Intact Financial Corporation

TSX:IFC Stock Report

Market Cap: CA$48.5b

Intact Financial Past Earnings Performance

Past criteria checks 5/6

Intact Financial has been growing earnings at an average annual rate of 15.2%, while the Insurance industry saw earnings growing at 15.2% annually. Revenues have been growing at an average rate of 23.5% per year. Intact Financial's return on equity is 12.2%, and it has net margins of 6.8%.

Key information

15.2%

Earnings growth rate

10.5%

EPS growth rate

Insurance Industry Growth20.6%
Revenue growth rate23.5%
Return on equity12.2%
Net Margin6.8%
Next Earnings Update12 Feb 2025

Recent past performance updates

Recent updates

Intact Financial Corporation's (TSE:IFC) Share Price Matching Investor Opinion

Jul 22
Intact Financial Corporation's (TSE:IFC) Share Price Matching Investor Opinion

Most Shareholders Will Probably Find That The CEO Compensation For Intact Financial Corporation (TSE:IFC) Is Reasonable

May 02
Most Shareholders Will Probably Find That The CEO Compensation For Intact Financial Corporation (TSE:IFC) Is Reasonable

Intact Financial (TSE:IFC) Is Paying Out A Larger Dividend Than Last Year

Feb 19
Intact Financial (TSE:IFC) Is Paying Out A Larger Dividend Than Last Year

What You Can Learn From Intact Financial Corporation's (TSE:IFC) P/E

Feb 06
What You Can Learn From Intact Financial Corporation's (TSE:IFC) P/E

Is Intact Financial Corporation (TSE:IFC) A Smart Choice For Dividend Investors?

Apr 06
Is Intact Financial Corporation (TSE:IFC) A Smart Choice For Dividend Investors?

Intact Financial Corporation (TSE:IFC) Passed Our Checks, And It's About To Pay A CA$0.83 Dividend

Mar 07
Intact Financial Corporation (TSE:IFC) Passed Our Checks, And It's About To Pay A CA$0.83 Dividend

What Type Of Shareholders Own The Most Number of Intact Financial Corporation (TSE:IFC) Shares?

Mar 03
What Type Of Shareholders Own The Most Number of Intact Financial Corporation (TSE:IFC) Shares?

Revenue & Expenses Breakdown

How Intact Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TSX:IFC Revenue, expenses and earnings (CAD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2430,3242,06400
30 Jun 2429,6382,02000
31 Mar 2429,0391,52700
31 Dec 2328,6521,23200
30 Sep 2328,9081,06600
30 Jun 2328,8461,28000
31 Mar 2329,5082,26900
31 Dec 2230,1702,39400
30 Sep 2223,7932,74300
30 Jun 2223,3592,66400
31 Mar 2221,0191,99900
31 Dec 2117,8842,01400
30 Sep 2115,5181,70000
30 Jun 2113,4431,74000
31 Mar 2112,7031,43600
31 Dec 2012,4851,03000
30 Sep 2012,23489400
30 Jun 2011,87274800
31 Mar 2011,54865600
31 Dec 1911,30870900
30 Sep 1911,13571300
30 Jun 1911,00072400
31 Mar 1910,81372000
31 Dec 1810,60266700
30 Sep 1810,42565600
30 Jun 189,94363300
31 Mar 189,56171900
31 Dec 179,24576500
30 Sep 178,73371000
30 Jun 178,77766600
31 Mar 178,68351500
31 Dec 168,50752100
30 Sep 168,43654700
30 Jun 168,24555300
31 Mar 168,11165900
31 Dec 158,09968500
30 Sep 158,05569200
30 Jun 158,03476300
31 Mar 158,02877900
31 Dec 147,98076100
30 Sep 147,96166300
30 Jun 147,85650830
31 Mar 147,617396130
31 Dec 137,476410180

Quality Earnings: IFC has high quality earnings.

Growing Profit Margin: IFC's current net profit margins (6.8%) are higher than last year (3.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: IFC's earnings have grown by 15.2% per year over the past 5 years.

Accelerating Growth: IFC's earnings growth over the past year (93.6%) exceeds its 5-year average (15.2% per year).

Earnings vs Industry: IFC earnings growth over the past year (93.6%) exceeded the Insurance industry 40.1%.


Return on Equity

High ROE: IFC's Return on Equity (12.2%) is considered low.


Return on Assets


Return on Capital Employed


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