Royal Bank of Canada Balance Sheet Health
Financial Health criteria checks 6/6
Royal Bank of Canada has total assets of CA$2,076.1B and total equity of CA$124.5B. Total deposits are CA$1,361.3B, and total loans are CA$971.8B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are CA$732.1B.
Key information
16.7x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CA$1.36t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CA$732.14b |
Recent financial health updates
No updates
Recent updates
Royal Bank of Canada's (TSE:RY) Dividend Will Be CA$1.42
Sep 12
Royal Bank of Canada (TSE:RY) Will Pay A Larger Dividend Than Last Year At CA$1.42
Jun 11We Think Some Shareholders May Hesitate To Increase Royal Bank of Canada's (TSE:RY) CEO Compensation
Apr 05Royal Bank of Canada (TSE:RY) Will Pay A Larger Dividend Than Last Year At CA$1.38
Jan 12Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RY's Assets to Equity ratio (16.7x) is moderate.
Allowance for Bad Loans: RY has a sufficient allowance for bad loans (102%).
Low Risk Liabilities: 70% of RY's liabilities are made up of primarily low risk sources of funding.
Loan Level: RY has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: RY's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: RY has an appropriate level of bad loans (0.6%).