Dominion Lending Centres Inc.

TSX:DLCG Stock Report

Market Cap: CA$792.1m

Dominion Lending Centres Valuation

Is DLCG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of DLCG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

CA$1
Fair Value
924.2% overvalued intrinsic discount
4
Number of Analysts

Below Fair Value: DLCG (CA$10.26) is trading above our estimate of fair value (CA$1)

Significantly Below Fair Value: DLCG is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for DLCG?

Key metric: As DLCG is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for DLCG. This is calculated by dividing DLCG's market cap by their current revenue.
What is DLCG's PS Ratio?
PS Ratio9x
SalesCA$87.67m
Market CapCA$792.12m

Price to Sales Ratio vs Peers

How does DLCG's PS Ratio compare to its peers?

The above table shows the PS ratio for DLCG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average8.7x
MKP MCAN Mortgage
6.8x11.54%CA$862.7m
TF Timbercreek Financial
8.9x27.52%CA$600.0m
AI Atrium Mortgage Investment
9.1x17.09%CA$549.2m
FC Firm Capital Mortgage Investment
9.8x5.64%CA$442.7m
DLCG Dominion Lending Centres
9x10.96%CA$792.1m

Price-To-Sales vs Peers: DLCG is expensive based on its Price-To-Sales Ratio (9x) compared to the peer average (8.7x).

Price to Sales Ratio vs Industry

How does DLCG's PS Ratio compare vs other companies in the CA Diversified Financial Industry?

6 CompaniesPrice / SalesEstimated GrowthMarket Cap
BNXA Banxa Holdings
0.1xn/aUS$41.21m
CHW Chesswood Group
0.2xn/aUS$13.10m
PBIT POSaBIT Systems
0.5xn/aUS$6.40m
XSF XS Financial
0.4xn/aUS$3.84m
DLCG 9.0xIndustry Avg. 2.8xNo. of Companies6PS02.85.68.411.214+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: DLCG is expensive based on its Price-To-Sales Ratio (9x) compared to the North American Diversified Financial industry average (2.8x).

Price to Sales Ratio vs Fair Ratio

What is DLCG's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

DLCG PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio9x
Fair PS Ratio3.8x

Price-To-Sales vs Fair Ratio: DLCG is expensive based on its Price-To-Sales Ratio (9x) compared to the estimated Fair Price-To-Sales Ratio (3.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst DLCG forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCA$10.26
CA$11.31
+10.26%
1.83%CA$11.50CA$11.00n/a4
Oct ’26CA$10.40
CA$11.19
+7.57%
2.90%CA$11.50CA$10.75n/a4
Sep ’26CA$8.90
CA$11.08
+24.53%
2.81%CA$11.50CA$10.75n/a3
Aug ’26CA$8.68
CA$10.83
+24.81%
5.76%CA$11.50CA$10.00n/a3
Jul ’26CA$8.86
CA$10.50
+18.51%
6.73%CA$11.00CA$9.50n/a3
Jun ’26CA$9.26
CA$10.50
+13.39%
6.73%CA$11.00CA$9.50n/a3
May ’26CA$8.00
CA$9.92
+23.96%
7.79%CA$11.00CA$9.25n/a3
Apr ’26CA$7.99
CA$9.92
+24.11%
7.79%CA$11.00CA$9.25n/a3
Mar ’26CA$8.10
CA$9.42
+16.26%
4.51%CA$10.00CA$9.00n/a3
Feb ’26CA$8.15
CA$8.67
+6.34%
11.62%CA$9.50CA$7.25n/a3
Jan ’26CA$7.80
CA$7.83
+0.43%
15.27%CA$9.50CA$6.75n/a3
Dec ’25CA$7.18
CA$6.38
-11.21%
5.88%CA$6.75CA$6.00n/a2
Nov ’25CA$5.25
CA$5.88
+11.90%
6.38%CA$6.25CA$5.50n/a2
Oct ’25CA$4.15
CA$4.63
+11.45%
13.51%CA$5.25CA$4.00CA$10.402
Sep ’25CA$3.83
CA$4.63
+20.76%
13.51%CA$5.25CA$4.00CA$8.902
Aug ’25CA$3.68
CA$4.38
+18.89%
8.57%CA$4.75CA$4.00CA$8.682
Jul ’25CA$3.60
CA$4.13
+14.58%
9.09%CA$4.50CA$3.75CA$8.862
Jun ’25CA$3.78
CA$4.13
+9.13%
9.09%CA$4.50CA$3.75CA$9.262
May ’25CA$3.00
CA$3.75
+25.00%
6.67%CA$4.00CA$3.50CA$8.002
Apr ’25CA$3.16
CA$3.63
+14.72%
10.34%CA$4.00CA$3.25CA$7.992
Mar ’25CA$2.75
CA$3.63
+31.82%
10.34%CA$4.00CA$3.25CA$8.102
Feb ’25CA$3.00
CA$3.38
+12.50%
18.52%CA$4.00CA$2.75CA$8.152
Jan ’25CA$2.80
CA$3.38
+20.54%
18.52%CA$4.00CA$2.75CA$7.802
Dec ’24CA$2.55
CA$3.38
+32.35%
18.52%CA$4.00CA$2.75CA$7.182
Nov ’24CA$2.00
CA$3.38
+68.75%
18.52%CA$4.00CA$2.75CA$5.252
Oct ’24CA$2.06
CA$3.38
+63.83%
18.52%CA$4.00CA$2.75CA$4.152
CA$11.31
Fair Value
9.3% undervalued intrinsic discount
4
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/28 21:42
End of Day Share Price 2025/10/28 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Dominion Lending Centres Inc. is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jim ByrneAcumen Capital Finance Partners Limited
Matthew LeeCanaccord Genuity
Jeffrey FenwickCormark Securities Inc.