AXP Stock Overview

Operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. More details

AXP fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	5/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 6.3% below our estimate of its fair value

Earnings are forecast to grow 7.35% per year

Earnings grew by 23.6% over the past year

Risk Analysis

No risks detected for AXP from our risk checks.

My Notes

Capture your thoughts, links and company narrative

American Express Company Competitors

goeasy

TSX:GSY

CA$2.7b

Brookfield

TSX:BN

CA$121.6b

Propel Holdings

TSX:PRL

CA$1.4b

Capital One Financial

NYSE:COF

US$68.2b

Price History & Performance

Summary of share price highs, lows and changes for American Express
Historical stock prices
Current Share Price	US$26.33
52 Week High	US$27.17
52 Week Low	US$23.49
Beta	1.23
1 Month Change	-0.87%
3 Month Change	12.04%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	14.03%

Recent updates

Shareholder Returns

	AXP	CA Consumer Finance	CA Market
7D	-1.5%	-0.8%	-2.0%
1Y	n/a	26.6%	15.2%

Return vs Industry: Insufficient data to determine how AXP performed against the Canadian Consumer Finance industry.

Return vs Market: Insufficient data to determine how AXP performed against the Canadian Market.

Price Volatility

Is AXP's price volatile compared to industry and market?
AXP volatility
AXP Average Weekly Movement	4.0%
Consumer Finance Industry Average Movement	7.8%
Market Average Movement	8.2%
10% most volatile stocks in CA Market	17.4%
10% least volatile stocks in CA Market	2.9%

Stable Share Price: AXP has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: Insufficient data to determine AXP's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1850	74,600	Steve Squeri	www.americanexpress.com

American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services.

American Express Company Fundamentals Summary

How do American Express's earnings and revenue compare to its market cap?
AXP fundamental statistics
Market cap	CA$302.34b
Earnings (TTM)	CA$14.03b
Revenue (TTM)	CA$85.13b

21.6x

P/E Ratio

3.6x

P/S Ratio

Is AXP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AXP income statement (TTM)
Revenue	US$59.24b
Cost of Revenue	US$26.24b
Gross Profit	US$33.00b
Other Expenses	US$23.24b
Earnings	US$9.76b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 24, 2025

Earnings per share (EPS)	13.85
Gross Margin	55.70%
Net Profit Margin	16.48%
Debt/Equity Ratio	186.8%

How did AXP perform over the long term?

See historical performance and comparison

Dividends

0.9%

Current Dividend Yield

20%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 02:05
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

American Express Company is covered by 61 analysts. 22 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Stephen Biggar	Argus Research Company
David George	Baird
Ishan Majumdar	Baptista Research

American Express NEOE:AXP Stock Report