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Intact Financial TSX:IFC.PRE Stock Report

Last Price

CA$22.10

Market Cap

CA$52.4b

7D

-2.7%

1Y

11.6%

Updated

22 Apr, 2025

Data

Company Financials +

Intact Financial Corporation

TSX:IFC.PRE Stock Report

Market Cap: CA$52.4b

IFC.PRE Stock Overview

Through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. More details

IFC.PRE fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 34.2% below our estimate of its fair value

Earnings are forecast to grow 6.46% per year

Earnings grew by 79.1% over the past year

Risk Analysis

No risks detected for IFC.PRE from our risk checks.

Intact Financial Corporation Competitors

Fairfax Financial Holdings

TSX:FFH

CA$43.8b

Definity Financial

TSX:DFY

CA$7.3b

Trisura Group

TSX:TSU

CA$1.7b

Sun Life Financial

TSX:SLF

CA$44.5b

Price History & Performance

Summary of share price highs, lows and changes for Intact Financial
Historical stock prices
Current Share PriceCA$22.10
52 Week HighCA$23.96
52 Week LowCA$19.75
Beta0.41
1 Month Change-5.96%
3 Month Change-2.51%
1 Year Change11.62%
3 Year Change-2.90%
5 Year Change0.91%
Change since IPO-11.28%

Recent News & Updates

Recent updates

Shareholder Returns

IFC.PRECA InsuranceCA Market
7D-2.7%0.7%1.1%
1Y11.6%28.7%8.7%

Return vs Industry: IFC.PRE underperformed the Canadian Insurance industry which returned 27% over the past year.

Return vs Market: IFC.PRE exceeded the Canadian Market which returned 7.8% over the past year.

Price Volatility

Is IFC.PRE's price volatile compared to industry and market?
IFC.PRE volatility
IFC.PRE Average Weekly Movement1.9%
Insurance Industry Average Movement4.0%
Market Average Movement9.6%
10% most volatile stocks in CA Market17.8%
10% least volatile stocks in CA Market4.1%

Stable Share Price: IFC.PRE has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: IFC.PRE's weekly volatility (2%) has been stable over the past year.

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

About the Company

FoundedEmployeesCEOWebsite
180931,000Charles Joseph Brindamourwww.intactfc.com

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. The company offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and contents from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance which provides commercial auto, property, and liability coverages. It also provides pet and business insurance, as well as provides risk management solutions.

Intact Financial Corporation Fundamentals Summary

How do Intact Financial's earnings and revenue compare to its market cap?
IFC.PRE fundamental statistics
Market capCA$52.37b
Earnings (TTM)CA$2.21b
Revenue (TTM)CA$28.94b

23.9x

P/E Ratio

1.8x

P/S Ratio

Is IFC.PRE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IFC.PRE income statement (TTM)
RevenueCA$28.94b
Cost of RevenueCA$25.19b
Gross ProfitCA$3.75b
Other ExpensesCA$1.55b
EarningsCA$2.21b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

May 07, 2025

Earnings per share (EPS)12.38
Gross Margin12.97%
Net Profit Margin7.63%
Debt/Equity Ratio26.6%

How did IFC.PRE perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

39%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/22 18:19
End of Day Share Price 2025/04/22 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Intact Financial Corporation is covered by 26 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David DonovanAccountability Research Corporation
John AikenBarclays
Tom MacKinnonBMO Capital Markets Equity Research