| Tom MacKinnon | BMO Capital Markets Equity Research |