Royal Bank of Canada Balance Sheet Health
Financial Health criteria checks 6/6
Royal Bank of Canada has total assets of CA$1,974.4B and total equity of CA$116.5B. Total deposits are CA$1,241.2B, and total loans are CA$858.3B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are CA$684.2B.
Key information
16.9x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CA$1.24t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CA$684.23b |
Recent financial health updates
No updates
Recent updates
We Think Some Shareholders May Hesitate To Increase Royal Bank of Canada's (TSE:RY) CEO Compensation
Apr 05
Royal Bank of Canada (TSE:RY) Will Pay A Larger Dividend Than Last Year At CA$1.38
Jan 12Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.38
Dec 13Royal Bank of Canada's (TSE:RY) Dividend Will Be Increased To CA$1.35
Jul 13Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.32
Apr 05Royal Bank of Canada's (TSE:RY) Upcoming Dividend Will Be Larger Than Last Year's
Jan 20Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.32
Dec 28Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.32
Dec 03Here's Why We Think Royal Bank of Canada (TSE:RY) Is Well Worth Watching
Dec 01Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.28
Jul 14Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.28
Jun 23Royal Bank of Canada (TSE:RY) Is Increasing Its Dividend To CA$1.28
Jun 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RY's Assets to Equity ratio (16.9x) is moderate.
Allowance for Bad Loans: RY has a sufficient allowance for bad loans (126%).
Low Risk Liabilities: 67% of RY's liabilities are made up of primarily low risk sources of funding.
Loan Level: RY has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: RY's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: RY has an appropriate level of bad loans (0.5%).