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Intact Financial TSX:IFC.PRC Stock Report

Last Price

CA$22.79

Market Cap

CA$46.0b

7D

0.6%

1Y

14.0%

Updated

31 Jan, 2025

Data

Company Financials +

Intact Financial Corporation

TSX:IFC.PRC Stock Report

Market Cap: CA$46.0b

IFC.PRC Stock Overview

Through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. More details

IFC.PRC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health3/6
Dividends5/6

Rewards

Trading at 40.8% below our estimate of its fair value

Earnings are forecast to grow 6.2% per year

Earnings grew by 93.6% over the past year

Pays a reliable dividend of 1.87%

Risk Analysis

No risks detected for IFC.PRC from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Intact Financial Corporation Competitors

Fairfax Financial Holdings

TSX:FFH

CA$43.3b

Definity Financial

TSX:DFY

CA$6.6b

Trisura Group

TSX:TSU

CA$1.6b

Sun Life Financial

TSX:SLF

CA$47.9b

Price History & Performance

Summary of share price highs, lows and changes for Intact Financial
Historical stock prices
Current Share PriceCA$22.79
52 Week HighCA$22.79
52 Week LowCA$18.95
Beta0.57
1 Month Change2.43%
3 Month Change11.17%
1 Year Change13.95%
3 Year Change-8.10%
5 Year Change24.26%
Change since IPO-8.47%

Recent News & Updates

Recent updates

Shareholder Returns

IFC.PRCCA InsuranceCA Market
7D0.6%-0.6%-0.5%
1Y14.0%27.1%17.7%

Return vs Industry: IFC.PRC underperformed the Canadian Insurance industry which returned 27.3% over the past year.

Return vs Market: IFC.PRC underperformed the Canadian Market which returned 17.9% over the past year.

Price Volatility

Is IFC.PRC's price volatile compared to industry and market?
IFC.PRC volatility
IFC.PRC Average Weekly Movement2.0%
Insurance Industry Average Movement2.8%
Market Average Movement8.4%
10% most volatile stocks in CA Market18.3%
10% least volatile stocks in CA Market2.9%

Stable Share Price: IFC.PRC has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: IFC.PRC's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
180930,000Charles Joseph Brindamourwww.intactfc.com

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. The company offers insurance, such as personal auto which provides coverage from accidents, third party liability, and physical damage; personal property which provides protection for homes and contents from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance which provides commercial auto, property, and liability coverages. It also provides pet and business insurance, as well as provides risk management solutions.

Intact Financial Corporation Fundamentals Summary

How do Intact Financial's earnings and revenue compare to its market cap?
IFC.PRC fundamental statistics
Market capCA$45.97b
Earnings (TTM)CA$2.06b
Revenue (TTM)CA$30.32b

22.3x

P/E Ratio

1.5x

P/S Ratio

Is IFC.PRC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IFC.PRC income statement (TTM)
RevenueCA$30.32b
Cost of RevenueCA$26.25b
Gross ProfitCA$4.08b
Other ExpensesCA$2.01b
EarningsCA$2.06b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 11, 2025

Earnings per share (EPS)11.57
Gross Margin13.45%
Net Profit Margin6.81%
Debt/Equity Ratio28.8%

How did IFC.PRC perform over the long term?

See historical performance and comparison

Dividends

1.9%

Current Dividend Yield

41%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 10:56
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Intact Financial Corporation is covered by 26 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David DonovanAccountability Research Corporation
John AikenBarclays
Tom MacKinnonBMO Capital Markets Equity Research