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TOTVS S.A.BOVESPA:TOTS3 Stock Report

Market Cap R$27.0b
Share Price
R$45.91
n/a
1Y67.9%
7D7.3%
Portfolio Value
​
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TOTVS S.A.

BOVESPA:TOTS3 Stock Report

Market Cap: R$27.0b

TOTVS (TOTS3) Stock Overview

Develops and sells management software, and productivity and collaboration platforms in Brazil and internationally. More details

TOTS3 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance5/6
Financial Health5/6
Dividends0/6

Rewards

Earnings are forecast to grow 19.5% per year

Earnings grew by 25.2% over the past year

Risk Analysis

No risks detected for TOTS3 from our risk checks.

TOTS3 Community Fair Values

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See what 12 others think this stock is worth. Follow their fair value or set your own to get alerts.

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TOTVS

TOTS3: Upcoming Linx Acquisition And Techfin Developments Will Support Balanced Outlook

Key Takeaways Integration of acquisitions and sector-specific solutions are boosting cross-sell opportunities and expanding customer reach, strengthening TOTVS' position in core markets. Investments in cloud, Techfin, and AI solutions, along with robust M&A activity, are driving higher-margin recurring revenues and improving earnings stability.
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R$47.85
FV
4.0% undervalued intrinsic discount
18.70%
Revenue growth p.a.
0users have liked this narrative
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10users have followed this narrative
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TOTVS

Emerging Market Digitalization And Cloud Migration Will Unlock Secular Opportunities

Key Takeaways Accelerating SaaS and cloud-driven recurring revenues, plus digitalization tailwinds, are poised to deliver sustained revenue growth and a structural step-change in profitability. Expansion into embedded finance and the Linx retail network unlocks major new cross-sell, margin, and growth opportunities largely ignored in current market expectations.
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R$55
FV
16.5% undervalued intrinsic discount
17.83%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
TOTS3 logo
TOTVS

Stricter Data Privacy And Brazil Volatility Will Erode Margins

Key Takeaways Rising regulatory burdens, macroeconomic instability, and deepening Brazil exposure jeopardize profitability, revenue growth, and create operational risks for TOTVS. Escalating competition and rapid tech advancements may outpace TOTVS's innovation, risking market share loss, margin erosion, and diminished recurring revenues.
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R$33
FV
39.1% overvalued intrinsic discount
14.33%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
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TOTVS S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for TOTVS
Historical stock prices
Current Share PriceR$45.91
52 Week HighR$48.40
52 Week LowR$25.89
Beta0.64
1 Month Change1.64%
3 Month Change6.72%
1 Year Change67.86%
3 Year Change71.56%
5 Year Change81.25%
Change since IPO1,925.44%

Recent News & Updates

Earnings Tell The Story For TOTVS S.A. (BVMF:TOTS3)

Nov 29
Earnings Tell The Story For TOTVS S.A. (BVMF:TOTS3)

Analyst Estimates: Here's What Brokers Think Of TOTVS S.A. (BVMF:TOTS3) After Its Third-Quarter Report

Nov 08
Analyst Estimates: Here's What Brokers Think Of TOTVS S.A. (BVMF:TOTS3) After Its Third-Quarter Report

Recent updates

Earnings Tell The Story For TOTVS S.A. (BVMF:TOTS3)

Nov 29
Earnings Tell The Story For TOTVS S.A. (BVMF:TOTS3)

Analyst Estimates: Here's What Brokers Think Of TOTVS S.A. (BVMF:TOTS3) After Its Third-Quarter Report

Nov 08
Analyst Estimates: Here's What Brokers Think Of TOTVS S.A. (BVMF:TOTS3) After Its Third-Quarter Report

TOTVS (BVMF:TOTS3) Seems To Use Debt Rather Sparingly

Sep 18
TOTVS (BVMF:TOTS3) Seems To Use Debt Rather Sparingly

Pinning Down TOTVS S.A.'s (BVMF:TOTS3) P/E Is Difficult Right Now

Aug 07
Pinning Down TOTVS S.A.'s (BVMF:TOTS3) P/E Is Difficult Right Now

TOTVS (BVMF:TOTS3) Seems To Use Debt Rather Sparingly

Jun 02
TOTVS (BVMF:TOTS3) Seems To Use Debt Rather Sparingly

TOTVS S.A. (BVMF:TOTS3) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

May 10
TOTVS S.A. (BVMF:TOTS3) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

At R$37.62, Is It Time To Put TOTVS S.A. (BVMF:TOTS3) On Your Watch List?

May 01
At R$37.62, Is It Time To Put TOTVS S.A. (BVMF:TOTS3) On Your Watch List?
User avatar

Expanding Cloud And AI Services Will Capture Brazil's Growing SMB Market

TOTVS is focusing on an immature market in Brazil to drive revenue through cloud and AI with potential for capturing significant market share.

Here's What Analysts Are Forecasting For TOTVS S.A. (BVMF:TOTS3) After Its Yearly Results

Feb 15
Here's What Analysts Are Forecasting For TOTVS S.A. (BVMF:TOTS3) After Its Yearly Results

After Leaping 27% TOTVS S.A. (BVMF:TOTS3) Shares Are Not Flying Under The Radar

Feb 01
After Leaping 27% TOTVS S.A. (BVMF:TOTS3) Shares Are Not Flying Under The Radar

Is Now The Time To Look At Buying TOTVS S.A. (BVMF:TOTS3)?

Jan 20
Is Now The Time To Look At Buying TOTVS S.A. (BVMF:TOTS3)?

TOTVS (BVMF:TOTS3) Seems To Use Debt Rather Sparingly

Jan 02
TOTVS (BVMF:TOTS3) Seems To Use Debt Rather Sparingly

Shareholder Returns

TOTS3BR SoftwareBR Market
7D7.3%1.7%-1.6%
1Y67.9%2.4%14.0%

Return vs Industry: TOTS3 exceeded the BR Software industry which returned 2.2% over the past year.

Return vs Market: TOTS3 exceeded the BR Market which returned 17.7% over the past year.

Price Volatility

Is TOTS3's price volatile compared to industry and market?
TOTS3 volatility
TOTS3 Average Weekly Movement4.3%
Software Industry Average Movement6.4%
Market Average Movement4.4%
10% most volatile stocks in BR Market9.6%
10% least volatile stocks in BR Market2.1%

Stable Share Price: TOTS3 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: TOTS3's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1983n/aDennis Herszkowiczwww.totvs.com

TOTVS S.A. develops and sells management software, and productivity and collaboration platforms in Brazil and internationally. It offers an ERP platform, which integrates software management, social networks, real-time reporting, and other applications; business intelligence solutions; Fluig platform; and HR solutions, such as recruitment and selection, positions and salaries, electronic point, medicine and work safety, sheet, performance evaluation, and training and development solutions. The company also provides B2B credit, prepayment of receivables, payments via PIX, credit cards, and digital wallets and payment solutions; digital marketing, data intelligence and sales /digital commerce, and customer experience solutions; cloud, CRM, analytics, IPAAS, and electronic signature; and consulting and related services, as well as operates as an investment and equity investment fund.

TOTVS S.A. Fundamentals Summary

How do TOTVS's earnings and revenue compare to its market cap?
TOTS3 fundamental statistics
Market capR$26.98b
Earnings (TTM)R$812.57m
Revenue (TTM)R$5.92b
33.2x
P/E Ratio
4.6x
P/S Ratio

Is TOTS3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TOTS3 income statement (TTM)
RevenueR$5.92b
Cost of RevenueR$1.79b
Gross ProfitR$4.13b
Other ExpensesR$3.31b
EarningsR$812.57m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Feb 11, 2026

Earnings per share (EPS)1.38
Gross Margin69.75%
Net Profit Margin13.74%
Debt/Equity Ratio28.1%

How did TOTS3 perform over the long term?

See historical performance and comparison

Dividends

1.1%
Current Dividend Yield
27%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/07 02:54
End of Day Share Price 2025/12/05 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TOTVS S.A. is covered by 20 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lucca BrendimBofA Global Research
Daniel FederleBradesco S.A. Corretora de Títulos e Valores Mobiliários
Frederico MendesBradesco S.A. Corretora de Títulos e Valores Mobiliários